Thread: Investment advice please

Originally Posted by NZdick1983

555 hmmm... how shall I do the deed?

A. push her off the balcony?
B. poison in her coffee
C. overdose on rumpy pumpy

She's 40... I've been blasting my nut up her fanny for nearly 4 years and no kids (although we want a child)... maybe I am shooting blanks?

I think we'll just buy a cat or a dog...

(This investment thread suddenly took a wild turn) Thanks to Jimbo! 55

Had my 1st kid at 41 (DNA was had)
Had 3 x wife and husbands kicking my dog and watching my telly
Went to jail
Had a knife in my body twice
Ahhh to have a Thai wife's a godsend
And if she fucked around she will be an ex like the others I occasionally shag
Women are not like a dog
A dog's not just for xmas

Just kidding mate.. I love my wife more than anything in this world.

I did my fair share of screwing around... been there, done that..

She's a fantastic, charming (weird) woman.. and I adore her.

[QUOTE=lob;3217336]hi dick, always good to read your posts mate. u come across as intelligent and humble. my guess is you'll make it. dont sweat it. it doesn't come over night. there are a few good advisers answered your post. they all need to speak with you personally to advise better. my take, well i made my money in housing, but i was able to renovate build and maintain, easy for me. in later life, i only wish i'd gotten into share dealing at a younger age. its not rocket science and now is a good time to get in. the markets are only shit for those of us that are in already in. as 57 states , to own your own pad is the first move in my book. living rent free is, the dogs bollocks, makes life and your earnings go a lot further, thus picks up the speed of your investing. renting out property can be very dodgy, a lot of good luck is the main asset. taking all equations into account , i think the world average income from rented prop is in the region of 6% . with the down turn in shares as a new investor you may pick up shares paying div's of 8% or more plus u can get the money out easier than trying to sell prop.
now u have to evaluate all the advise and comments to fit your aims, dont aim unrealistically, dreams ambitions etc. be lucky young man, just dont dream.[/QUOTE
]
Yup Originally thought Nick was a prick
Now I know he's a prick
Good lad though and an original thinker and I respect that
I wish I was as nice
Kudos Nicolas

Hi dick. I would recommend you read Ollie Newlands books and consider the property market outside of Auckland. Buy roughies for a quick tidy up,then leverage off them, keeping them on interest only loans, with good cash flow and capital gains. Bloody cheap hoses going in whanganui. Need to get some Syrians in there��

Whoosh.......
The message you have quoted came from Jimbobs.
Btw he thinks you are named Nick!

Keep the bird. I have a cockatiel. It only says what we taught it. It calls to the dog. The dogs name is pumpkin so the bird says "pumpkin come here." And happy birthday to you and to Toto. Our past dog mother of pumpmin. The pocketbook cleans after them both as well as me. I'm sure yours would do the same.

Fun trying to make a baby, raising one another matter. I'm leaving that one alone. Do we have a Dr.Spock in the teak house?

Secure your future. Noone else will.

For what it's worth, here's is what was my modus operandi:
I knew I was crap at saving cash, so bought my house and spent as much as I could to get the mortgage finished, then bought another, same thing repeated.
I am over 60 now, still little cash �� but have a few shops, houses and flats and a pub.
Just recognise your strengths and weaknesses and play according, you have made a good start by forming a plan.
Sincerely, good luck to you.

Cheers, Bower.

I really like this line "have a few shops, houses and flats and a pub".
Good advice, you've done very well mate.

(especially owning a pub!, huge envy haha)

Here's a link for you Dickie-poo:

Property Investment Japan

Best of luck to you dick...I think you have the drive to pull off whatever you set out to do. I have only been to NZ once, but Oz a couple times, I think things will blow off there soon...real estate prices are just stooopid. One of the things I like about Japan is that outside Tokyo and couple other places housing is still very affordable.

I am keeping my options open for Japan...when you open that school let me know, I may need a job!

^ Thanks Deckwan, yeah, I don't want to diss my own country too much

Buuuutt.....

Just not a fan of Auckland anymore... mainly financial reasons, as you highlighted land/houses in semi-rural Japan are really a bargain now, due to the 20 year Jap recession that they are only just clawing out of.

