Results 1 to 15 of 15
  1. #1
    last farang standing
    Hugh Cow's Avatar
    Join Date
    May 2015
    Last Online
    Yesterday @ 01:40 PM
    Location
    Qld/Bangkok
    Posts
    4,054

    The joys of a Thai bank account (Or why my money stays in Oz)

    I was out shopping with Lady Cow today and as she was buying a couple of pairs of new clothes for herself, I thought of scoring a few brownie points by paying for them. Being a bit short of the folding stuff I decided to pay by QR scan. Now one would think a relatively easy operation. Unfortunately as I was confirming the sale by entering my password I accidentally f%$#ed up the last number. No problem I thought I'll just re enter it. Oh contraire. A message comes up "your password is locked after multiple attempts". WTF? I only got it wrong the first time. Being at the shopping centre I go to the Bangkok bank. Apparently it is to prevent scams on foreigners accounts I am told and immediately locks on the first bad entry. The nice lady took me to the ATM and after entering my password which still works the ATM (if not the app) and leaving her to enter all my information I was able to submit a new password. So back up and running. It looks like I will soon be an expert on resubmitting a new password with this first strike and your out.
    Anywhere else in the world (other thasn a govt app) I would be asking what idiot came up with this idea, bearing in mind I had already signed into my phone then used my password to sign into the app both times correctly, then unceremoniously dumped out of the banking app after mixing up the confirmation password.

  2. #2
    SANS SOUCI
    david44's Avatar
    Join Date
    Aug 2011
    Last Online
    @
    Location
    SOFA SO GOOD
    Posts
    19,251
    Lesson maybe don't lash out

  3. #3
    Thailand Expat
    Buckaroo Banzai's Avatar
    Join Date
    Jun 2010
    Last Online
    03-08-2023 @ 01:50 PM
    Location
    My couch
    Posts
    4,889
    Yea , being locked out after one attempt is really stupid. I can see it being done after three attempts , but one?
    TIT

  4. #4
    Thailand Expat
    malmomike77's Avatar
    Join Date
    Aug 2021
    Last Online
    @
    Posts
    12,071
    ^ Its discrimination

  5. #5
    Hangin' Around cyrille's Avatar
    Join Date
    Oct 2006
    Last Online
    @
    Location
    Home
    Posts
    31,077
    He should be denied QR capability just for posting 'Oh contraire'.


  6. #6
    Thailand Expat misskit's Avatar
    Join Date
    Dec 2009
    Last Online
    @
    Location
    Chiang Mai
    Posts
    45,833
    Jeez. I use that QR code thing from Bangkok Bank just about every day and keep my cash as long as I can. Guess I haven’t entered the wrong passcode….YET. Will watch out for that. On the other hand, I always have an emergency auxiliary back up card for when things go wrong.

  7. #7
    last farang standing
    Hugh Cow's Avatar
    Join Date
    May 2015
    Last Online
    Yesterday @ 01:40 PM
    Location
    Qld/Bangkok
    Posts
    4,054
    I will eventually get around to open a Kasikorn account as Westpac in oz has sent me an email saying i can only transfer large amounts to Thailand from my Westpac account into a Kasikorn account. It will be handy just in case i have this problem with my current Thai bank again.

  8. #8
    Member
    Join Date
    Sep 2007
    Last Online
    Today @ 12:11 AM
    Location
    Ubon Ratchathani
    Posts
    311
    Quote Originally Posted by Hugh Cow View Post
    I will eventually get around to open a Kasikorn account as Westpac in oz has sent me an email saying i can only transfer large amounts to Thailand from my Westpac account into a Kasikorn account. It will be handy just in case i have this problem with my current Thai bank again.
    What is westpac's definition of a "large amount" ? they are my (main) australian bank , I have n't heard anything from them about this.

  9. #9
    Custom Title Changer
    Topper's Avatar
    Join Date
    Dec 2007
    Last Online
    Today @ 12:34 AM
    Location
    Bangkok
    Posts
    11,529
    Quote Originally Posted by Hugh Cow View Post
    Westpac in oz has sent me an email saying i can only transfer large amounts to Thailand from my Westpac account into a Kasikorn account
    I would think a SWIFT transfer would work between any two banks.

  10. #10
    Member keekwai's Avatar
    Join Date
    May 2009
    Last Online
    19-05-2023 @ 05:19 PM
    Location
    Phnom Penh
    Posts
    782
    Quote Originally Posted by Buckaroo Banzai View Post
    Yea , being locked out after one attempt is really stupid. I can see it being done after three attempts , but one?
    TIT
    The Thai Banks think, "Hmm. Thai's are so smart they could ALL crack it on the second attempt if they were not so honest. But there might be the rare Farang who could crack it on the second attempt too. We better make it One strike and you're out ... just to be safe."
    You can use logic to justify anything. That's its power. Itís also its flaw.

  11. #11
    Hangin' Around cyrille's Avatar
    Join Date
    Oct 2006
    Last Online
    @
    Location
    Home
    Posts
    31,077
    Quote Originally Posted by Topper View Post
    I would think a SWIFT transfer would work between any two banks.
    Transfer limits do vary, though.

    Which of course means the banks can multiply any flat fees per transaction, because a customer might have to make several transfers.

    I'm sure security for customers is the banks first priority, of course.


  12. #12
    Thailand Expat
    Shutree's Avatar
    Join Date
    Feb 2017
    Last Online
    Yesterday @ 12:17 PM
    Location
    One heartbeat away from eternity
    Posts
    4,477
    Quote Originally Posted by Topper View Post
    I would think a SWIFT transfer would work between any two banks.
    It used to be the case that banks only traded with specific 'correspondent banks' in other countries, although I think that went out with the ark.

    SWIFT is great, unless you are a sanctioned Russian bank. Nowadays I use Wise; the simplest, cheapest and fastest system around, IMHO, unless you are sending to a country where they don't function, which is a small number.

  13. #13
    Hangin' Around cyrille's Avatar
    Join Date
    Oct 2006
    Last Online
    @
    Location
    Home
    Posts
    31,077
    Wise is the way to go.

  14. #14
    Thailand Expat
    BLD's Avatar
    Join Date
    Jan 2022
    Last Online
    Yesterday @ 04:57 PM
    Location
    Perh/laos
    Posts
    1,862
    Quote Originally Posted by Topper View Post
    I would think a SWIFT transfer would work between any two banks.
    I regularly use swift from my ANZ account to transfer money from oz to Lao. Takes about 48 hours and doesnt cost to much

  15. #15
    Thailand Expat
    malmomike77's Avatar
    Join Date
    Aug 2021
    Last Online
    @
    Posts
    12,071
    Quote Originally Posted by Shutree View Post
    SWIFT is great, unless you are a sanctioned Russian bank. Nowadays I use Wise; the simplest, cheapest and fastest system around, IMHO, unless you are sending to a country where they don't function, which is a small number.
    Shu, do you get your bank to label the WISE payments as foreign to meet the visa requirements?

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •