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Thread: Stupid PPI

  1. #26
    Thailand Expat harrybarracuda's Avatar
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    Quote Originally Posted by pseudolus View Post
    Yes

    I weighed up the cost of them taking a slice verses the times it takes if you have no paper work. Submit subject access request to see if had, 8 weeks, and a load of pissing about. You can do it yourself but as I was not sure and no time to waste, just let them do it. Anything I get is a bonus as far as I am concerned. Might even be able to afford to buy a hovel next door to taxexile.
    What slice do they take?

  2. #27
    RIP pseudolus's Avatar
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    20% as i recall. Time spent v what they cost, they'd have to come up with over 100k for me to be bothered about that.

  3. #28
    Thailand Expat harrybarracuda's Avatar
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    Quote Originally Posted by pseudolus View Post
    20% as i recall. Time spent v what they cost, they'd have to come up with over 100k for me to be bothered about that.
    Bollocks. It takes about 5 minutes to fill out on the online form and ten minutes to fill out the paper one.

    E.g. https://secure.lloydsbank.com/retail...ssion-form.asp


    You fucking mug.


  4. #29
    RIP pseudolus's Avatar
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    ringpiece harryarsehat yet again. that is only a small tiny scintilla of what is needed. At my hourly rate, not worth it. Of course, can't speak for everyone.

    Basically - as usual - you know FUCK ALL ABOUT IT and are desperately scrabbling around on google to try and make believe you do.


  5. #30
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    even that daft cvnt tax probably is owed a load,
    no bank ever managed to sell me something i didnt need or want, and apart from a mortgage, which did not have any ppi, i never borrowed a fucking penny from either the bank or on my credit card (singular) and i always paid my credit card bill in full every month. if i didnt have the money for something, i didnt buy it. simple as that.

    nobody owes me anything, and i dont owe anybody anything either.

    the only daft cvnts are those with loans, those that never bothered to read the small print and those financial simpletons who were suckered into buying ppi.

  6. #31
    RIP pseudolus's Avatar
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    and then you blew it all marrying a cashier and having to live in a ghetto.

    Oh dear.

  7. #32
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    Quote Originally Posted by pseudolus View Post
    So I largely ignored it, and thought nothing about it until I had lunch with my cousin in October. One of the first things she said was

    "have you done the PPI thing yet"?
    "No, dont be silly. Why would I bother with that" I replied, feeling all smug like the hsBBC suggests i should,
    "I've got 13k already from it. Other cousin is up to 15K"
    "Jing Lor?"
    "What does that mean?"
    "Mai khao jai"
    "What does that mean?"
    "I don't know"
    "So why did you say it then?"
    gotta love chavs petty talk, brilliant

  8. #33
    RIP pseudolus's Avatar
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    Chav? No no. Chavs don't meet relative for lunch. They live with them all in a caravan.


  9. #34
    Thailand Expat harrybarracuda's Avatar
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    Quote Originally Posted by pseudolus View Post
    ringpiece harryarsehat yet again. that is only a small tiny scintilla of what is needed. At my hourly rate, not worth it. Of course, can't speak for everyone.

    Basically - as usual - you know FUCK ALL ABOUT IT and are desperately scrabbling around on google to try and make believe you do.
    Oh don't take it out on me just because you were too fucking stupid to do a little bit of homework and fill out a one page online form, you fucking moron.

    Those PPI companies popped up out of nowhere to milk thick fuckers like you on minimum wage.


  10. #35
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    DrB0b's Avatar
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    Quote Originally Posted by taxexile View Post
    no bank ever managed to sell me something i didnt need or want, and apart from a mortgage, which did not have any ppi, i never borrowed a fucking penny from either the bank or on my credit card (singular) and i always paid my credit card bill in full every month. if i didnt have the money for something, i didnt buy it. simple as that.
    Why did you pay a credit card bill if you never borrowed money on it? Seems excessively generous of you.
    Last edited by DrB0b; 09-01-2018 at 01:19 AM.

  11. #36
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    So basically you paid 20% commission out of your winnings as well then? So are you a Mug as well?

    My total expenditure has been 10 minutes on the phone, and a load of signatures on some forms. That's it. Do it yourself, you are looking at hours and hours pissing about. Some doley like harry or butters might have time for that shit but I haven't.

  12. #37
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    Quote Originally Posted by pseudolus View Post
    Some doley like harry or butters might have time for that shit but I haven't.
    hey, why are you looping me with Harry on this ?

