Thread: Car insurance help.

I'm insured with Viriyah Insurers. I had an accident a few days ago. The insurers picked up the car and took it for repair. The Toyota dealers phoned to say the car is ready but I have to pay 1,600 Baht. What for? The insures will not pay for the oils or coolant used in the repairs. Is this acceptable?

Yes I think that the normal I payed the same 1,600b.

I'm fcuking livid about this extra cost. I didn't cause the accident and yet I pay even though I'm innocent. What civilized countries allows the innocent to be punished?

Don't know just payed it & move on with life

I think the logic is you are getting a free oil change?

Typical cheap skate Thai insurers, a bloody disgrace, had the same rip off.

Originally Posted by Pragmatic

I'm fcuking livid about this extra cost. I didn't cause the accident and yet I pay even though I'm innocent. What civilized countries allows the innocent to be punished?

Stand your ground and refuse to pay, fuck-em.


The walking will do you good.

Originally Posted by mykthemin

Typical cheap skate Thai insurers, a bloody disgrace, had the same rip off.

It is a rip fcuking off. I didnt cause the accident.

Originally Posted by Fondles

The walking will do you good.

If only. I have ankle joints fusions in both feet along and severe Tarsal Tunnel Syndrom.

Originally Posted by Pragmatic

Originally Posted by Fondles

The walking will do you good.

If only. I have ankle joints fusions in both feet along and severe Tarsal Tunnel Syndrom.

Might be best to cough up the paltry amount to retrieve your car then.

Originally Posted by Fondles

Might be best to cough up the paltry amount to retrieve your car then.

No choice really as I've an hospital appointment in Korat on Tuesday. Already cancelled one last week cuz no car.
You may think it's a paltry amount but the money isn't the issue and never was. My wife checked the insurance documents and it didn't/doesn't show that replacement lubricants are excluded, and are the responsability of the car owner.

Originally Posted by Fondles

How were the coolant and oil damaged by the accident ?

They had to change the radiator. Oils I'm not sure about. The repair document is in Thai. To get the radiator out I don't know if any resevoirs/pipes had to be disconnected.

ok coolant should be covered then. but oil no not unless it was required due to the accident.

Originally Posted by Fondles

coolant should be covered then

That was my thinking. I get the wife to phone the Insurance agent. He confirms that coolant/lubricants are paid for by the insured. My wife checks the docs. Nothing is mentioned. She phoned the Insurance manager. He doesn't return her call.

PS, the money paid is paid to the dealers before they release the car.

Any descent mechanic would collect the coolant/oils and put back, but here no such thing and only really poor fitters, just a simple rip off in my opinion.

stand your ground. don't pay it and leave the car there, that'll teach em

Originally Posted by cockneyboy187

stand your ground. don't pay it and leave the car there, that'll teach em

Read all the posts before replying. It helps.