It will be worse if there is a vote to leave and it will be better if we remain in the EEC. Unquestionably we should leave but, purely for selfish reasons, I shall be voting to remain so as to have a better exchange rate when I move to Thailand.
When I leave the UK I will not care about the UK as long as it sends me my pension every month. The regulations relating to pensions are going to change significantly soon and I may have the option of selling my annuities and cutting still more ties with the UK.
Europe has helped to ruin the UK and it is in part responsible for me seeking to leave.