Moral Question:- Stolen car-accident-complicit?

**David48atTD** · 01-09-2021, 12:22 PM

Kid steals a car, joy riding, has an accident
Driver has minor injuries
Passenger has major injuries
Should the insurance pay out on the passenger's injuries?

---

An accident in a stolen car left him catastrophically injured, but Trey was refused compensation

It was a cool spring morning in October 2019, the sun was rising and 25-year-old Stephen Lindrea was driving fast.
Weaving between lanes in a black Toyota ute as he headed south of Perth on Western Australia's Kwinana Freeway, Lindrea rounded a bend and lost control.

The ute rolled, tumbling several times before coming to rest on the freeway's median strip.

Lindrea received only minor injuries. But his passenger, 22-year-old Trey Flick, was not so lucky.
The RAC rescue helicopter flew Trey to Royal Perth Hospital, where he received treatment for serious injuries to his head and legs.

He survived but his injuries have left him unable to talk or walk.
Since the accident, the Insurance Commission of WA (ICWA) has paid the costs of Trey's medical treatment and ongoing care.

Yet despite his extensive injuries, Trey is not entitled to the full compensation.
The ICWA has decided that Trey is not entitled to compensation under the compulsory third party scheme (CTP), which would cover him for economic loss as well as pain and suffering.

Why? Because the ute was stolen — and CTP compensation is not paid out to people injured in the process of committing a crime.

But some, including Trey's lawyer and family, are questioning whether this rule is being applied fairly.

Full background here

**harrybarracuda** · 01-09-2021, 01:45 PM

No, fuck the thieving little shit. He was complicit in a crime so self-inflicted wounds so to speak.

**nidhogg** · 01-09-2021, 01:58 PM

It seems it is unclear as to whether or not he actually knew the car was stolen.

I would strongly think he did, not that that carries any weight of course.

**Edmond** · 01-09-2021, 02:10 PM

In some other countries every person has their own driving insurance for a specified vehicle, so the cars aren't insured, the driver is, for that particular vehicle.

In these countries there's no insurance paid for a vehicle that is not specified on your insurance.

So in this instance, both would be foked.

**lom** · 01-09-2021, 02:14 PM

Originally Posted by Edmond

In these countries there's no insurance paid for a vehicle that is not specified on your insurance.

That's quite standard, innit?

**baldrick** · 01-09-2021, 02:17 PM

Originally Posted by David48atTD

An accident in a stolen car left him catastrophically injured, but Trey was refused compensation

he and his family are only entitled to the same NDIS assistance as every other poor fcuker - and they can fight to get it from the private agencies that the lib govt has outsourced the administration to whose kpi's and bonus monies are calculated on how much money they are able to refuse to pay

**Edmond** · 01-09-2021, 02:21 PM

Originally Posted by lom

That's quite standard, innit?

Prolly.

Not in Thailand. The vehicle is insured and anyone with a driving license can drive it insured.

Forget about Oz. Been almost 20 years since I drove there. (though I did forget to get a driving license of any kind before doing so.)

**David48atTD** · 01-09-2021, 02:40 PM

Originally Posted by Edmond

Not in Thailand. The vehicle is insured and anyone with a driving license can drive it insured.

That's how it works in Australia. The Car is insured (for 3rd party accidents ... as in personal (human) injuries) as part of it's registration, and that cost is quite significant.

Car Insurance is personal and varies in cost with the drivers age/accident record etc.

**Edmond** · 01-09-2021, 02:45 PM

Originally Posted by David48atTD

it's registration

Rego {redge-oh}

**David48atTD** · 01-09-2021, 02:49 PM

Originally Posted by Edmond

Rego {redge-oh}

Yes ... I used the full term for those not familiar with the Antipodean vernacular.

Rego it is

**Headworx** · 01-09-2021, 03:11 PM

Originally Posted by harrybarracuda

No, fuck the thieving little shit.

Couldn't have said it better...

**harrybarracuda** · 01-09-2021, 04:09 PM

Originally Posted by Edmond

Prolly.

Not in Thailand. The vehicle is insured and anyone with a driving license can drive it insured.

I assume that insurance isn't valid if you are driving dangerously or drunk or whatever.

**Saint Willy** · 01-09-2021, 04:11 PM

Originally Posted by nidhogg

It seems it is unclear as to whether or not he actually knew the car was stolen.

I would strongly think he did, not that that carries any weight of course.

the lawyer says.
He says Lindrea originally said he and Trey stole the ute together but Lindrea later changed his story.

It sounds like he did know, said he knew, then his lawyer said better change ytour mind and say you didnt know.

fuck him

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