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  1. #51
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    Quote Originally Posted by Bogon View Post
    We get through 150-180k a month leading a typical middle-class lifestyle.

    Mortgage
    2 decent motors (1 paid/other couple of years to go)
    Few kids in school
    Live-in nanny
    Holidays and weekend getaways
    A couple of higher-end restaurants/5*hotel buffets per month
    Obviously kids activities, toys and clothes
    All the other stuff that goes with family life.

    We are not extravagant, but if you took the kids out of the equation, then I reckon we could halve our expenditures.

    ...and calling BS about Dragonfly struggling on 350k a month. Most people with money know to keep their mouths shut about it.
    that looks very reasonable, and in line with a normal life in Bangkok

    350K is not that much to be honest, my peers were more on like 500k THB a month, so I was the cheap one

    100K a month is below poverty line in most farang countries, 350K is very middle class for expat farangs

  2. #52
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    I bet a few TDers living in the ME are on min. 400K THB a month spending, and they are middle class,

    and even some are Chavs, see Harry
    Last edited by Dragonfly; 08-03-2020 at 05:01 PM.

  3. #53
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    Quote Originally Posted by Fondles View Post
    Yor like last week ran over a knife laying on the road and it ruined a fairly new tyre requiring replacement.

    At least you got the bloke holding it.

  4. #54
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    ^^ I actually just edited my post because it was very childish of me to type what I did. I have no idea of your spending habits, and to be honest, I have no interest in what they are/were.

    What I was gonna call you out on was the word 'struggling'. How can anyone struggle with 350k per month of spending money?

    There is a difference between what we earn and what we spend.
    Black diamonds? I shit 'em.

  5. #55
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    Quote Originally Posted by Bogon View Post
    ^^ I actually just edited my post because it was very childish of me to type what I did. I have no idea of your spending habits, and to be honest, I have no interest in what they are/were.

    What I was gonna call you out on was the word 'struggling'. How can anyone struggle with 350k per month of spending money?

    There is a difference between what we earn and what we spend.
    good point,

    struggling was referring to trying to spend less, and I thought it was ridiculous and wasn't getting enough value for that much budget

    I would have loved to be on 100K a month and keep the rest as savings and investments,

  6. #56
    Hangin' Around cyrille's Avatar
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    Quote Originally Posted by Dragonfly View Post
    who was it?
    buriram boy, according to LT.

  7. #57
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    Quote Originally Posted by Jack meoff View Post


    Fuck me, what a relationship, are you over 80?
    Jack, Jack. You can take a day off mate. You do not have to be a sad [at][at][at][at] all the time.

  8. #58
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    Asking a Thai partner to keep track of costs in a spreadsheet is asking for trouble in his marriage

    good idea on paper BUT,

    Mission Impossible!!!

  9. #59
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    Quote Originally Posted by cyrille View Post
    buriram boy, according to LT.
    LT with all his successful ventures, couldn't give a 20K THB loan to Topper for his bail

  10. #60
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    Quote Originally Posted by Dragonfly View Post
    jesus, 100K a month, how do you guys do it

    I was on 350K THB expenses a month when I lived in Thailand, and I felt I was struggling
    Inmy previous job I did 200k a month easily..... mostly not on "living" expenses..... in saying that a house in my village has just come up for rent (my 3 bed house with huge backyard is 20k a month), its about the same size but has a pool....rent is 90k a month and is tempting.
    Quote Originally Posted by Butterfly View Post
    let me explain simply 100MB != 1GB RAM

  11. #61
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    Quote Originally Posted by Dragonfly View Post
    Asking a Thai partner to keep track of costs in a spreadsheet is asking for trouble in his marriage good idea on paper BUT,Mission Impossible!!!
    Nope, my Mrs has done it all her life and the only credit she had was an interest free car loan. Her younger sister does it too, following her example. Mrs' older brother and sis constantly live hand to mouth, despite earning reasonable money because they have no idea where its spent.

  12. #62
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    Quote Originally Posted by Dragonfly View Post

    350K is not that much to be honest, my peers were more on like 500k THB a month, so I was the cheap one
    I know a few on 500k (ish) a month.. the company they work for pays their rent and supply an on call car and driver basically leaving the 500k to buy food and whatever for the month.

