Thread: Move to make health insurance mandatory for long-stay visas

the wife almost missed it,6pm.PPTV news it was mentioned as proposed,looks like the cabinet has agreed.
40,000bht.out patient cover.
400,000bht.in patient cover.
haven't seen it mentioned on other forums.

Well, if that is indeed the case then it is the final nail in the coffin for many retirees and other O-A applicants.

Certainly, there are not many westerners resident here over the age of 65 who do not have a history of some condition or other even if it is only the early onset of PAD, or angina, high blood pressure, etc., the presence of which may well ensure no policy is obtainable without an annual premium in the region of 200,000+ baht. And I suspect those knocking on the door of 70 years old are in fact uninsurable.

As I have said earlier in the thread, the Kasikornbank is the only company I can find who are offering insurance to foreigners, albeit with the stipulations that they have been resident in Thailand for at least a year and intend to continue their residence and are married to a Thai, up to the age of 70 without a medical examination although they must have no current significant medical issues or chronic conditions. The annual premium is currently in the region of 35,000 baht. One could of course simply use the policy as a means of securing an extension and declare one is fit as a fiddle concealing myriad conditions in the knowledge that one would not actually rely on the coverage - in these circumstances the policy should simply be seen as an immigration fee.

If Kasikorn withdraw this from expats and we are to rely on medical examination based policies with full declaration of pre-existing conditions then the premiums will be prohibitive.

I father think many British/Irish folk here will be considering their options carefully.

It is patently obvious that this initiative has fuck all to do with hospitals losing money to impoverished geriatric sick folk and everything to do with the fact that there are in the region of 200,000 expats resident in Thailand as retirees or spouses and this market is crying out to to be exploited.

I for one am now off if this is to be the law.

I am simply not paying £5,000 a year to live with these ghastly people - it is a deal breaker.

Fuck 'em.

Fuck 'em indeed, they regard us with a mixture of hate and envy anyway.

if what was proposed,LONG TERM RETIREREES,on the 800k.extension,all those that go this rout will certainly change to the 400k.ext.if married,THEN WHAT.it beggars belief if this has been thought out.i would love to see the NO'S of retirered expats that are a burden on thailands health system as what the ministry claim.
nothing but a mountain full of BS.

Originally Posted by headhunter

the wife almost missed it,6pm.PPTV news it was mentioned as proposed,looks like the cabinet has agreed.
40,000bht.out patient cover.
400,000bht.in patient cover.
haven't seen it mentioned on other forums.

Well that's cover, but what's the premium?

Also, I understand it is not compulsory if you already have a suitable foreign insurance policy.

Those will probably be on sale on Thanon Khao San and the usual outlets very soon.

Originally Posted by britanicus

Fuck 'em indeed, they regard us with a mixture of hate and envy anyway.

Why did you stay, once you figured that out?

Originally Posted by jabir

Why did you stay, once you figured that out?

Stubbornness, and the Mrs does not like the UK, too dirty and too many wogs, she says.

Originally Posted by harrybarracuda

Also, I understand it is not compulsory if you already have a suitable foreign insurance policy.

Those will probably be on sale on Thanon Khao San and the usual outlets very soon.

according to,DR.WHO ? THE ADVISOR TO THE MINISTRY FOR PUBLIC HEALTH AND THE TOURISM AND SPORTS VICE MINISTER all those that have foreign policies will be exempt.
THAI.IMM.ACT 1979.

Originally Posted by headhunter

if what was proposed,LONG TERM RETIREREES,on the 800k.extension,all those that go this rout will certainly change to the 400k.ext.if married,THEN WHAT.it beggars belief if this has been thought out.i would love to see the NO'S of retirered expats that are a burden on thailands health system as what the ministry claim.
nothing but a mountain full of BS.

to bring in line with them that go the retirerment route,could it be them that go the marriage route will be made to keep their ext.400k.in the bank INDEFINITELY.

Originally Posted by britanicus

Stubbornness, and the Mrs does not like the UK, too dirty and too many wogs, she says.

Quite a few wogs here also, no?

Originally Posted by Seekingasylum

Well, if that is indeed the case then it is the final nail in the coffin for many retirees and other O-A applicants.

Wtf do you have the"A" for? Does it give you any discount in Tops or Big C?

The only advantage with a non-OA compared to a non-O is during the first year (no need for border jumps).
The disadvantage with the non-OA was the criminal check nuisance and they might now add another one - the mandatory health insurance.

So when your 1 year extension of stay expires then go to Penang and get a single non-O, you'll have to show some funds for that.
Later on apply for your 1 year extension based on the non-O.

Originally Posted by lom

Wtf do you have the"A" for? Does it give you any discount in Tops or Big C?

The only advantage with a non-OA compared to a non-O is during the first year (no need for border jumps).
The disadvantage with the non-OA was the criminal check nuisance and they might now add another one - the mandatory health insurance.

