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Thread: Banking Error

  1. #1
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    Banking Error

    I went along to my local Kasikorn Bank on Thursday to change 2000, (200 x 10) sterling travellers cheques and transfer the baht equivilent into my account.

    As usual i asked someone to photocopy the cheques and my passport details before i went to speak with the teller.

    Following the transaction the teller passed me a receipt for the transfer which read that i had deposited cheques to the value of 20,000, almost 1 million baht instead of almost 100,000 baht.

    Should i -

    1. Have asked for cash at that particular point?

    2. Kindly inform her of the error and make light of it?

    3. Say nothing and see what transpires?

  2. #2
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    say nothing,

    go to another branch and withdraw 1,000,000,


    and then wait and see what happens.

  3. #3
    Member JuniorExPat's Avatar
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    Bottom line: it's not your money, can't get around that simple fact.

    Option 1 is not an option as is proven every time one of these stories comes up. Option 2 is obviously the right thing to do but I would probably go for option 3 and just enjoy whatever show transpires, if any.

    So . . . how long before you put us out of our misery and tell us your outcome?


    JxP
    "There are three kinds of lies: lies, damned lies, and statistics." - Benjamin Disraeli

  4. #4
    Have you got any cheese Thetyim's Avatar
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    You omitted option 4

    4. Go get some more travellers cheques

  5. #5
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    ....the real issue....is do you want to do jail time in Thailand....


    Believe me you won't be the monkey..or ''ling''..might need to brush up on your Thai

    ....as a multipal choice question I would have gone for....[2.]
    as an answer....failing that ''DO'' brush up on your Thai...


    One other thing, comes to mind....you could have asked her out....you've got money....


    i am just the nowhere man...
    living in the nowhere land...
    forever...

  6. #6
    Have you got any cheese Thetyim's Avatar
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    Quote Originally Posted by JuniorExPat
    Option 2 is obviously the right thing to do
    Maybe in the west but not in Thailand.
    Pointing out her mistake will cause her to lose face.
    Say nothing and it will be quietly rectified behind the scenes and remain hidden.

  7. #7
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    Quote Originally Posted by taxexile View Post
    say nothing,

    go to another branch and withdraw 1,000,000,


    and then wait and see what happens.

    The sequel.....''A Year of Living Dangerously''....if you last that long....

  8. #8
    The Dentist English Noodles's Avatar
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    Quote Originally Posted by taxexile
    say nothing, go to another branch and withdraw 1,000,000, and then wait and see what happens.
    And get a certain jail term.

  9. #9
    Member JuniorExPat's Avatar
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    Quote Originally Posted by Thetyim View Post
    Quote Originally Posted by JuniorExPat
    Option 2 is obviously the right thing to do
    Maybe in the west but not in Thailand.
    Pointing out her mistake will cause her to lose face.
    Say nothing and it will be quietly rectified behind the scenes and remain hidden.

    If the amount in question was relatively insignificant I might agree but in this case you are placing yourself on the wrong side of the law.

    A B900,000 mistake does warrant a certain amount of face loss.

    Reverse the error and then consider what your reaction would/should be.

    Sometimes, just sometimes(!), the right thing in the West is also the right thing in Thailand.


    JxP

  10. #10
    The Dentist English Noodles's Avatar
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    Quote Originally Posted by Thetyim View Post
    Maybe in the west but not in Thailand.
    Pointing out her mistake will cause her to lose face.
    Say nothing and it will be quietly rectified behind the scenes and remain hidden.
    You have to be kidding. The first thing you want to be doing is pointing out the error and making sure others know about it.

    If not you leave yourself wide open for a scam from an employee.

  11. #11
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    My reaction was to inform the teller of her error immediately.

    She was a young girl who was probably trying to make a decent career for herself and it might have proved a great deal of embarassment for her should her bosses have discovered her error later.

    She was extremely grateful that i had told her but as i had my wife with me at the time she wasn't able to display how REALLY grateful she may have been.

    I slept well that night and had a very pleasant dream!

  12. #12
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    Quote''She was extremely grateful that i had told her but as i had my wife with me at the time she wasn't able to display how REALLY grateful she may have been.''Unquote Mr Lick.



    ....there seems to be an incentive for you to bank there....if your Missus will ever let you go to that bank alone....in this life...

    ..don't be fooled, the Missus has probably already arranged a video link from the banks main frame....

    ....failing that...she will just rely on Thai gossip....

    I never go near another bank...I mightn't ever leave the house again....

    I wouldn't let the loved one play with sharp knives, around bed time....
    especially if she has a dreamy look on her face....or you pissed her off...

    as a matter of a fact I think I would flee the country....take the young thing from the bank.....and why stop at 900k....make a good thing of it....she will probably leave you when the money runs out....so take a shit load...they can only jail you once.......it might develop in true love .... Rio nice... say hello to Ron..

  13. #13
    The Dentist English Noodles's Avatar
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    ^

  14. #14
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    Just leave it and wait it out.

  15. #15
    Thailand Expat
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    Quote Originally Posted by English Noodles View Post
    ^


    What do you say....Carlos......El Jackal....''O''
    Do the runner....body armour and TNT belt....primed...

    Rio.....Ron and Peter Allan....


    When my baby
    When my baby smiles at me I go to Rio
    De Janeiro, my-oh-me-oh
    I go wild and then I have to do the Samba
    And La Bamba
    Now I'm not the kind of person
    With a passionate persuasion for dancin'
    Or roma-ancin'.......

  16. #16
    Thailand Expat terry57's Avatar
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    Quote Originally Posted by English Noodles View Post
    Quote Originally Posted by taxexile
    say nothing, go to another branch and withdraw 1,000,000, and then wait and see what happens.
    And get a certain jail term.
    Unfortunately that's exactly what would happen.

    Bummer Eh.

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