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  1. #76
    CCBW Stumpy's Avatar
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    Honestly, I prefer that my wife own the land versus the US way that the bank does. Easier not to pay her.....Oh shit, never mind, she owns it outright again unlike the US where can't and you pay exorbitant property tax until you die or you lose it with a lien against you by the govt....Pick your poison.

  2. #77
    The Fool on the Hill bowie's Avatar
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    Quote Originally Posted by Seekingasylum View Post
    This is the thin end of the wedge for most retirees who must now consider that to settle here
    The idea is they do NOT want you, or any other Falang, to "settle" here. Visit as a tourist, drop you vacation funds, check out the temples and the girls, but, do NOT stay here. If you spend more than a few weeks time here you see behind the "Land of Smiles" facade and realize what it really is all about -

  3. #78
    CCBW Stumpy's Avatar
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    Quote Originally Posted by Seekingasylum View Post
    It is clear
    Is it?

    Bottom line people will find the lowest cost insurance pkg to meet the requirements. I doubt many are really looking at the coverage as most will never use it anyway as they usually pay their own way. I know I do and will.

  4. #79
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    Quote Originally Posted by AntRobertson View Post
    Except for why not just buy the condo in your own name... *rant nipped in the bud*
    Because in most cases the condo in the 49% foreign ownership allocation is double or more the cost of a condo in the Thai allocation and may not therefore be economically attractive to someone married to a Thai. Of course, singleton farang have no choice but mostly they seem to buy in lower scale developments.

  5. #80
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    Quote Originally Posted by JPPR2 View Post
    Is it?

    Bottom line people will find the lowest cost insurance pkg to meet the requirements. I doubt many are really looking at the coverage as most will never use it anyway as they usually pay their own way. I know I do and will.
    As a glorified immigration fee the Kasikorn policy at 35,000 baht for the over 60 is the only one I could find that meets the 400,000 + 40,000 threshold but there is one fucking huge caveat and that is, it is only available to farang married to Thai. Singleton Joes currently over 60 happily ensconced in their own modest condo hitherto managing to scrape by on what were reasonable incomes now ravaged by poor exchange rates will be fucked. In the ass.

  6. #81
    CCBW Stumpy's Avatar
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    Quote Originally Posted by bowie View Post
    The idea is they do NOT want you, or any other Falang, to "settle" here. Visit as a tourist, drop you vacation funds, check out the temples and the girls, but, do NOT stay here. If you spend more than a few weeks time here you see behind the "Land of Smiles" facade and realize what it really is all about -
    There is likely some truth behind that Bowie. Plus I have to believe that they do not want to deal with the dregs that wash up here that try and eek out a living on $50 dollars a day. They are the ones that they want out. Plus look at all the foreigner mafia type gangs that have taken over many of the local tourist spots, Russians, Arabs, Germans etc. They can't really kick them out so they seem to be establishing rules and regs to force them out. Once the rule is in place they can deny a Visa.

  7. #82
    Thailand Expat Fondles's Avatar
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    Quote Originally Posted by JPPR2 View Post
    At this time that appears correct. My wife and I talked last night about this and she called her friend at the Immigration office. Her understanding is it will apply for applicants requesting a NEW long stay visa. The extension to stay is not a "New" visa request or application for hence why you do not do a medical background check and all the other info. One thing she did say FWIIW, that there is still uncertainty that the new VISA rule would apply to O-A marriage applicants or if it is just aimed at retirees over 50.

    Disclaimer: Above is based on one person's comment and interpretation in my province. Your mileage will vary....
    I thought the marriage visa was an O.... over 50 long stay is an O-A.

