Aged pension continues while overseas unlike disability pension which cuts off if you live elsewhere for more than 13 weeks p/a.
Good tactic, but you would have to be resident/domicile in Thailand. If not, a divorce in Aus is much more appealing for her if she thinks she won’t get what she believes she’s entitled to.This makes it easier as you can both say and accept that you have both contributed equally to the acquisition of assets. However, from reading further into your post, I don’t believe this is the true position.And I was basically broke when we married, so everything I have I have accumulated within the marriage.
Keep any inheritance monies separate and to yourself. If you place it in a joint account or use part of it to cover expenses for you both, it will be considered a joint asset. Kept separate, you can argue a lot of things (for brevity) as to why it doesn’t form part of the matrimonial assets. Don’t even acknowledge how much you received, or just deny you received anything. Arrange any correspondence on the matter to be collected or get a PO Box etc.Plus, if my elderly Mum was to pass away while I am married I would pick up a tidy sum in inheritance.Seems to be the normal position. This is the part as to whether you believe there has been “equal contributions” to the creation of matrimonial assets.My wife works part time, but saves nothing. What she doesn't spend, she sends home to her reasonably well off daughters. I work a lot of overtime and pay all the bills.
Don’t know where you get that from, there is no “law” or legal assumption that indicates a 50/50 split. Each case is judged on its own merits and circumstances. The 50/50 comes about from the parties themselves who say, that there are 2 of us and therefore ½ to you and ½ to me. Rarely is there ever a complete 50/50 scenario and usually results in one party compromising their position to reach an agreement by consent.Under Australian law the split would probably be 50/50,
Yes, that is generally the test, but a lot of factors come into play to come to a final outcome. For instance, she can’t just sit back and say....you must support my life.and even possibly with some ongoing support payments to the (ex) wife if she could show that she was unable to support herself.
Which is why you should be looking at keeping your inheritance separate. It will be taken into account for any pension entitlement, but if you have an idea of what you’ll be receiving, you could make plans and arrangements to minimise that effect.....It does bother me as after I retire I would no longer be able to get back into my currently well paying job. And if my health was to deteriorate approaching 60 years old, I could end up in a life of relative poverty on a small government pension.
I read that and get the feeling that some issues will come out if a divorce occurred whereby you may have second thoughts about the suitability of a 50/50 split. Certainly you would jump at a 50/50 if it was to your advantage, maybe it is and maybe it isn’t...too many variables to say here.On the other hand the (ex) wife would be set for life with a nice house and a comfortable lifestyle in Thailand. And of course, as an Australian citizen the (ex) wife would also be entitled to pro rata Aussie Aged Pension of around AUD $400 a fortnight when she turns 65.
If you are worried about it now, start considering how you can control the assets etc. I can think of a scenario whereby you could walk away with everything and she would have extreme problems trying to get something back (Just stay out of Aus for a while and have no contact etc). But of course, quite extreme.....I am not planning on getting divorced, but if it ends up that way I would like to know the options.
Not knowing the specific parts of thai law relating to divorce, I couldn’t give you any informed advice. I could speculate however and say that if it was me, I would be looking at Thailand as the preferred jurisdiction. In saying that, not having any children simplifies matters for you and if you are looking at a “fair” outcome, it may not be that much of a drama, but some consideration will be taken to the kids in Thailand if they were under 18 because accept it or not, you would be considered to have adopted the financial obligations of those kids.Can anyone give any advice if I would fare any better in a divorce settlement in Thailand?
The problem with divorce etc is you need two rational people working together. While this may be a generalisation, I would say her view will be to set herself up for her remaining years in Thailand where she didn’t have to worry about money and to give her assets to her kids when she passes away. This may as a result place whats “fair” to you, as a secondary consideration.
Have a look at the Civil and Commercial Code, to give you an idea. There is part which is common property between spouses (sin somros), an another one that is personal property (sin sua tua). At the divorce, you keep you personal property and split 50-50 the common property.
Civil code
You must look into the marriage section AND the divorce section. Some particular clauses can apply. Unfortunately, this website doesn't have all sections about marriage and divorce.
Must of been a very involved divorce to take 3 hours.
Thanks for that link Sebastian.
I have been doing some additional research on google which confirms what you say. The 50/50 split in Thailand isn't much better than in Australia.
Only benefit I could find is that in Thailand any inheritance received while married is "personal property" unless specifically willed to both parties in writing. Whether or not the house/land is personal or joint property is unclear with some conflicting information from different sites so far.
^if you're a foreigner it is almost certainly going to be personal property [in the name of the Thai], regardless of the provisions of the CCC, as the Land Code provision on this issue is clear - in the case of foreign/thai couple relationships, the land is personal property of the Thai.
Do you have that info on good first hand information?
In general, a person must be an "Australian resident", as defined in the Social Security Act 1991, in order to qualify for Australian social security payments. An Australian resident is a person who resides in Australia and has permission to remain permanently
Exceptions to the residence rules for income support.
The principle that only Australian residents should qualify for social security payments is fundamental to the Australian income support system. Exceptions to this principle are limited to Special Benefit (the "payment of last resort") and family payments (comprising Family Tax Benefit, Maternity Allowance, Maternity Immunisation Allowance, Child Care Benefit and Double Orphan Pension).
^^likely remain the same.
