Had a little collision the other day. I was about to turn left a a t-intersection, and some dude on a scooter with side cart comes screaming around the corner, cart wheels, lifted, loses control and plows into me.

After a bit of cafuffle to the damage to my car (he had some cuts but was ok, was sumbling coz he was drunk, not hurt), I was saying to the crowd that gathered how its at least 10-20K worth of damage I should call insurance, police will be involved etc...

Some chick said look the dude has no money, no licence, clearly his fault, if insurance / cops are involved he's fucked. For me its just another claim. I just said no worries, I was only bluffing, if the police come they'll use my DNA for some shit, I'm happy to just walk, the crowd that gathered all laughed and I drove off.