Where can I open overseas account and get a CC?

[siamsky]

i hit the cards heavily too here, living here

[siamsky]

^They must like you then, my girlfriends are no where near that high, I run 100k to 400,000baht thru the account every month for a year just to get her a good credit history

dirty you know the score. i do the same thing with my wife/gf. but i do it monthly, it looks better fot the ank

[FailSafe]

^They must like you then, my girlfriends are no where near that high, I run 100k to 400,000baht thru the account every month for a year just to get her a good credit history

I got my limits without a hassle- I did have a pretty decent bank balance when I applied for them (and I supplied the paperwork to back that up) and I estimated my annual income (which they never checked- I could have put in pretty much anything)- approval didn't take long (I can't remember exactly- this is going back several years).

Must have been my good looks and cheerful demeanor.

[siamsky]

^They must like you then, my girlfriends are no where near that high, I run 100k to 400,000baht thru the account every month for a year just to get her a good credit history

I got my limits without a hassle- I did have a pretty decent bank balance when I applied for them (and I supplied the paperwork to back that up) and I estimated my annual income (which they never checked- I could have put in pretty much anything)- approval didn't take long (I can't remember exactly- this is going back several years).

Must have been my good looks and cheerful demeanor.

think it must have been your decent bank balance- well and the paperwork.
and you had thai company paying your wages, so its all by the book and no probs.

Good looks and business suit never harms you though.

[siamsky]

i actually got harassed over ca rrefour or central tops credit card, i wasnt in need of any, but the pretty ladies were quite nice (i get better bonuses off diners club - but since citybank the bastard us crap bought it diners is not working so well in thailand)

[FailSafe]

think it must have been your decent bank balance- well and the paperwork.
and you had thai company paying your wages, so its all by the book and no probs.

Good looks and business suit never harms you though.

Well, I own my company, so that didn't hurt- definitely got the good looks, but I would have been wearing my standard business attire of shorts, a T-shirt, and flip-flops.

At any rate, it's always a good idea to find a bank with an English-speaking manager- generally this bank will have a lot of foreign customers, and it will probably be friendlier than ones that don't- befriend this manager (bring a little gift- bank people are very big on greng jai)- you'd be amazed how much that greases the wheels for getting what you want out of them.

[keda]

...I also recall being told that as long as my account stayed in credit over and above the CC limit then no problem...

Sounds like they're lending you your own money.

[Marmite the Dog]

Kasikorn will open an account very easily and will issue you with a 'virtual Visa CC' via their internet banking. This card can be verified and used to purchase stuff online or over the phone.

If you actually require a normal CC, then it's not going to be easy without the WP and all the other bollocks.

[klongmaster]

If you actually require a normal CC, then it's not going to be easy without the WP and all the other bollocks.

which is probably why the OP said:

Any ideas what bank overseas could let me open a salary account with them, and also give me some sort of credit card?

[Marmite the Dog]

Any ideas what bank overseas could let me open a salary account with them, and also give me some sort of credit card?

Yes, Kasikorn will let you open an account with them and give you some sort of credit card (the 'sort' being a virtual credit card).

[klongmaster]

Any ideas what bank overseas could let me open a salary account with them, and also give me some sort of credit card?

MtD: what part of 'overseas' don't you understand?

Yes, Kasikorn will let you open an account

[hillbilly]

I know that I am opening 'hillbilly' up to being blasted and sent to Hell.

However, the truth is I do not know any of my PIN numbers. Actually the PIN numbers are in the safe and alas, I do not not know how to access my own safe.

Yea, bad book-keeping you might say.

The reality is I get several thousand baht each week from my wife so I can survive.

Sometimes, I hide money in my Rat Hole fund. How much I have is none of your business.

What I do know is that I have a Visa card issued here in Thailand. It gives me about a million baht or so to play with.

I have used it twice...

[Norton]

What I do know is that I have a Visa card issued here in Thailand. It gives me about a million baht or so to play with.

A few thousand baht at a time.

The reality is I get several thousand baht each week from my wife so I can survive.

[Marmite the Dog]

MtD: what part of 'overseas' don't you understand?

All of it, I believe.

[Scandinavian]

Kasikorn will open an account very easily and will issue you with a 'virtual Visa CC' via their internet banking. This card can be verified and used to purchase stuff online or over the phone.

If you actually require a normal CC, then it's not going to be easy without the WP and all the other bollocks.

I have a debit card with BKK Bank.
I just got an email from CIMB in Singapore, they were very friendly and told me to apply for accound and card with them.

[Scandinavian]

Just get a credit card in your wifes or girlfriends name, I just use my girlfriends credit cards, saves all the hassle.

No have wife, and the gf breaks up/packs her stuff and leaves on a weekly basis, so that won't work either.

Good idea though.

[DrAndy]

I've had loads in the account for ages. Good credit history from Amex in Europe. Debit card is rubbish out there in the world, in planes, hotels etc you need a real credit card.

Whats this supposed to mean? "You just dont get credit card from SCB or any institution while being farang like that."

Didn't you read that MrLick just got a card??

why do you need a credit card?

a debit card serves a similar purpose, as long as you have the cash in the bank

most banks will happily let you have a debit card free of charge; ours is from the Bangkok bank

if you are desperate for a credit card, get one from your own country bank, you can use them anywhere

[Scandinavian]

I've had loads in the account for ages. Good credit history from Amex in Europe. Debit card is rubbish out there in the world, in planes, hotels etc you need a real credit card.

Whats this supposed to mean? "You just dont get credit card from SCB or any institution while being farang like that."

Didn't you read that MrLick just got a card??

why do you need a credit card?

a debit card serves a similar purpose, as long as you have the cash in the bank

most banks will happily let you have a debit card free of charge; ours is from the Bangkok bank

if you are desperate for a credit card, get one from your own country bank, you can use them anywhere

Last time I flew with SAS they "laughed" at me when I wanted to pay with my shiny Debit card from BKK bank. Credit cards only. Same has happened at hotels where I have tried. Yes it is a Debit card, not an ATM card.
Only nice thing I have used it for so far is to open a PayPal account.

"My country bank" won't give me a cc, since I moved away permanently from there 10 years ago. They want me to have an address in their country.