Quote Originally Posted by hazz View Post
leave thailand, transfer the payments to a new account outside thailand, then either negotiate a final settlement with the bank or return to thailand at a later date and hope the bank does not notice.

as a suggestion, could be very bad advice
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Her life is here in Thailand. She can not settle outside Thailand (temporalily).

There will be negotiations with the bank, but I am quite sure they will not be succesfull, 18.000 THB monthly vs 10,000,000 THB debt.

Thanks for the advice,
Prem