If you were looking for one of the lower health insurance policies which whould you choose and why? I am looking at eg Thai Health Simply Healthy SP2000 @ 7,320B or Bupa Sapphire @ 7,391B. Thai health is 200,00 max coverage, Bupa is 300,000. Bupa has lower benefits for room, surgery general if you go over they pay 80% up to the policy limit and Bupa has no PA death benefit TH has 100,000 I know the levels are quite low but its better than nothing and I don't need to be treated in in a top hospital. Don't need a life insurance policy. Thanks.