Well, I'm completely fcuked then. Out of the UK for 18 years, and working as a contractor in mainland Europe before that. I think my total years of NI contributions add up to about a fortnight...
So what's the best plan for my old age? I've just opened a 7.7%/annum interest account here in Luang Prabang. Demand for my online lessons just keeps increasing, which is good news. I worked out that if do another 10 years of teaching/idling by the Mekong between lessons, then I should have enough in the bank to live off the interest payments, with perhaps a little selling my ass on the side to make up the shortfall.
Still, Luang Prabang is a nice-enough place to grow old in