I'd assume that they are using cloned cards where they have captured the PIN in some way, such as a fake card reader or spycam, maybe even just observing the number being typed. This could be from the UK or in Thailand but using a cloned card is best done at an ATM as the cards are normally just blanks. There are security cameras on a lot of ATM's in the UK now so they probably felt Thailand was an easier location to carry out the withdrawals.Originally Posted by Thai Pom
Would you rather be mugged or your house broken into? People get their money back from these type of thefts and it is just a minor inconvenience, the banks lose out, but from the profits they post they are not bothered, in fact, they brought this on themselves by introducing such a poor security system.