Thread: What if a fellow farang asks to borrow cash?

Originally Posted by DJ Pat

I personally discrimate against certain accents, that's all. Something guilty in those scouse and brummie accents.

So, your bias is down to accents?

Originally Posted by November Rain

So, your bias is down to accents?

Not always. Appearance, shoes, watch, facial hair, moustaches also come into play.

If i get asked to loan money, if i know and like them and want to remain friends, i'd give it to them, not a loan.

If i dont care if i see em again, i lend it to them.

If they are neither of the above they can f*ck off.

Originally Posted by Bower

If they are neither of the above they can f*ck off.

That's the spirit.

We're connected.

Originally Posted by DJ Pat

Appearance, shoes, watch, facial hair, moustaches also come into play.

just ticked all them boxes mate..sorry no loan for you

on another note, yes i have lent, but only with security and deadlines, you fail the deadline you loose your stake..the only time i have lost my loan/s..bloody family, never again

Originally Posted by nedwalk

Originally Posted by DJ Pat

Appearance, shoes, watch, facial hair, moustaches also come into play.

just ticked all them boxes mate..sorry no loan for you

Those are the things I look at to determine the 'credibility' of a person in general.

You got 300 Baht? I gotta just pay that taxi downstairs. Got cash in my room, I'll get it later for you.

Originally Posted by November Rain

Originally Posted by DJ Pat

I personally discrimate against certain accents, that's all. Something guilty in those scouse and brummie accents.

So, your bias is down to accents?

Well, no. His bias comes down to him being a right plonker.

There was an occasion - that was documented in Teakdoor, of a loan between one member and another.

There was considered to be credit risk and flight risk, so the borrower's passport was placed as collateral for the loan.

The loan was repaid and the passport returned.

^ yeah, it was a classic Scampy moment

loved the part when the money to be paid back was instead spent on a trip to Kho Samui to visit a TD member for a pissup

Originally Posted by Butterfly

visit a TD member for a pissup

Yeah me and Smeg....

I've lent various friends money over the years and usually always got it back with thanks.
Family is a different matter though. You can pick your friends..

Originally Posted by DJ Pat

Originally Posted by November Rain

So, your bias is down to accents?

Not always. Appearance, shoes, watch, facial hair, moustaches also come into play.

I'm with you here Pat, I never lend to folks who wear shoes.

Originally Posted by AntRobertson

Sez you! You lent me money last time we were in Phuket... As did Jase for that matter.

Did you pay me back?

There's also a difference between spotting a bloke a few hundred for a taxi or beer bill and lending a larger amount of money.

^^^

This is true- if somebody needs, say, 1,000 baht, I'll just give it and forget about it- if it comes back later (in cash, a couple beers, whatever) great- if not, it's not enough to stress over.

Originally Posted by Bobcock

Originally Posted by AntRobertson

Sez you! You lent me money last time we were in Phuket... As did Jase for that matter.

Did you pay me back?

... I think so!?

To be honest I can't actually recall. I'm usually pretty good with that sort of thing though. I definately know I paid J back -- I asked him to borrow some cash when we were out and he stuffed about 20k in my hand!

Old Mark sums it up for me.

"The holy passion of friendship is so sweet and steady and loyal and enduring in nature that it will last through a whole lifetime, if not asked to lend money."

Mark Twain

Originally Posted by DJ Pat

Originally Posted by slimboyfat

How long are you down in Cornwall for?

Hopefully I will be down there in a couple of weeks visiting the Olds.

Recording a report for the radio station on the Boardmasters festival in Newquay soon then Glastonbury later but I rent a flat there so pretty much all the time.

Why?

Obviously in my drunk state last night I thought it might be an idea to meet up for a couple of pints.

Originally Posted by somtamslap

It wasn't a con

Oh it was a con alright, you confirmed already he did it at many bars. Everybody was set up emotionally with the initial "emergency" request and faithful repayment of loan, the sting being the second, bigger tab and vanishing act.

Originally Posted by kingwilly

There's also a difference between spotting a bloke a few hundred for a taxi or beer bill and lending a larger amount of money.

Yes, we gotta clarify the context.

I once heard about a certain DJ who would make a habit of borrowing a few hundred baht at a time from his mates. Never paid it back but would have the cheek to turn up a month later and ask for more. He never tried it on me (only met him once) but he burnt a lot of people and lost a few fiendships along the way. I believe this certain DJ is now living in England and posts on this forum.

As far as I firgure a couple of hundred baht to work out what sort of person you are dealing with is a fair cost, I aint gonna miss it, and I've saved wasting time with an ass that I'm better off not spending time with

Originally Posted by DJ Pat

What do you do if a fellow farang asks to borrow cash?

Is Scampy broke, again?

Originally Posted by slimboyfat

Obviously in my drunk state last night I thought it might be an idea to meet up for a couple of pints.

Gee thanks.