it has nothing to do with clever, the whole idea is a scam

if Steve Jobs was selling Junk Bonds or SubPrime Mortgages, they would still fail at the end

if you want to make bets, there is nothing wrong with that, but the whole idea behind the valuation of the currency is a complete scam. Period.

Bernard Madoff would be proud, if he wasn't in jail, he would probably have launched his own bitcoin by now