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  1. #51
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    Quote Originally Posted by panama hat View Post
    Well, 100k is a bit at the bottom . . . again - try harderas the Boomers have stacked it all against you.
    100K in Canada is in the top ten percentile.

    If there's one thing socal has a legitimate beef about, it's the price of real estate in Vancouver today as compared to when Boomers got to buy in.

    I make slightly more than 100K, and have given up on the dream of ever owning a house here.

    It is a ponzi scheme.

  2. #52
    Hansum Man! panama hat's Avatar
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    Quote Originally Posted by pickel View Post
    If there's one thing socal has a legitimate beef about, it's the price of real estate in Vancouver today as compared to when Boomers got to buy in.
    It's not legitimate when he says it's the most expensive in the world . . . but please prove me wrong. Also, show me where real estate is cheaper or unchanged since the 70s.

    As for "when Boomers got to buy in", is it that difficult to understand that each generation is faced with increased prices? How is this 'phenomenon' somehow a mystery to you? "Legitimate beef"? Give me a break.

    I suppose you think that your/his salary of 100k is still the same as people in your position, or his, in the 70s, forget about indexation as that would apply to housing and cars and everything else as well - something you and socal don't want to take into account?

    No? Well go figure.


    Quote Originally Posted by pickel View Post
    It is a ponzi scheme.
    You clearly have no idea what a Ponzi scheme is
    Last edited by panama hat; 05-08-2020 at 11:12 AM.

  3. #53
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    Quote Originally Posted by pickel View Post
    100K in Canada is in the top ten percentile.

    If there's one thing socal has a legitimate beef about, it's the price of real estate in Vancouver today as compared to when Boomers got to buy in.

    I make slightly more than 100K, and have given up on the dream of ever owning a house here.

    It is a ponzi scheme.
    If you're making 100k surely you can save 30 or 40 a year, in 5 years surely you'll have enough for a deposit on a place.

  4. #54
    The Fool on the Hill bowie's Avatar
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    Quote Originally Posted by Backspin View Post
    I make around 100k taxed favorably and live in a ponzi boomer hellscape with the most expensive housing in the world. So yes. I could quit and start at rock bottom. Oh yes. Sounds like such an easy decision.
    Then why the bellyaching?

    Quote Originally Posted by Backspin View Post
    I passionately hate my work and career.i dread most of my waking hours too. And I have no way out.
    But, if I was in a position that I used descriptives such as "passionately hate" and "dread" you can bet your ass I'd be long gone and moving on to greener pastures... I sure as fuck wouldn't be singing to the choir that "I Have No Way Out"

    There is always a way - but, you must get up off your fat, lazy ass and make things work... Help Yourself, ain't nobody, and especially the illustrious group of TDers going to fix your problems - we will, of course, laugh our asses off and take pleasure in your discomfort and rantings, yup, we will. And we ain't laughing with you... life, in all it's glory, marches merrily on

    'tis time to make the best out of the hand you are dealt...


  5. #55
    Thailand Expat jabir's Avatar
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    Quote Originally Posted by pickel View Post
    100K in Canada is in the top ten percentile.

    If there's one thing socal has a legitimate beef about, it's the price of real estate in Vancouver today as compared to when Boomers got to buy in.

    I make slightly more than 100K, and have given up on the dream of ever owning a house here.

    It is a ponzi scheme.
    Sour grapes. Ponzi is an investment fraud promising high returns with little risk, which builds trust and exposure by paying dividends to early investors with money collected from new investors.

    No such promises are made in the real estate market, the value of a property being whatever people are prepared to pay.

    Relatives that sold up and left Vancouver last year confirm that property prices are unbelievably high, whether right or wrong pointing to Chinese money firing the market, yet the profits made having bought in the 60s just lightened the load when they were house hunting in London.

  6. #56
    The Fool on the Hill bowie's Avatar
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    Quote Originally Posted by panama hat View Post
    the most expensive in the world
    In 2020, Hong Kong had the most expensive residential property market worldwide, with an average property price of 1.25 million U.S. dollars.

  7. #57
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    Quote Originally Posted by panama hat View Post
    I suppose you think that your/his salary of 100k is still the same as people in your position, or his, in the 70s, forget about indexation as that would apply to housing and cars and everything else as well - something you and socal don't want to take into account?
    Do you think only people in the top ten percentile of earnings in the 70's could own a house?

    You thought 100K was bottom end, do you take your miscalculations into account?

  8. #58
    The Fool on the Hill bowie's Avatar
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    Quote Originally Posted by jabir View Post
    the value of a property being whatever people are prepared to pay.
    That is it in a nutshell.

    Regardless of the projected feeling - the playing field is level, you/I/he/she are competing against each other in any real estate market - if someone out bids me on a property I desire, well, they get it. I move on to my second choice and bid again...

    If I am constantly losing out to other bidders, well, either I'm misjudging the market or a cheap charlie... Supply versus Demand determines pricing.

  9. #59
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    Quote Originally Posted by jabir View Post
    Sour grapes. Ponzi is an investment fraud promising high returns with little risk, which builds trust and exposure by paying dividends to early investors with money collected from new investors.

    No such promises are made in the real estate market, the value of a property being whatever people are prepared to pay.

