Thread: Bupa health insurance Thailand

In 2001 (58 years old) I chose Bupa Thailand as my health insurance. The benefit plan (Ruby), the guaranty of “life time” if I pay yearly my premium, the yearly amount for my premium, all this seemed to be OK.

It worsened in 2006 (63y). The premium raised yearly, in 2009 when I became 66 by almost 20 % also I did not make any claim. During the last 6 years the premium has almost doubled!
According to Bupa “medical inflation” and/or “age band” is responsible for the increase. My repeated question how much I will have to pay next year, when I will become 70 has after 9 (nine !) emails not yet been answered.

And it became really bad: My wife also insured by Bupa since 2001, never made a claim had a premium raise at 37,25 % when her age changed from 55 to 56 years.

The promise of “renewal is guaranteed for life” is easy done by Bupa. Bupa will raise the premium every year without any warning until you will be happy to leave this company …
Please feel free to contact me
[email protected]

Health insurance companys are a scam, but you sorta need it. Although, often when you go to claim, your not covered for the full amount anyway.
l do know family's that put the insurance money aside, it builds up after awhile and more than covers medical bills, it appears to be cheaper way to do it.

Originally Posted by Mozzbie47

Health insurance companys are a scam, but you sorta need it. Although, often when you go to claim, your not covered for the full amount anyway.
l do know family's that put the insurance money aside, it builds up after awhile and more than covers medical bills, it appears to be cheaper way to do it.

Probably you are right - I have to think about it !
Thanks