  13. #38
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    calling me a chav ffs.

  14. #39
    Thailand Expat harrybarracuda's Avatar
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    Quote Originally Posted by pseudolus View Post
    So basically you paid 20% commission out of your winnings as well then? So are you a Mug as well?

    My total expenditure has been 10 minutes on the phone, and a load of signatures on some forms. That's it. Do it yourself, you are looking at hours and hours pissing about. Some doley like harry or butters might have time for that shit but I haven't.
    What pissing about?

    You fill out an online form, they send you some paper, you list anything you can remember with the minimum of detail and the ONUS IS ON THEM TO GO AND FUCKING FIND IT.

    That's all these PPI companies are doing, and they're taking a share of your cash you fucking idiot.


  15. #40
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    Quote Originally Posted by DrB0b View Post
    Why did you pay a credit card bill if you never borrowed money on it? Seems excessively generous of you.
    I like Tax use my credit card and pay the bill in full every month, don't need to use it but do for a couple of reasons first for the protection it gives you with purchases and secondly all the free shit you get by accumulating points.

  16. #41
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    Quote Originally Posted by buriramboy View Post
    protection it gives you with purchases
    fair enough, forgot about that one - doesn't work with my dealer...

  17. #42
    RIP pseudolus's Avatar
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    Quote Originally Posted by harrybarracuda View Post
    What pissing about?

    You fill out an online form, they send you some paper, you list anything you can remember with the minimum of detail and the ONUS IS ON THEM TO GO AND FUCKING FIND IT.

    That's all these PPI companies are doing, and they're taking a share of your cash you fucking idiot.


    Wrong again arsehat. You really know nothing about anything, heh? #
    get back to gargling arab spunk.

  18. #43
    Thailand Expat harrybarracuda's Avatar
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    Quote Originally Posted by pseudolus View Post
    Wrong again arsehat.
    You never even bothered finding out, did you?

    You fucking idiot.


  19. #44
    RIP pseudolus's Avatar
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    Oi Arsehat take a break from being an arsehole

    If yo don't have paperwork, dont have an account number, don't have anything only an inkling you had an account with some firm 20 years ago, it take fucking ages to do it all. Even DrBob who got 8k, 1500 to his shithouse agent (20%) agreed it's not worth the time. Maybe to some IT shithouse like you on the breadline it is, but to others it's not. You've upset him so much he edited his post now ... the big baby.

    Hmmm wonder if there is anything Arsehat doesn't like to think he is an expert on (after 3 seconds of googling).



    (answer every arsehatharry post with an animated gif.... all year... )

  20. #45
    Thailand Expat harrybarracuda's Avatar
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    I bet you got a nice Xmas card from your PPI company.

    "Thanks for being another fucking mug and we look forward to taking your money in 2018!".


  21. #46
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    hey some fucktards like to pay for downloading movies on Netflix, why not pay someone to get all the paperwork sorted for you

  22. #47
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    I'm with the Halifax back in the UK. They 'sold' me an account where for a small monthly fee I received benefits and discounts on purchases with favored companies. There was some admin benefit to the account but I never once used the discount offers. I read on BBC money that this was the same situation with the PPI claims so I put in a claim directly to the bank for being mis-sold on the account claiming I never wanted or requested the extras; they had been aggressively pushing these accounts at the time. Within 2 weeks they had changed my account and reimbursed me 7 years worth of fess which was a about £1,700, worth the effort of making the claim in the first place.
    Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming "Wow! What a Ride!"

  23. #48
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    always make the claim - no matter how. Harry doesn't want people to, for some reason, for people who have no paperwork, account numbers, and just a vague memory. But fuck him - he's a coont.

  24. #49
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    Mad mick mcmad.
    and then you blew it all marrying a cashier and having to live in a ghetto.

    Oh dear.
    What on earth are you on about you fukking loon.

    You were away from teakdoor for a long while, recovering from the severe stroke and your myriad mental problems. Now you are back and posting like a hyperactive tourettes afflicted psycho drooler.

    Lets hope your mental health care providers get you back to the secure unit quickly.

  25. #50
    RIP pseudolus's Avatar
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    Quote Originally Posted by taxexile View Post
    You were away from teakdoor for a long while, recovering from the severe stroke and your myriad mental problems.
    No, I was donating a kidney to a relative actually with some complications there after. But close.

    Internet working today in your slum neighbourhood?

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