Quote Originally Posted by Storekeeper View Post
Milky ... it should be called an Old Age Pension just like it is in other countries. I don't think we can let people voluntarily opt out either. Most of them will just be on the government doorstep when they're too old to work. IRAs... mutual funds are bullshit.
Good points on the "Old Age" title. It's more appropriate.

And yes, IRAs and Mutual Funds are garbage.

Not only do most mutual funds perform poorly, they have hidden fees.

401K is the same, just with a different name.