I'm talking about the US government. Obama has been every bit as obeisant to banks as Bush was, and Clinton before that. The banks rule, but thats the golden rule- they who have the gold, make the rules. The obscene and accelerating concentration of wealth in the USA has been accompanied by a concentration of political power among moneyed interests, paramount among them the fed/banking cartel. You are a society of rentiers' now, most wealth at the top end does not accumulate from making stuff, rather buying, selling and renting stuff.