  13. #63
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    Actually Thailand was quite expensive for me- mainly because I had the idiocy to invest in property a tinpot country, and paid the price in Capital losses.
    And strange to say it, but I find my life here in Adelaide a bit cheaper than Thailand- that's thank to government largesse really. But hey- I paid for it from tax, so no foul.

  14. #64
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    Quote Originally Posted by NamPikToot View Post
    Nope, my Mrs has done it all her life and the only credit she had was an interest free car loan. Her younger sister does it too, following her example. Mrs' older brother and sis constantly live hand to mouth, despite earning reasonable money because they have no idea where its spent.
    Chinese wife? indeed quite rare,

    I would do my spending on spreadsheets, but eventually it became depressing, I felt like an ATM, so I stopped and would do estimates instead since most expenses were the same recurring ones

  15. #65
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    Quote Originally Posted by NamPikToot View Post
    At least you got the bloke holding it.
    did I ?

  16. #66
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    Quote Originally Posted by sabang View Post
    Actually Thailand was quite expensive for me- mainly because I had the idiocy to invest in property a tinpot country, and paid the price in Capital losses.
    And strange to say it, but I find my life here in Adelaide a bit cheaper than Thailand- that's thank to government largesse really. But hey- I paid for it from tax, so no foul.
    hey told you so

    and the quality of life is much better, better value for spending in wine and food etc...

    how much did you have in that nice property? 15M THB? what's the loss on that? 8M THB?

  17. #67
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    Quote Originally Posted by nidhogg View Post
    Jack, Jack. You can take a day off mate. You do not have to be a sad [at][at][at][at] all the time.
    Is that a yes then

  18. #68
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    Chinese wife? indeed quite rare,
    Maybe not as rare as you think- my first wife was HK Chinese.

    15M THB? what's the loss on that? 8M THB?
    Dunno- I don't want to crystalise it yet, because it would give the aussie government an excuse to not be so nice to me!
    Lets just say, when you add divorce expenses and the stuff I left on the ground there, willingly, your estimate might be a tad shy.

  19. #69
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    Quote Originally Posted by Dragonfly View Post
    Chinese wife? indeed quite rare,
    Nope 1/2 from her mum's side. To say she's frugal would be an under exaggeration - we have arguments about trying to spend money

  20. #70
    CCBW JPPR2's Avatar
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    Quote Originally Posted by Dragonfly View Post
    350K is not that much to be honest, my peers were more on like 500k THB a month
    A lot depends on rent/mortgage, car, private drivers, etc. I know a few that live in Condo's overlooking the Chao Phraya river that cough up 175k bht for rent that comes with top amenities and that's not even top floor stuff. Some rents are 225k bht or more. That's half the cash burn. The rest is other living stuff in BKK.

  21. #71
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    Actually, if you want to live a decent life in Bangkok replete with full western comforts and standards, it's bloody expensive!

  22. #72
    The Fool on the Hill bowie's Avatar
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    Quote Originally Posted by sabang View Post
    Actually, if you want to live a decent life in Bangkok replete with full western comforts and standards, it's bloody expensive!
    100%... I have the figures somewhere but I'm not inclined to find them again.

    Early '90's cost comparison when I was investigating and negotiating the partnership that brought me over here in the first place. It cost me more to live in Bangkok's business district than it cost me to live in the Suburbs of Philadelphia Pennsylvania. And that was after taking full advantage of all tax breaks available. Foreign earnings tax exempt up to, I think it was USD $75k at the time.

    The analysis and results really did surprise me.

    But, if you look at the larger picture. Living in ANY metropolis' business center is an expensive proposition. The lucrative salaries offered by companies located in the centers is what justifies the 2 and 3 hour commutes many make. Metro mass transit is typically SRO during rush hours.

  23. #73
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    what was that 30k a month in food? with a thai wife lol

    horses for courses.

  24. #74
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    food is the biggest way to gentrify your budget. especially in bkk, where the choices to eat at 10x the local cost are everywhere. i always have a hard time saving money in bkk, but outside, upcountry its as easy as pie to live cheap and loving it. living cheap in bkk is quite miserable imo.

  25. #75
    The Fool on the Hill bowie's Avatar
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    Quote Originally Posted by A Broad View Post
    what was that 30k a month in food
    Well, I eat quite well and top of the line - sparing no expense.

    How big is your family?

    Where do you live?

    How much do you spend per month? Per year?

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