Feminist Peace Network » Insurance Companies Consider Domestic Violence A Pre-Existing Condition
>>>>>>>>>>>>>>>>>>>>
September 12th, 2009
Insurance Companies Consider Domestic Violence A Pre-Existing Condition
In the very low blow department–As I’ve pointed out before, the current system of health insurance in this country is hugely discriminatory against women, but what I somehow missed until today is that health insurance can be denied to victims of domestic violence in nine states and the District of Columbia because domestic violence is considered a pre-existing condition! No this isn’t a Granny Death Panel type rumor, it comes straight from a website run by the oh-so-radical Department of Health and Human Services.
As the Service Employees International Union (SEIU) blog puts it, “Words cannot describe the sheer inhumanity of this claim.”
If you are as angry about this as I am, please immediately let your elected officials know via the SEIU site.
<<<<<<<<<<<<<<<<<<<<<<<<<
Coverage Denied: How the Current Health Insurance System Leaves Millions Behind
>>>>>>>>>>>>>>>>>>Unattainable Health Coverage
Insurance discrimination based on pre-existing conditions makes adequate health insurance unavailable to millions of Americans.
In 45 states across the country, insurance companies can discriminate against people based on their pre-existing conditions when they try to purchase health insurance directly from insurance companies in the individual insurance market.4 Insurers can deny them coverage, charge higher premiums, and/or refuse to cover that particular medical condition.
A recent national survey estimated that 12.6 million non-elderly adults5 – 36 percent of those who tried to purchase health insurance directly from an insurance company in the individual insurance market – were in fact discriminated against because of a pre-existing condition in the previous three years.6
In another survey, one in 10 people with cancer said they could not obtain health coverage, and six percent said they lost their coverage, because of being diagnosed with the disease.7
It is still legal in nine states for insurers to reject applicants who are survivors of domestic violence, citing the history of domestic violence as a pre-existing condition.8
Even when offering coverage, insurers can exclude whole categories of illnesses related to a pre-existing condition. For example, someone with a pre-existing condition of hay fever could have any respiratory system disease – such as bronchitis or pneumonia – excluded from coverage.9


Reply With Quote