Excessive?

[thaimeme]

I thought the best way is to have an HSBC bank? They are all over Southeast Asia.

....and there is only one branch in Thailand [BKK]

[charleyboy]

Got my reply...

Thank you for your message.
I've looked into the recipients of the 2 SWIFT transfers and it would appear that the recipient was yourself. I can see on your statement the SWIFT payment is to Mr Charleyboy. Please be aware that in the terms and conditions of the SWIFT transfer is agreeing to additional charges that could be applied by the receiving bank.

So...Now I fookin' know!

Bangkok Bank, here I come.