Looking through some policy conditions....
What is insured? ✓ Baggage We will cover you if your baggage is lost,damaged or stolen up to £1,000 per person.
What is not insured? Loss, theft of or damage to valuables, cash,important documents or personal money left unattended including luggage checked in with an airline.
Checked in baggage not insured?
Can't remember seeing that before, Would that mean claiming from the carrier?