  8. #83
    Thailand Expat Fondles's Avatar
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    Quote Originally Posted by Seekingasylum View Post
    It is clear that the mandatory health insurance requirement will be required of everyone over 50 legally resident in the Kingdom, either on an annual O-A visa or extension. If it is right that an inability to submit evidence of a qualifying insurance policy will ensure failure of any application to remain or will nullify an existing extension then I should imagine that after implementation of the new requirement the thousands currently benefiting from existing extensions will be asked to produce evidence of a qualifying policy when they next attend for their 90 day report.
    The thing is, as I have already alluded in earlier comments, the suggested medical cover is in fact useless to most farang but it is extremely bad value in offering insurance to the value of a a limited sum only a mere ten times the premium. The only institution I have found who will offer a policy meeting immigration requirements is the Kasikorn Bank - 30,000 baht premium for cover limited to 500,000 baht. That is appalling value. The problem of course is that over-60s are subject to so many exclusions, limitations and caveats that a decent policy offering any sort of cover acceptable in the real world would ensure a minimum premium of around 150,000 - 200,000 baht. After you hit 70 then you are pretty much uninsurable.

    This is the thin end of the wedge for most retirees who must now consider that to settle here it will more than likely entail a bond deposit of around 2 million baht in addition to evidence of income covering the ordinary daily living expenses. That in practice is the way things are going.
    Does the medical insurance have to be from a Thai company ?

  9. #84
    CCBW Stumpy's Avatar
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    Quote Originally Posted by Fondles View Post
    I thought the marriage visa was an O.... over 50 long stay is an O-A.
    My understanding as well. But the audience seems to lump it all under O-A.

  10. #85
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    Quote Originally Posted by Fondles View Post
    Does the medical insurance have to be from a Thai company ?
    Apparently, yes.

    "must hold Thai Health Insurance policy sold by authorized insurance companies only"

    Post 45 this thread.

  11. #86
    CCBW Stumpy's Avatar
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    Hmm. I just browsed the Thai Embassy VISA section and I might as apply for the permanent resident Visa. Eliminates all the other BS

    Permanent Resident Visa

    To qualify for this visa, you must have stayed in Thailand for 3 consecutive with the one-year-visa extensions. If you are married to a Thai for 5 years, you must be earning 30,000 Baht/month. If you are single, at least your monthly income should be 80,000 Baht. You just simply present your three years of personal tax statements proving the above-stated income requirements to qualify for a Permanent Resident Visa in Thailand.



    On Edit, Yes to Fondles point, If you are married it is considered an O Visa not the O-A long stay.

    https://www.thaiembassy.sg/visa-matt.../types-of-visa

  12. #87
    Thailand Expat Fondles's Avatar
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    Quote Originally Posted by nidhogg View Post
    Apparently, yes.

    "must hold Thai Health Insurance policy sold by authorized insurance companies only"

    Post 45 this thread.
    Given they do not issue O-A visa's in Thailand that gunna make it hard for most to obtain the insurance.

  13. #88
    Thailand Expat Fondles's Avatar
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    Quote Originally Posted by JPPR2 View Post
    Hmm. I just browsed the Thai Embassy VISA section and I might as apply for the permanent resident Visa. Eliminates all the other BS

    Permanent Resident Visa

    To qualify for this visa, you must have stayed in Thailand for 3 consecutive with the one-year-visa extensions. If you are married to a Thai for 5 years, you must be earning 30,000 Baht/month. If you are single, at least your monthly income should be 80,000 Baht. You just simply present your three years of personal tax statements proving the above-stated income requirements to qualify for a Permanent Resident Visa in Thailand.
    I considered this and decided against it as it looked to be an expensive long drawn out process with lots of red tape.

  14. #89
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    Quote Originally Posted by JPPR2 View Post
    Hmm. I just browsed the Thai Embassy VISA section and I might as apply for the permanent resident Visa. Eliminates all the other BS

    Permanent Resident Visa

    To qualify for this visa, you must have stayed in Thailand for 3 consecutive with the one-year-visa extensions. If you are married to a Thai for 5 years, you must be earning 30,000 Baht/month. If you are single, at least your monthly income should be 80,000 Baht. You just simply present your three years of personal tax statements proving the above-stated income requirements to qualify for a Permanent Resident Visa in Thailand.


