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  1. #1
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    dirk diggler's Avatar
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    Private Health Insurance in 2022

    If anyone could recommend a health insurance provider I would highly appreciate it. There are so many out there from sketchy to poor cover to over budget that it would be great to hear some recommendations. Personal experience is invaluable when it comes to such matters.

    I'm looking for Thailand cover for my family (Wife, 2 kids) as I will need international cover due to the nature of my work and Nationality.

    Cheers.
    Lang may yer lum reek...

  2. #2
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    I started looking around recently and an expat Belgian recommended this Dutch outfit. She said they were very good to deal with. I haven't got around to comparing their rates/cover. They offer local and global options.

    Health insurance outside your home country.

  3. #3
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    dirk diggler's Avatar
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    Quote Originally Posted by Shutree View Post
    I started looking around recently and an expat Belgian recommended this Dutch outfit. She said they were very good to deal with. I haven't got around to comparing their rates/cover. They offer local and global options.

    Health insurance outside your home country.
    It's quite pricey. Minimal difference between the 100k and 600k (USD) cover package and the elite is high.

    Premium goes up from age 56 onwards, so the quoted 55 Y.O. is the lowest.

    Private Health Insurance in 2022-screen-shot-2022-01-13-11-a
    Attached Thumbnails Attached Thumbnails Private Health Insurance in 2022-screen-shot-2022-01-13-11-a  

  4. #4
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    Have you got any trusted Insurance broker where you are to guide you?

    I've been with Pacific International (now Pacific Cross) for over 30 years with worldwide cover excluding Japan and Nth America, which takes about 35% off the yearly premium. Have made a few claims over the years including 2 sizeable ones, no problems.

    Ii don't think it matters that you're not in Pattaya to have the guy everyone trusts here guide you and provide advice/quotes, Jack Levy is his name and he's been here doing this since the 90's. We do my GF's health insurance and any cars/bikes we might have through him, wouldn't hurt to send him an email explaining what you're looking for.

    Insurance Pattaya | Macallan Broker Insurance Services
    Last edited by Headworx; 13-01-2022 at 12:11 PM.

  5. #5
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    My wife has been with AIA for over 30 years, and is now in management and a Certified Financial Planner as well. They have some good products and I and we are fully covered, as were our kids before they left for America. I can vouch for the company and the individual agent. You may pm if you like.

  6. #6
    CCBW Stumpy's Avatar
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    Quote Originally Posted by aging one View Post
    AIA
    My wife and I are insured by AIA through my employer. Been a very good - easy to work with company on the few occasions either of us went to the docs. I will likely look into them for personal insurance when I decide to retire.....again...LOL.

  7. #7
    Thailand Expat tomcat's Avatar
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    ...I've used BUPA (now Aetna) for years...the only time I needed them was a 4-day hospital stay for which they paid 80% of the total: hospital food, internet, cable and daily flowers came out of my own pocket...

  8. #8
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    Quote Originally Posted by tomcat View Post
    daily flowers
    You bought yourself flowers

  9. #9
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    dirk diggler's Avatar
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    Quote Originally Posted by Headworx View Post
    Have you got any trusted Insurance broker where you are to guide you?

    I've been with Pacific International (now Pacific Cross) for over 30 years with worldwide cover excluding Japan and Nth America, which takes about 35% off the yearly premium. Have made a few claims over the years including 2 sizeable ones, no problems.

    Ii don't think it matters that you're not in Pattaya to have the guy everyone trusts here guide you and provide advice/quotes, Jack Levy is his name and he's been here doing this since the 90's. We do my GF's health insurance and any cars/bikes we might have through him, wouldn't hurt to send him an email explaining what you're looking for.

    Insurance Pattaya | Macallan Broker Insurance Services
    Cheers mate, I'll get a quote, which is pretty much what I've been requesting all day.

  10. #10
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    dirk diggler's Avatar
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    Quote Originally Posted by aging one View Post
    My wife has been with AIA for over 30 years

    Quote Originally Posted by Stumpy View Post
    My wife and I are insured by AIA
    I have a quote for the kids kicking about somewhere so I will compare it. But I'm already in the mind I'm not interested because the broker came to us (with a calendar for the bar) then started pushing services. I hate when people approach my wife and try to sell her things. Or me for that matter. Turns out she went for a health and savings plan. NO.

