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  1. #76
    R.I.P. Luigi's Avatar
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    Quote Originally Posted by Fondles View Post
    The 7 day grace is for those with a permission to stay extension based on working... and working for a BOI company, working for a non BOI company you have until midnight to get the fuck out or sort a 7 day extension.
    Yup, which is why I said generally. Most immigration offices will give a 7 day extension, I've seen a few cases where they've only been given 24 hours, but that's always been down to some sort of Thai revenge/payback from the employer for some perceived slight - refusing a new contract, not seeing out a contract though abiding by clauses in it. etc.

  2. #77
    CCBW Stumpy's Avatar
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    Quote Originally Posted by bowie View Post
    I've got plenty to pay the bills and more than enough to last me. A game well played. No Regrets.
    Where I am exactly. Not flush in cash but clearly never going to go without. Life at home GREAT. wife happy, FIL just doing his thing.

    In fact here are a few pics. I made me up a nice Long island Iced tea and on a beauty night went out and washed my truck with music playing on the the speakers I mounted in the shop.



    Truck washed and drink in hand.





    My Choco lab chilled while my Golden retriever was thinking about going after the birds on the other grass area.



    And there is Joey....1 of the 4 big Sulcata tortoises that just cruise around the place. I hosed him off , he drank some water , looked at me and moved on.

    Just another day at the JPPR2 zoo....

  3. #78
    Thailand Expat OhOh's Avatar
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    Quote Originally Posted by JPPR2 View Post
    a beauty night went out and washed my truck with music playing on the the speakers I mounted in the shop.
    I hope you turned your music off at 11pm.


  4. #79
    The Fool on the Hill bowie's Avatar
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    Quote Originally Posted by tomcat View Post
    the sundry pie sellers, toad catchers, fat cnuts and artificial inseminators we so frequently see...
    Harsh...

  5. #80
    Thailand Expat tomcat's Avatar
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    ...^nonsense: you haven't been paying attention...

  6. #81
    CCBW Stumpy's Avatar
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    Quote Originally Posted by OhOh View Post
    I hope you turned your music off at 11pm.

    By 9. I couldn't hear it anymore over the Thai music being played 3 streets over.

  7. #82
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    £2500 per month to retire comfortably minimum.
    100,000 baht per month, no wonder Thailand is desirable for retirees.

  8. #83
    or TizYou?
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    Quote Originally Posted by Neverna View Post
    So you retired on a marriage visa and you were allowed to work but chose not to? Or were the rules just different then?

    I'm sue nowadays one has to be 50 years old to qualify for a visa/extension of stay based on retirement.
    I wasn't allowed to work. I had no WP.

  9. #84
    or TizYou?
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    Quote Originally Posted by AntRobertson View Post
    Crikey that's quite young to have retired. Good for you I guess, what's the secret??
    8 years in the Middle East earning some nice tax free Riyals.

    After 2 years though, I got an email from a friend saying " I know you're happy bludging in Thailand, but I've got a 6 month contract going here. Its yours if you want it."

    I've been back working ever since...

    Maybe I'll retire again next year...

  10. #85
    Thailand Expat tomcat's Avatar
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    ...^that was always the bait on the hook for me: another, even more lucrative contract for an even longer stay in the dunes...eventually, lucre lost its allure...

  11. #86
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    I think that would probably be enough in the village where I plan to retire. Everything is pretty inexpensive compared to some of the bigger cities I've been to of course there aren't many western food imports to buy like the big cities. The only real unknown factor is health care like mentioned earlier. What's the going rate for a years health care these days? That is the only real unknown for me about what my own retirement will be. I think 60k baht a month would be plenty for us as the house is paid up but all that could change if some big medical situation comes up. My brother in law was diagnosed with stage 4 liver cancer less than a year after retiring needless to say that changed all their plans and it's been real sad.
    Best of luck to you. I find this topic very interesting as I also am looking forward to retiring in about 10 years so I'm always looking for experience.

  12. #87
    The Fool on the Hill bowie's Avatar
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    ^^ Well, for myself, the retirement plan had been worked out less the actual timing.

    The financial side was of little consideration because I had accumulated an "adequate" nest egg. On a side note of adequate, my requirements are minimal, so adequate was easy.

    My decision to pull the plug was in response to a few, uhm... as the CEO put it when I left "corporate decisions". Well, they made business/corporate decisions that hurt some very good people, I decided I no longer wanted to work with them.

    These folk (company officers) were pulling in between USD 500k - $1M per with bonuses then firing (laying off as they called) five $13/14/15 per hours workers to "save money". Hell, if the officers had taken a 5% pay cut (or just didn't award themselves their ridiculous bonuses) the workers could have remained. This was not a big company 40-50 employees total and had, well prior to the layoffs, a "correctly" staffed labor force.

    Kicked me in the funny bone. Here they go laying off hourly workers to save money then paying more in overtime to get the work completed.

    Anyway, they made a corporate decision, I made a personal one, I left - just wasn't a good place to work after the axeman visited. Worried employees walking around looking over their shoulders "who's next?"

