Insurance for a 67 year old in Thailand

**Doggsy** · 02-04-2012, 09:36 AM

Right, been around loads of insurance brokers in Pattaya. Pretty much all gave the details for the same company or said they couldn't cover over 65s.

Medical been and gone for. Nothing much on there except slightly too high cholesterol. Paper work given to the insurance broker who sends it off to a doctor. Quote comes back and pretty much everything is not covered, heart, stroke, everything that an older person might need.

Therefore has anybody on here tried to get an insurance policy over the age of 65 in Thailand and if so which insurance company is it through?

Thanks in advance.

**peterpan** · 02-04-2012, 10:29 AM

Thats the sad lot of being a old git doggsy, get used to it

**gonetwork** · 02-04-2012, 10:29 AM

It is only possible if you had the policy for some years with the same company before you reached 65.

**barbaro** · 02-04-2012, 12:36 PM

Peter and gonetowork describe what is very common - even in my home-country.

Many of my expat friends in the 60s don't have medical insurance because no company will cover them. And even if they did, the monthly installments (payments) would be astronomical.

Some say it's better not to have insurance and use ca$sh. This of course, depends on one having enough cash. Some people do; some people don't.

I'm younger than the 60s but if I needed an operation to save my life and/or well-being I'd go into my retirement savings, and if necessary use my credit cards. My credit cards have a $0 balance, and the 6 or 7 of them have a limit around $60,70,000 USD.

It's a dilemma we face. I do not have medical insurance right now.

**Doggsy** · 02-04-2012, 02:36 PM

hmmm... bugger that's not ever so positive then. thanks for the replies guys.

**Bower** · 02-04-2012, 02:44 PM

If your location right now is Lincolnshire UK you may find some UK banks will give it for free if you are a premium account holder.

**Doggsy** · 02-04-2012, 07:21 PM

^ Thanks, it's not, i just never changed it. Plus they are normally restricted to a maximum of 90 days at a time.

**withnallstoke** · 02-04-2012, 07:22 PM

Check this current thread out.

https://teakdoor.com/thailand-and-asi...ml#post2062399

**dirtydog** · 02-04-2012, 07:24 PM

Doggsy, man up, and self operate and medicate, all you need for your basic medical kit you will find in your normal kitchen, now harden the fuk up

**Doggsy** · 02-04-2012, 07:36 PM

^^ thanks will read it.

^ you mean a bottle of leo? good thinking

**jaapie** · 04-04-2012, 08:52 AM

Some of the offshore companies do it but you will still have problems with the cholesterol thing. You can get an accident only plan, which is cheap and cover the inevitable baht bus prangor motorbike fallingout of the sky. Best would be Bangkok Insurance ( they have one called happy 45+ which you can have up to age 80, but cover restricted to a max of 200 000 per incident - sadly no cover for illness. Gotta go now or I'll get done for spamming !

**good2bhappy** · 04-04-2012, 09:13 AM

get your cholesterol down by taking a statin
go and see another insurer ie start over again

**Mr Lick** · 19-04-2012, 07:48 PM

My 67 years old Dutch friend has just made enquiries here for full medical insurance. He discussed it with me yesterday and the cost was slightly over 100,000 baht per annum.

I will try and pass on the company name/details here when i meet up with him again tomorrow.

**superman** · 19-04-2012, 07:52 PM

Just use a government hospital as and when. Cheap as chips.

**Mr Lick** · 19-04-2012, 09:13 PM

^ Agree, i've just visited one and was pleasantly surprised at the service i received for such a paltry sum.

**registrar** · 19-04-2012, 09:18 PM

Originally Posted by Mr Lick

^ Agree, i've just visited one and was pleasantly surprised at the service i received for such a paltry sum.

And the nearest government hospital to where the OP resides (Pattaya?) is where?
The nearest i can think of is near Sattahip

Reg

**Mr Lick** · 19-04-2012, 09:55 PM

Pattaya Banglamung Hospital is probably the nearest although it has come under criticism recently for poor treatment.

**superman** · 20-04-2012, 07:00 PM

Originally Posted by registrar

And the nearest government hospital to where the OP resides (Pattaya?) is where?

Just cause you pay private doesn't mean you get a better doctor. Most Thai doctors that work in government hospitals also moonlight in private ones. Banglamung Hospital (public hospital) Tel: +66(0)-3842-9244

There are 2 both private and public hospitals in Pattaya. Although level of service from the private hospitals is definitely better, it is also required to pay more money for the treatment.
This does not mean that public hospital is not good. In fact, it is good because the standard of care is also excellent, but there are a lot of people, including Thai people, asking for the treatment there, so patients might have to wait for a treatment a bit longer than Private hospitals (Another problem for public hospital is that there are not enough English speakers to receive emergency calls, so visitors might need to ask Thai people to give the call instead).

http://www.pattayaconcierge.com/info...y-contacts.php

**Mr Lick** · 21-04-2012, 07:38 PM

AA Insurance Brokers

Wong Chomsin Building,83/14 Phetkasem Road, Office 504,Hua Hin, Prachuab Khiri Khan, 77110, Thailand.

Tel./Fax: +66 (0)32 532783

Mob.: +66 (0)81 0067008

email: huahinaa@hotmail.com

email: info@verzekereninthailand.nl

Skype: huahin.aainsure

As promised here are the insurance company details from my 67 years old Dutch friend

**registrar** · 21-04-2012, 07:50 PM

Originally Posted by superman

Originally Posted by registrar

And the nearest government hospital to where the OP resides (Pattaya?) is where?

Just cause you pay private doesn't mean you get a better doctor. Most Thai doctors that work in government hospitals also moonlight in private ones. Banglamung Hospital (public hospital) Tel: +66(0)-3842-9244

There are 2 both private and public hospitals in Pattaya. Although level of service from the private hospitals is definitely better, it is also required to pay more money for the treatment.
This does not mean that public hospital is not good. In fact, it is good because the standard of care is also excellent, but there are a lot of people, including Thai people, asking for the treatment there, so patients might have to wait for a treatment a bit longer than Private hospitals (Another problem for public hospital is that there are not enough English speakers to receive emergency calls, so visitors might need to ask Thai people to give the call instead).

Useful and Emergency Contacts for Pattaya Travel

Erm, i only asked where the hospitals where. NOT the relative merits of each different system
Strange reply!!

Registrar

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