Originally Posted by
bowie
Yea, but, in reality, the budget "food" category actually was combining the "food" and Misc" category's. Budgeting is a fairly difficult process in that, to correctly draw up a "future" budget you need to get a firm grip on your existing expenditures. To do that you need to journal your spending. Really is amazing to find out just "where" you actually are spending your cash.
Surprise, surprise, surprise...
and, in my case, that "miscellaneous" category did catch a slew of small necessities that added up to a good chunk of change.
And, of course, for Teakdoorees, don't overlook the "sin tax" category(s) - usually more than one, eh?