About 6 years ago I had to make a choice,go back to the UK and work or cash in a small private pension at 50 and live on 10K Baht a month .After talking it over with the wife we decided we could live on 10k a month.
So I cashed in my pension and took a lump sum of about 1 Million Baht and had the 10k a month paid into my UK Bank account.
I then brought over 520k ,400k I need in my Bank for my yearly Visa and 120k to live on for the year. The 2nd year I didn't need to bring over any money as I used some on the 400k I had in the bank to live on and then topped it up 2 months before my visa was due.
If I had gone back to the UK and started working again all my wages would had gone on rent,bill,taxes and just day to day living expenses .Here in Thailand the House was paid for and the only monthly bills I had was Electric and Internet.
I stopped smoking ,drinking ( not that I drunk much anyway ) and sold the car ( I still have the Honda Wave though

)
The wife works about 6 month a year as she has a daughter and family....even though the family are not that demanding she still likes to help them out.
So I've been living on 10k a month for 6 years now and have even saved money to buy a new flat screen TV and a Desktop computer as my old tap top was on its last legs.
If I was to go back 6 years would I still make the same choice........................you bet, leaving the rat race behind was the best thing I ever did.I have everything I need to be happy,I have no debt and I take not notice of what others say on my minimalist monetary life style.
