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  1. #1
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    Marriage versus Retirement

    For the last 9-10 years I've been coming backward and forwards from Aus or the UK on Multi Non Imm "O' visas. All good.

    The time has now come to be a bit more permanent so I guess I should be looking at Retirement or Marriage visas.

    Which one though?

    I'm 60 and have sufficient funds to cover either I think but friends seem to differ on which one is the best bet. As in the most user friendly, cheapest, secure etc.

    I'm sure this has been covered in the past but things change and I wondered if any of you bright young things had any up to date comments or suggestions.

    I'll be here in LOS pretty permanently post 2016 but will want the occasional trip out.

    We are properly married, not just the village thing.

    Thanks for any constructive thoughts you might be able to conjure up.
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  2. #2
    Thailand Expat Pragmatic's Avatar
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    A Retirement Extension is best IMO. Less forms to fill out and granted immediately. Or so it should be. Different office different rules. Marriage Extension has a 30 day under review wait and you have to return to the office after the 30 days to get it. A bit of a shit thing if you live far away from the office.

  3. #3
    Days Work Done! Norton's Avatar
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    Quote Originally Posted by crackerjack101
    wondered if any of you bright young things had any up to date comments or suggestions.
    Not young and not very bright but retirement the way to go. Been doing it for years with no problems at either Bangkok or Amnat offices.

  4. #4
    PAG
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    I would also go the Retirement route. Little advantages of a Marriage visa that I can see, other than the lesser financial requirement, and the ability to obtain a Work Permit should you wish.

  5. #5
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    Retirement. I jumped through more fookin' hoops than a clown with the marriage one!

  6. #6
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    Agree with above Retirement is less hassle, and the way to go for those happy to stay put.

    Howver considering you risk 400k less in a currency that may drop.
    The marriage visa suits some and you can, with a
    WP of course LEGALLY WORK BE A VOLUNTEER etc

  7. #7
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    So what exactly are the financial obligations for retirement versus marriage visas nowadays?

  8. #8
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    8ook or 400k last time for me, I expect a call to immi will confirm or Todd Daniels, The funds have to be in an instant access access account, both local SCB and Kasikorn are used to producing letter, SCB charge me 200 KK free.To state the funds in sole account, not our joint A?C

    Im sure any bank ib Thailand can be used that small one near you or even HSBC Citi Barclays in BKK if you use them
    Citi are very snotty and charge high fees so I dont use em here much.

    Unlike the NON Immi O where you do duty free shopping run each 90 days , you need never leave or pay I think 1800 for an exit permit or better I think 3800 for a multi which leaves you free to travel but also keep visa alive.

    Online reporting is theoretically working, or report in person or by post each 90 days

    Good luck , they always seem to want more copies and fotos (guess angling for T money) I get them done in bulk
    I used to have a job at a calendar factory.
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  9. #9
    Thailand Expat
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    So, for a Retirement visa its 800K in the bank or 400K and a monthly income of ?

  10. #10
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    Yeah it's still 800k Baht for a retirement visa, but the money can be in a fixed deposit account. Either way, it has to have been in there for 2 or 3 months (sorry, can't recall which one it was). This info was valid when I renewed mine at Jomtien immigration last week. Not sure about having 400k in the bank + 400k of income, it would make sense for that to be OK but remembering where we are...

  11. #11
    lom
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    800k for retirement visa
    400k for marriage visa (you need less money since you are not whoring)

    you can combine monthly income with bank savings in order to reach the stipulated amount.

    For retirement visa the bank money must have been there 2 month when you do your 1st application, must have been there 3 months for any extension you make afterwards.
    May the bridges I burn light my way

  12. #12
    Thailand Expat
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    Quote Originally Posted by lom
    800k for retirement visa
    400k for marriage visa (you need less money since you are not whoring)

    you can combine monthly income with bank savings in order to reach the stipulated amount.
    OK Cool.

    So, 400K in the bank for 3 months and a Stat. Dec. from the embassy stating I have a monthly income of 50,000 a month should cover it.

    He said hopefully........

  13. #13
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    By the way, many thanks to you all for the advice and information.
    Last edited by crackerjack101; 05-10-2016 at 04:02 PM.

  14. #14
    Thailand Expat Pragmatic's Avatar
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    Quote Originally Posted by crackerjack101
    400K in the bank for 3 months and a Stat. Dec. from the embassy
    First extension I believe the money only has to be in the bank 2 months prior to applying. There is no need for a 'Stat. Dec' if you have the money in a Thai bank. Oh, and it has to be in your name only, not a joint account.

  15. #15
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    Quote Originally Posted by Pragmatic
    There is no need for a 'Stat. Dec' if you have the money in a Thai bank.
    I thought you needed to prove a monthly income to top up the 400K.

  16. #16
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    Do you do yours at the Chiang Rai office Davidd44 ?

  17. #17
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    For a marriage visa, income of 40k per month verifiable by bank statement is sufficient. For retirement it is 65k per month. No need to have a chunk of cash in the bank.

  18. #18
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    Quote Originally Posted by Humbert
    For retirement it is 65k per month. No need to have a chunk of cash in the bank.

    now i'm confused. not an unnatural state for me, it has to be said, but are you saying that if I can prove an income of 65k a month I don't need to have a lump sum in the bank?


  19. #19
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    ^Yes. If you are over 50 for retirement.

  20. #20
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    Quote Originally Posted by Humbert
    ^Yes. If you are over 50 for retirement.
    Excellent. Thanks.
    i'd much rather have a lump sum making a little bit of interest somewhere rather than withering away.

  21. #21
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    The marriage route would be like cutting your foot off cause you've got an itchy toe.

    Well... that's always my initial knee jerk reaction to the M word anyway.

  22. #22
    PAG
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    Quote Originally Posted by crackerjack101 View Post
    Quote Originally Posted by Humbert
    For retirement it is 65k per month. No need to have a chunk of cash in the bank.

    now i'm confused. not an unnatural state for me, it has to be said, but are you saying that if I can prove an income of 65k a month I don't need to have a lump sum in the bank?

    That's correct. Going the income route, regardless of whether going for Marriage or Retirement, requires a letter from your Embassy/Consul, confirming your monthly income. Most Embassys will require proof of income i.e. letter from your pension provider etc.

  23. #23
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    ^Every country administrates this procedure differently. US citizens simply fill out an affidavit stating monthly income, no proof is required in evidence.

  24. #24
    PAG
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    Quote Originally Posted by Humbert View Post
    ^Every country administrates this procedure differently. US citizens simply fill out an affidavit stating monthly income, no proof is required in evidence.
    Hence my use of "most". The important thing is knowing that proof of income cannot be merely credits to a bank account.

  25. #25
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    AUS didn't need any income statement for marriage visa. (Sydney)
    Savannahket doesn't require any income statement either.
    Penang/ Kl and surrounds , BKK most definitely.
    Locking up 800k for a retirement visa ain't my thing but then again I would go crazy if I didn't work so little choice.

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