    You surely have to be one fucking naive twat.

    Are you American or what?

  15. #90
    CCBW Stumpy's Avatar
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    Quote Originally Posted by Seekingasylum View Post


    You surely have to be one fucking naive twat.

    Are you American or what?
    I was being a smart ass you knucklehead...

    There is no such thing as no BS here...

  16. #91
    I am not a cat
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    Quote Originally Posted by Fondles View Post
    Given they do not issue O-A visa's in Thailand that gunna make it hard for most to obtain the insurance.
    Think nobody has suggested this is a well thought out plan!

  17. #92
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    You mean that was irony?

    I don't quite think you have a handle on that, many of your chaps experience this difficulty.

  18. #93
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    Incidentally, where is my scathing but insightful riposte to the septic's rubbish?

  19. #94
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    You chose to commit to Thailand by marrying a local and investing in Thai property. You did this when jumpers were goalposts. Why would you expect any kind of exemption from them, when they move the goalposts, and issue new caveats for your permission to remain?

    You and your wingman have been suckered, and no amount of your word salad can alleviate or change your prospects.

    Get out while you still can. Please, do not come here. No naive angry old wankers needed.

  20. #95
    Thailand Expat
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    Quote Originally Posted by Fondles View Post
    I thought the marriage visa was an O.... over 50 long stay is an O-A.
    No, an Non O visa is a 90 day tourist visa that can be extended for 12 months (in Thailand) for reasons of retirement, marriage to a Thai, or having dependents etc, with all of the well known financial criteria that supports the differing extensions.

    A Non O-A visa can only be applied for in the applicants home country/country of permanent residence (not within Thailand). An O-A is valid for 12 months, the financial proof can be that of home country banking/income. There are already additional requirements for an O-A visa, such as medical and police clearance certificates.

  21. #96
    Thailand Expat

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    And where do you live, Chas?

    The thing is old boy, my bases are covered, but when I need to find sanctuary elsewhere rather than return home, as in some third world coon state, I'll give you a call.

  22. #97
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    just done my 90day report,in all of 2minutes there i never heard any mention of anything.unless they check the information they require from your passport.
    entered thailand with a NON-O VISA,have recieved 9 yearly extensions of stay based on RETIREMENT.

  23. #98
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    Quote Originally Posted by JPPR2 View Post
    Plus look at all the foreigner mafia type gangs that have taken over many of the local tourist spots, Russians, Arabs, Germans etc.
    Jesus Christ where did you get that bullshit from, Thai Visa?.
    Foreign mafia types...

    Quote Originally Posted by JPPR2 View Post
    They can't really kick them out...
    Oh yes they can, easily. A 100% true story on how that works: Some time ago a good friend who owns some very successful establishments in Bangkok was approached by a small crew of Russian (or Eastern Blok) "mafia types" who told him to pay them a weekly due or there'd be trouble. He said no problem, come every Sunday night. He then called the bagman for the only real mafia in Thailand that he paid each week and told him to tell his bosses that there'd be no more weekly payments, as he had to give all their money to Russians now and they were coming to collect on Sunday night. Long story short, these wannabes were given a choice of spending a few decades in jail for the drugs and guns they were carrying (well they would have been carrying them by the time they got to the police stn) or they could all be shot in the head a few times, or they could all leave the country in under 12hrs. Guess which option they took?.

  24. #99
    Thailand Expat
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    Quote Originally Posted by Seekingasylum View Post
    And where do you live?
    Is the question to me? If so, Phuket. I'm now on my 11th extension, the previous 10 I've done retirement (though married for 10 years this coming December), this one (which I'll pick up next week) is the first going the marriage route for the greater financial flexibility of when I bring money into Thailand.

  25. #100
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    Quote Originally Posted by Fondles View Post
    Hasnt been implemented yet so how is it a scam ?
    according to the news [nation] it comes into force in JULY.

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