Just last night, we saw a house near the beach for $140,000 nz (reduced from $190,000)

1,000 M2 land! / 200m2 old, but solid house. Plenty of land to build a dream house in the future (as funds permit) or even a little school separate from our house perhaps.

Yeah, nah... I think even if my mum handed me her house keys, I'd still fook off out of here... so many reasons, not just housing/cost.
Immigration has become an issue, 70,000 new migrants flooding into NZ per year (most of whom end up in Auckland) that in turn overloads our hospitals, drives up house prices, blah blah blah... you know the rest...

Anyway, I just sense the milk 'n honey heyday of NZ is over, now my homeland faces tremendous problems as it slowly declines.
On the other hand, my crystal ball tells me Japan is just starting to pull out of a devastated economy - and will slowly recover and grow towards the Olympics in 2020 and beyond.

I really love Japan, and Japanese people, I'm betting everything the kitchen sink and my balls, that we will make a go of it and succeed. I would be a liar if I said we weren't a little scared.

I hereby swear, if things go south and I end up selling my knackers on the street, I'll post it up for a laugh lol...

Dick, what requirements are there if you want to stay in Japan long term if you do not want to work?

Have been some interesting articles, viewpoints, moves and criticism on that issue over the past several years...


Japan’s ‘no immigration principle’ looking as solid as ever
JUN 18, 2014

Hidenori Sakanaka’s message is very clear: Only immigration can save Japan. Sakanaka, a former Justice Ministry official and director of the Tokyo Immigration Bureau, proposes bringing in 10 million migrants over 50 years. In making his case for opening up the country, he cites a mountain of demographic evidence, specifically the declining and aging population and the shrinking workforce.

Sakanaka’s proposal is perfectly logical and rational, but what he fails to understand — and this is rather surprising given his bureaucratic background — is that policymaking is rarely based on logic. In fact, policy is often discursively driven: Elite prejudices and public perceptions play a key role in shaping the policymaking process. The result is often policy that can appear irrational, or even contrary to the national interest.

Japan's 'no immigration principle' looking as solid as ever | The Japan Times



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Immigration Is Tough for Japan
DEC 7, 2015

The big long-term problem with Japan’s economy is demographics. A declining population means that even if productivity and per capita gross domestic product rise at a decent clip, total growth will be low or even negative. That makes Japan’s mountain of debt -- the highest as a percent of GDP among rich nations -- hard to service. Meanwhile, an aging population means fewer workers to support each retiree.

Many solutions have been floated for this demographic problem. Work-life balance, it is hoped, will boost fertility, as women are no longer forced to choose between careers and raising children. Corporate governance reform should give productivity a boost. And robots, many believe, will substitute for human workers. But once in a while, someone asks me: Why doesn’t Japan try mass immigration?

https://www.bloomberg.com/view/artic...pan-to-swallow


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Japan Opens Up to Foreign Workers (Just Don't Call it Immigration) Oct. 2016
https://www.bloomberg.com/news/artic...oreign-workers
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How to Immigrate to Japan

Immigrating to Japan can be a simple process, but becoming a permanent resident is almost impossible. In extremely rare cases, Japanese immigration officials would allow someone to become a permanent resident if she can prove that she has something to offer or benefit Japan. Another way would be to have a spouse or child who is Japanese sponsor you.

How to Immigrate to Japan | Legalbeagle.com

I'm planning on having a couple of weeks in Japan for the 2019 rugby World cup should be an experience as my only previous experience of Japan is Narita airport. Looking at the 12 host stadiums they near enough cover the whole country which could end up being a logistical nightmare just hope Scotland have a couple of games quite close to each other but if not will get to see more of the country.

Ya never know, we might have a TD RWC party at Dick's pad... after celebrating Japan beating the All Blacks

Originally Posted by NZdick1983

t starting to pull out of a devastated economy - and will slowly recover and grow towards the Olympics in 2020 and beyond.

Didn't the Greek economy collapse after their Olympics?! I'm not sure I buy into the marketing that the IOC like to push to get their extravaganza. I'm also not convinced that Japan is about to surge up... it is facing serious competition regionally, and seems to be struggling to find answers.

