Remote area, no rejections they were happy to take my money, but when asked if I was covered out here in the boonies, answer was no.
Policy is void in certain places, unless you ask you may not be covered for anything in those areas, see their point, wet season here can see the village cut off from the world, I get sick or break a leg, getting out could be expensive.
Lots of areas in SEA are classed as remote, or no go areas, so you pay for cover that doesn't apply, you have to read the small print and ask the company, are you covered.