    The process towards a quote from their site has also annoyed me from the get-go and I've given up on it.

    Private Health Insurance in 2022-screen-shot-2022-01-13-14-a

    After all the nonsense it pinged me back to the start but everything was in Thai.
    Attached Thumbnails Attached Thumbnails Private Health Insurance in 2022-screen-shot-2022-01-13-14-a  

  11. #11
    Thailand Expat
    dirk diggler's Avatar
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    Quote Originally Posted by malmomike77 View Post
    You bought yourself flowers
    Psychiatric ward?

  12. #12
    Hangin' Around cyrille's Avatar
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    Quote Originally Posted by malmomike77 View Post
    You bought yourself flowers
    Very tc.

  13. #13
    Hangin' Around cyrille's Avatar
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    Christ yeah dirk. That’s sooo condescending.

    Would have me instantly avoiding, too.

  14. #14
    CCBW Stumpy's Avatar
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    Man. I didn't do any of that Dirk. That would annoy me as well

  15. #15
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    dirk diggler's Avatar
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    AXA quote is in...


    Private Health Insurance in 2022-screen-shot-2022-01-15-16-a
    Attached Thumbnails Attached Thumbnails Private Health Insurance in 2022-screen-shot-2022-01-15-16-a  

  16. #16
    Thailand Expat
    dirk diggler's Avatar
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    Quote Originally Posted by Headworx View Post
    Have you got any trusted Insurance broker where you are to guide you?

    I've been with Pacific International (now Pacific Cross) for over 30 years with worldwide cover excluding Japan and Nth America, which takes about 35% off the yearly premium. Have made a few claims over the years including 2 sizeable ones, no problems.

    Ii don't think it matters that you're not in Pattaya to have the guy everyone trusts here guide you and provide advice/quotes, Jack Levy is his name and he's been here doing this since the 90's. We do my GF's health insurance and any cars/bikes we might have through him, wouldn't hurt to send him an email explaining what you're looking for.

    Insurance Pattaya | Macallan Broker Insurance Services
    Applied for a quote with these guys, but no reply.

    Quote Originally Posted by aging one View Post
    My wife has been with AIA for over 30 years, and is now in management and a Certified Financial Planner as well. They have some good products and I and we are fully covered, as were our kids before they left for America. I can vouch for the company and the individual agent. You may pm if you like.
    I'm guessing you get this highly discounted or for free?

    Quote Originally Posted by Stumpy View Post
    Man. I didn't do any of that Dirk. That would annoy me as well
    I guess because you are company sponsored.

    I tried again with them today, It was going well, then all of a sudden the next page has all the text in pictures which don't translate. Then the policy is all in Thai which is no use to me at all. I need to read this and understand where we are covered and where we are not.

    I've made an appointment with an office for Tuesday and gave her pre-warning I will require everything in writing in English, so see how we go.

  17. #17
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    Quote Originally Posted by dirk diggler View Post
    I'm guessing you get this highly discounted or for free?
    Not at all, I have the Gold policy and for sure its not free or cheap.

  18. #18
    CCBW Stumpy's Avatar
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    Quote Originally Posted by dirk diggler View Post
    I guess because you are company sponsored.
    Yeah, I really didn't do much to get the policy started.

    Quote Originally Posted by dirk diggler View Post
    I've made an appointment with an office for Tuesday and gave her pre-warning I will require everything in writing in English, so see how we go.
    Good approach. Doing things online here can be.....well...a PITFA, especially for a foreigner. Even if in English there are still gaps. For me when the time comes I will let my wife handle all of it. Not because I get frustrated but she is a really good negotiator and Thai with Thai always works better. Like it was in the US when my wife and I lived there. She passed it all to me because I know our systems better.

  19. #19
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    Quote Originally Posted by aging one View Post
    Not at all, I have the Gold policy and for sure its not free or cheap.
    I can't even find their policies.

  20. #20
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    I will mention you to my wife. Simply do you have a website in English that can explain about policies and pricing.

  21. #21
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    dirk diggler's Avatar
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    Quote Originally Posted by aging one View Post
    I will mention you to my wife. Simply do you have a website in English that can explain about policies and pricing.
    Much appreciated, or simply somewhere to download it. Cheers.

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