  13. #88
    The Fool on the Hill bowie's Avatar
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    Quote Originally Posted by naptownmike View Post
    What's the going rate for a years health care these days?
    I'm paying USD $365/mo. THB 12k per month for two persons, 62yo male and 57yo Thai wife. Thats with a USD $5k deductible and a USD $1M maximum.
    That will cover us should an accident or a major medical crisis occur.

    Problem is (and I have spoken to a couple of expat medical insurance brokers) we, as in everybody, will see annual increases in premiums, probably 5-10% and then when I get to 65yo, wife to 60yo, we move up a bracket to higher base costs. I expect that when we hit the 70/65yo brackets "medical" insurance will be cost-prohibitive. At that point in time we will have US Medicare and will probably get an expat policy to cover "accidents" and medical repatriation in the event of a serious medical condition.

    But, as with everything, can't predict the future. Detailed investigations of just what options are available at the time will occur "at the time".

  14. #89
    CCBW Stumpy's Avatar
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    Quote Originally Posted by tomcat View Post
    ...^that was always the bait on the hook for me: another, even more lucrative contract for an even longer stay in the dunes...eventually, lucre lost its allure...
    That's always the bait TC. Little bit more money, stipend generous, great perks but it all just gets boring. Same shit, just a different day.

  15. #90
    CCBW Stumpy's Avatar
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    Its interesting that many folks seem to build their retirement around the "Medical" unknowns. Many are literally gripped by it and are afraid not to work because they will have no "Medical" benefits.

    I look at it this way. We all have a shelf life. The best we can do is take care of ourselves. Unknowns are just that..unknowns. Can't plan them, can't predict them so why worry about them? I figure if I can make it to 70 with health being average I will consider it a big win. I have lived, seen and done enough. Probably should have died a dozen times or more doing the crazy extreme shit I did.

    I have it clearly written in my Will that if I am diagnosed with a terminal disease or have an event that puts me on life support they are to remove me from life support or let me pass from the terminal disease. I absolutely do not want to have the hard earned money I made going to doctors and hospitals to keep me living in a truly unproductive quality of life. I have watched people spend everything they have, sell everything they own to keep someone alive and they died anyway. People are too emotional about getting old and dying. Play hard, live life and when your ticket is up....It's up.

  16. #91
    R.I.P. Luigi's Avatar
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    Quote Originally Posted by JPPR2 View Post
    Its interesting that many folks seem to build their retirement around the "Medical" unknowns. Many are literally gripped by it and are afraid not to work because they will have no "Medical" benefits.
    Yeah, it's a bit strange.

    Mainly seems to be a fixation with Americans.

  17. #92
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    Quote Originally Posted by Luigi View Post
    Yeah, it's a bit strange.

    Mainly seems to be a fixation with Americans.
    I agree. I know for a fact that the US sells medical and sickness fear to the people. Its relentless. Every TV channel, every magazine has some new drug marketing out to help with a disease that most never knew existed until the drug was released.... Of course the side effects are worse then what the drug is supposed to help. Those drug costs are extremely expensive and this spills over into people worrying about medical costs. IMHO the US has made its population a bunch of pharmaceutical drug addicts.

    You know, I know a few folks that will not travel outside the US because as they say "They need to be near their doctor just in case because they cannot get the meds they need anywhere else". Pretty pathetic and sad.

  18. #93
    Hangin' Around cyrille's Avatar
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    Yeah, I noticed that holidaying in New England.

    In particular, according to the adverts every American male over 30 when huntin' shootin', fishin' or relaxin' with his gal by his side is plagued by the constant fear of pissing his pants.

  19. #94
    I'm in Jail

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    Best buy me some Depends then.

    As I fart in your general direction, as your father smells of elderberry.

    Now go ahead and boil your bottom.


    you're ...

    I'll leave it at that .



    Now Henry snapper organs was running amok playing blind pew in the tail they call.



    the fish.

  20. #95
    Thailand Expat OhOh's Avatar
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    Quote Originally Posted by JPPR2 View Post
    it all just gets boring. Same shit, just a different day.
    Yes, once the thrill disappears it's time for a new adventure, which the Land of Smiles can deliver in spades.

    Quote Originally Posted by JPPR2 View Post
    People are too emotional about getting old and dying. Play hard, live life and when your ticket is up....It's up.
    Adventure, risks and heart stopping events as you suggest, is a lifetime well spent.

  21. #96
    I'm in Jail

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    I guess if you live where everything is, or has been fucked over I can feel the generalizations hitting home.
    Now for those who have never lived a November to remember it will be out shortly in my next book.

  22. #97
    I'm in Jail

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    In other words, I think the Stones may have said it best.

    Somthing like get off of the clouds.

  23. #98
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    Quote Originally Posted by JPPR2 View Post



    Truck washed and drink in hand.







    And there is Joey....1 of the 4 big Sulcata tortoises that just cruise around the place. I hosed him off , he drank some water , looked at me and moved on.

    Just another day at the JPPR2 zoo....
    JPPR I love those tortoises, they'd make me smile every day.

  24. #99
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    Quote Originally Posted by NamPikToot View Post
    JPPR I love those tortoises, they'd make me smile every day.
    You should consider seeing a doctor.

  25. #100
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    Quote Originally Posted by can123 View Post
    You should consider seeing a doctor.
    Too late Can, deep rooted Tortoise fixation

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