I had the same thing (minus the kid) when I was on a piss up in London. It felt more than a bit weird with her mum sat opposite tucking into her bacon and eggs when 30 minutes earlier her daughter had bent over and told me to do anything I wanted to her and had been moaning and groaning knowing her mum was in earshot (like Mendip's story, she was also quite a bit older than me).
I made my excuses and got out of there sharpish, but I sometimes wonder how the conversation went when I left!