Notification of Ministry of Interior re: Application for Acquisition of Land by Thai National Who has or Used to Have Alien Spouse and Juvenile Child of Alien Who Has Thai Nationality
published in Ministerial Information Bulletin No. 9238 of 4th October 2001
1. In the case of a Thai national, who has an alien spouse, either legally or de facto, who applies to purchase land, applies to transfer land into their own name, or in any other similar case, during the period of the marriage, or during the period of cohabilitation as if they were husband and wife, whichever may be the case, if after an investigation the applicant and the alien spouse jointly confirm in writing that all money used to purchase the land is the Thai nationals own private asset/property, and is not Sin Somros or property earned jointly by them, then the officer shall register the ownership of the land. If the alien spouse fails to give such confirmation, or gives confirmation that the asset/property used to purchase the land is Sin Somros or earned jointly by them, the official shall forward the case to the Land Department in order to seek an order from the Ministry pursuant to Section 74, paragraph 2, of the Land Code.So, worst case scenario is that you don't tell the Land Dept. you're married, thereby committing an act that could be seen to be done so as to avoid the law, and the authority seeks an opinion of the Minister of the Minstry of Land, who decides you tried to avoid the law by means of fraud, who thereby decides you forfeit the land in question. It could get better, as this would also be fraud, which carries criminal sanctions.Section 74, paragraph 2
If there is any reason to believe the recording of rights to land and legal acts in connection therwith is in order to avoid the law, or if there is any reason to believe the purchaser is purchasing the land as a nominee of an alien, then instructions shall be sought from the Minister, whose word shall be final.
As I say, worst case scenario.
Last edited by William; 31-07-2007 at 06:36 PM.
Have read the Australian Age pension to bits, and it is paid overseas, provided you have lived in Australia for 25 years or more, it does not say you had to be gainfully employed for those years. So I left at the ripe old age of 40, did a swing for 1.5 years, now live here in LOS.
Return to Aussie in 11 years time and bingo apply for the aged pension.
BUT I'm sure they will raise the retirement age before I make it that far.
Will keep my fingers crossed.
Divorce is simple in Thailand if she agrees to it. Pattaya civil servant tried to suggest to my ex that she should squeeze me for 100k, but the ex knew I had nothing left, she'd alreaddy stolen it all.
Took 10 minutes, had the certificate transferred onto the back of a T-Shirt, made for a good conversation piece, and the bar girls loved it, had to beat them of with a stick - I wish!!
And if she doesn't? Just walk away I guess? She will have the house anyway right.Originally Posted by Ban Saray
yes, a lot of guys have just wandered off, not much point in fighting it, and who intheir right mind would check Thailands registrar if someone wanted to be silly enough to try again???
Quote:
Originally Posted by Ban Saray
Divorce is simple in Thailand if she agrees to it.
__________________________________
And if she doesn't agree, you must have a ground to divorce, according to the Civil and commercial Code. Grounds are at section 1516. For example, if she deserted for a year or you live seperately for 3 years.
Also if she became insane , got a physical disadvantage , has broken a bond of good behaviour , is beating you etc..
Re the Aussie Aged Pension. Here's what I understand the rules are, --
1. you are entitled to the Aussie Aged Pension if you have been a resident of Australia for 25 years between the ages of 16 and 65.
2. Residence means living in Australia.
3. Overseas absences from Australia exceeding 26 weeks continuously are not counted as periods of residence. But if you have your 25 years of residence already under your belt it doesn't matter how long you stay away overseas. However, if like my Thai wife (who is also an Australian citizen not yet with 25 years residency), periods away overseas exceeding 26 weeks will NOT count towards her residency qualification. So, for me it will be no problem to get the Aussie Pension while living overseas since I already have my 25 years residency. But for my wife, she only gets pro-rata based on her percentage of 25 years residency. This means that if she was to go live in Thailand permanently after only 12 and a half years of residency and not return to Australia again, she would be entitled to only half the full Aged pension.
I did talk to a bloke from centrelink on the phone a year or two ago and he confirmed I would be entitled to the Aussie OAP even if I lived in Thailand, but these verbal confirmations are not worth the paper they are written on. Rules change and its a sure bet that they wont get any easier for pensioners if the government has its way. There may well be some further fine print that I am missing also, but I hope not.
Here's the link to the info. http://www.centrelink.gov.au/interne...019_0703en.rtf
I am pretty satisfied that I have the OAP rules worked out for the time being. Now its Medicare that I have to start to try and figure out.
Well that all seems more promising than I thought it would.
I doubt that I will ever qualify on financial grounds, but I might have to go back and clock up another 5 years, just in case something goes pear shaped.
Not sure if this link will work for you if you are not a member of Qsuper.
Cookies and all that stuff.
Let me know if it works. Its a good ready reckoner re OAP entitlements considering income and assets.
QSuper - Centrelink age pension estimator
Yep, link works fine. Thanks.
I can probably qualify if I was to buy a house and lower my current assets a bit.
You can ask anyone for a handful of baht to be your witness.
After being happily married for quite some time, my wife still hasn't caught on to why I really keep putting off buying a condo or house. My income is from the US Treasury dept (translated social security pension) and as such is untouchable in divorce (my American wife found that out). She also only recently realized (I think a friend said something to her) that I have never registered our marriage with the US embassy. We only go to the states for short visits and she goes on a tourist visa. Now that she has caught on to our marriage only being recognized in Thailand, she's on my tail to get to the embassy...lol...not that divorce is on the mind, just been there before and believe in covering my arse. Never know what could happen. The last marriage lasted more than 20 years, didn't see it coming.
Carpe Crustum
CRSD, I would not feel that secure in your case. Have you checked with a lawyer?
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