So when I moved back to the land of the shitty arse, I became aware of, mostly through the BBC "comedy" panel shows that there was this thing called PPI. Of course, BBC (international major advertiser being HSBC) go to great lengths to make it look stupid, and anyone thinking about trying to reclaim it is an arsehole. So I largely ignored it, and thought nothing about it until I had lunch with my cousin in October. One of the first things she said was
"have you done the PPI thing yet"?
"No, dont be silly. Why would I bother with that" I replied, feeling all smug like the hsBBC suggests i should,
"I've got 13k already from it. Other cousin is up to 15K"
"Jing Lor?"
"What does that mean?"
"Mai khao jai"
"What does that mean?"
"I don't know"
"So why did you say it then?"
but some time later we got back on track. Still thinking it was a load of BS, after all, that gurning smug fuck hugh punt (I bet harryarsehat looks like him) wouldn't do me wrong I thought, I listened more but not that interested because I never bothered with PPI anyway. Or so I thought.
How wrong I was. Just received my payout from HSBC on a loan took out 12 years ago. They have also fessed up to applying it to 2 credit cards and as well and are about to settle that. MBNA coughed up 3.5k in about 7 weeks. So far I am up to 14k and more to come... for nothing. But thats not all. My dad died 20 years ago. Claiming for him as well. Al his mortgages, credits cards, the lot. All I did was give my list of UK addresses and the names of the institutions I had CCs, loans etc from and the cash keeps dropping through.
So if you are British, have ever in the last 60 years had a loan, credit card, store card, mortgage, ANYTHING.... do it. Don't have to do anything and the money flows in.
Fuck the bankers. Fuck the BBC.
Just find any of these specialists doing it, haggle their commission, and get going.