    Relatives that sold up and left Vancouver last year confirm that property prices are unbelievably high, whether right or wrong pointing to Chinese money firing the market, yet the profits made having bought in the 60s just lightened the load when they were house hunting in London.
    You've just completely contradicted yourself all in the same post.

  10. #60
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    Quote Originally Posted by bowie View Post
    That is it in a nutshell.

    Regardless of the projected feeling - the playing field is level, you/I/he/she are competing against each other in any real estate market - if someone out bids me on a property I desire, well, they get it. I move on to my second choice and bid again...

    If I am constantly losing out to other bidders, well, either I'm misjudging the market or a cheap charlie... Supply versus Demand determines pricing.
    I don't disagree with that, just saying Boomers had it easier playing the real estate market in the 70's. I don't understand why they can't admit to that being true.

  11. #61
    Thailand Expat AntRobertson's Avatar
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    Quote Originally Posted by pickel
    I don't understand why they can't admit to that being true.
    Because then all the whole 'By The Bootstraps' mythologizing and it all somehow being intrinsic to them and their financial acumen and awesome foresight instead of some good 'ole fashioned helpings of good luck and fortuitous timing as well collapses.

    And if that happens then it also becomes more untenable for them to finger point and wag at those who didn't have the same good fortune.

    Lastly, North Korea. That's the place I regret not traveling to. Legitimately. I had the chance to a while back.

  12. #62
    Hangin' Around cyrille's Avatar
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    Quote Originally Posted by armstrong View Post
    I kinda regret not seeing more of the UK
    Been back there a few times.

    Some nice places to visit if you're lucky with the weather.

    You might find yourself going more than once.

  13. #63
    The Fool on the Hill bowie's Avatar
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    Quote Originally Posted by pickel View Post
    easier
    "easier" is a subjective term and is not conclusive, it is opinion - what may appear to be easier for one may, in fact, be far more difficult for another. Any and all situations change. As everything is cyclic.

    To try to pick a specific period off a timeline in comparison to another period and draw a specific conclusion requires hard evidence - data. And needs to take into account every flavor that affects the outcome. Far to complex to provide a nice easy broad brush stroke "it was easier".

    Define, specifically, just why it was easier then?

  14. #64
    Hangin' Around cyrille's Avatar
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    Kinda disinterested in this cross-thread squabble that feels like it's been going on for months, but obviously 'easier' means buying something (esp. property) and seeing it fairly steadily appreciate in value for decades.

  15. #65
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    Quote Originally Posted by bowie View Post
    "easier" is a subjective term and is not conclusive, it is opinion - what may appear to be easier for one may, in fact, be far more difficult for another. Any and all situations change. As everything is cyclic.

    To try to pick a specific period off a timeline in comparison to another period and draw a specific conclusion requires hard evidence - data. And needs to take into account every flavor that affects the outcome. Far to complex to provide a nice easy broad brush stroke "it was easier".

    Define, specifically, just why it was easier then?
    It was easier because the cost of owning a home was a lot smaller of a chunk of ones income.

  16. #66
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    Im just going to skip over the Boomer lemon party.

    To think , this got started because of Cujo's 3rd wave feminist hooker pity

  17. #67
    Thailand Expat armstrong's Avatar
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    Quote Originally Posted by cyrille View Post
    Been back there a few times.

    Some nice places to visit if you're lucky with the weather.

    You might find yourself going more than once.
    Yeah if we went specifically as tourists that would be better rather than it being billed as a "visit home" where you tramp around the country to see aunts and uncles etc.

  18. #68
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    Quote Originally Posted by Backspin View Post
    I passionately hate my work and career.i dread most of my waking hours too. And I have no way out.


  19. #69
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    Quote Originally Posted by armstrong View Post
    Yeah if we went specifically as tourists
    Exactly!

    It really is a different experience completely.

    And don't even think about visiting outside summer, of course.

    Going with a Thai partner really helps you appreciate the areas in which it wins out over Thailand, too.

    I'd imagine the possibilities for places to take the young 'un would be absolutely endless.

  20. #70
    Thailand Expat reinvented's Avatar
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    agree with Cyz
    gives you a different perspective,especially with kids
    when southport, blackpool etc. you can rediscover
    also build on a weekend in Europe in case your missus doesent like the cold/ dark/ sick of visiting

  21. #71
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    The Mariana Trench.

  22. #72
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    Arnhem land NT Aus, missed the plane had a cracking job, on a mining site.
    Last edited by Chico; 06-08-2020 at 04:22 PM.

  23. #73
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    its in the news currently - I've wanted to go to Beirut for years.
    lots of history, apparently great food, great countryside- beaches and mountains.
    Work with a few lebs - good guys and they all say don't worry about murder, kidnapping and bombs - which is easy for them to say!

  24. #74
    Thailand Expat TheRealKW's Avatar
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    Antartica - had the chance as a geology student one summer with a research program, but needed to work over summer for rent and university fees and all that stuff.

    Still wish I'd somehow made it.

  25. #75
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    Well quite a bit of Beirut is history at the moment.

    But yes, there's things like skiing in Lebanon.
    I'd love to smell a forest of Cedar of Lebanon (excellently aromatic - machined some timber many years ago) but I guess they're all cut down and not replaced now.

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