^ I wouldn't compare Greece to Japan, as they are polar opposites.. Greece owed their debt to foreign creditors, while Japan's core debt is mainly domestic.

For me, it's more about our particular circumstance and where suits our personality (for want of a better word) and business model for a solid financial future.
My heart is just not here, you couldn't pay me enough to live in Auckland.

We live in uncertain times, it's hard to predict the future of any country with any assurance with so many variables.

So I'd rather roll the dice, and live in a country that I feel most happy in, than live in a country that has lost its burgeoning Kiwi culture, sold its guts to the highest bidders, and pumped what's left, full to the brink of collapse with economic immigrants.

Japan has always been a homogeneous country and they are rather skeptical about taking many foreigners in. Which is understandable considering how unique and different the Japanese culture is. The Multiculturalism which Kiwis have been forced to embrace has been too unrestricted, which has caused so many problems *especially in Auckland.

Under Prime Minister Shinzo Abe, Japan is aiming to further increase the annual number of incoming foreign tourists to 40 million by 2020 and 60 million by 2030.

Faced with the deluge in tourists and future visitors, the government has begun to loosen restrictions on minpaku accommodations *airbnb in private houses and apartments.

This deregulation, will affect/benefit us directly, as it's in line with our business model. I also personally think Trump will surprise us and will improve the US economy which will benefit trade with Japan.

Sorry, a clusterfuck of thoughts there.. off to see nan... will edit that mess when I get home.

^ I don't believe Japan will relent to pressure to open the floodgates to immigration as a quick-fix for their economy.

I have no qualms against reasonable and controlled immigration, a balance needs to be struck. Europe unfortunately, hasn't got it right, I'm sure Japan will be more reserved, especially in light of recent events in Germany/France, etc..

Immigrants are not like a liter of petrol, where one is more or less the same as another. While skilled immigrants can make a major economic contribution - unskilled workers put a strain on resources.

Trying to force immigration onto other countries is a mistake. Mass immigration would ruin Japan. Multiculturalism does not work for every society, especially one so homogeneous as Japan. I just can't see that happening.

Unless the government makes a Merkelian decision, looking at the unfolding disaster in Germany, I doubt they will go there. That said, there is nothing wrong with a reasonable level of controlled immigration. And that, Japan has already.

If immigrants arrive in Japan, they should be able to adopt the Japanese culture, not the other way around. Unlike Muslims immigrating to Europe, who are fighting to change the culture that so gracefully accepted to help them.

Japan is led by Abe, not Merkel. I guarantee you that they are watching what is going on in Europe and the U.S. and shaking their heads and saying that they will NEVER let that happen to Japan.

Because Japan is Japan, dad-gum-it, and it would be better for Japan to shrink and shrivel, but remain "Japanese" rather than doing anything revolutionary that might "save" Japan, but "lose it" in the process...

Originally Posted by NZdick1983

unskilled workers put a strain on resources.

not when they're paid to sweep streets, clean homes and offices, wash dishes in restaurants, etc...they contirbute through taxes for the services (if any) they receive...

Originally Posted by NZdick1983

Trying to force immigration onto other countries is a mistake

...agree...

Originally Posted by NZdick1983

Mass immigration would ruin Japan

...no one's suggesting "mass" immigration to relieve Japan's cultural isolation and declining work force...

Originally Posted by NZdick1983

Multiculturalism does not work for every society, especially one so homogeneous as Japan

...history suggests that today's homogeneity is tomorrow's multi-cultural society...even Inuits have inter-married with caucasians...

Originally Posted by NZdick1983

it would be better for Japan to shrink and shrivel, but remain "Japanese" rather than doing anything revolutionary that might "save" Japan

...I believe this is a possible objective of the extreme right-wing of Jap politics...such notion is, in fact, merely another form of Jap elitist thinking...

You're fucking insane to give up living in a country like NZ in favour of anywhere in Asia. I could understand giving up it up for somewhere in Europe but Japan??

They're fucking space cadets and what's this crap about absorbing cultures. Eating a fucking hamburger and calling a suit a Savile Row doesn't make them culturally acquisitive or tolerant of others ensuring inclusivity. No one not born in Japan or to a panhead can ever be a fucking Jap. Racist little fuckers.