So when your 1 year extension of stay expires then go to Penang and get a single non-O, you'll have to show some funds for that.
Later on apply for your 1 year extension based on the non-O.

having done 10yrs.of extensions where do you get this jumped up quote from,i arrived here with a NON O VISA I have never had to do a border run,so why do you complicate things by posting you have to do a border run if you have a NON O VISA and not a NON O-A VISA.
whats a police check got to do with you obtaining a yr.long extension.i have one in an envelope sealed in 2008 and have never been asked for it.
seems you are getting your A & O MUDDLED UP,in other words they mean f--k al.

Originally Posted by lom

Wtf do you have the"A" for? Does it give you any discount in Tops or Big C?

The only advantage with a non-OA compared to a non-O is during the first year (no need for border jumps).
The disadvantage with the non-OA was the criminal check nuisance and they might now add another one - the mandatory health insurance.

So when your 1 year extension of stay expires then go to Penang and get a single non-O, you'll have to show some funds for that.
Later on apply for your 1 year extension based on the non-O.

I quite agree but when Penang and Savannakhet experience an exponential rise in those applications when the mandatory heath cover is implemented then I rather think we shall see a change.

reading what the word MANDATORY means is, the form has to be filled in by the applicunt with conditions.does that meen we have to tell the TRUTH AND NOTHING BUT THE TRUTH.so what about the TRUTH by the insurance company's.
what conditions will they say are MANDATORY ? and BINDING.and the truth NO fibbing.

with my medical record i need more than a few quacks trying to stick it up me.
74yrs.old and fit as grannys old buffalo.

Originally Posted by headhunter

reading what the word MANDATORY means is, the form has to be filled in by the applicunt with conditions.does that meen we have to tell the TRUTH AND NOTHING BUT THE TRUTH.so what about the TRUTH by the insurance company's.
what conditions will they say are MANDATORY ? and BINDING.and the truth NO fibbing.

When you're filling out an official form the truth is implied to all answers, and once they catch you in a lie you become their biatch.

They'll be facing quite a battle with hh's form.

Could work out in his favour.

just saw this,click 404. only problem its in thai.
i think this so called meeting seems to have their type of visa's involved mixed up.they quote NON O-A LONG TERM EXPATS WITH A 1YR.VISA.
so what is the difference,between an expat on a NON O and an expat on a NON O-A.both with 1yr.stays.

I heard this on the radio yesterday too. They specifically said Non-O-A Visas and said that insurance policies would be offered that could be purchased when the Visa was applied for.

Either this measure is only being applied to a small sub-set of foreigners staying here, or the reporters/translators did their usual stellar job of mistranslating/misinterpreting the announcement!

Originally Posted by headhunter

aving done 10yrs.of extensions where do you get this jumped up quote from,i arrived here with a NON O VISA I have never had to do a border run,so why do you complicate things by posting you have to do a border run if you have a NON O VISA and not a NON O-A VISA.
whats a police check got to do with you obtaining a yr.long extension.i have one in an envelope sealed in 2008 and have never been asked for it.
seems you are getting your A & O MUDDLED UP,in other words they mean f--k al.

This response shows that you have no knowledge of different visa types.

Originally Posted by headhunter

just saw this,click 404. only problem its in thai.
i think this so called meeting seems to have their type of visa's involved mixed up.they quote NON O-A LONG TERM EXPATS WITH A 1YR.VISA.
so what is the difference,between an expat on a NON O and an expat on a NON O-A.both with 1yr.stays.

And here you confirm that you don't know it.
Go back and read what I wrote a few posts up.

Originally Posted by qwerty

I heard this on the radio yesterday too. They specifically said Non-O-A Visas and said that insurance policies would be offered that could be purchased when the Visa was applied for.

Either this measure is only being applied to a small sub-set of foreigners staying here, or the reporters/translators did their usual stellar job of mistranslating/misinterpreting the announcement!

this I cant get my head around,i arrived here on a non o visa,then for the past 9yrs.its extended which allows me to stay 1yr.subject to 90day reports on a retirement 800k.bank fixed rate deposit acc.which has never been touched for 7yrs.are they goner have an insurance rep at immigration or will they leave it up to the imm.officers who know f.all about illness and ins.then what happens to them that either cant afford or wont qualify for a policy.and what about all the other expats on yearly extensions.
has I said before I have enough funds and the wife has plenty in reserve as long as she agree's to cover me,i don't want some jumped up con merchant selling me a product that wouldn't cover a nose bleed.
if you go back to the original proposal,23dec.2018 there are some very influencial people.
thai life association.
thai general ins.association.
the office of ins.commission.
public health ministry.
the foreign ministry. the interior ministry.
the immigration bureau.
the interior ministry.
so for everyone who are subject to these proposals TAKE NOTE.

Originally Posted by headhunter

his I cant get my head around,i arrived here on a non o visa,then for the past 9yrs.its extended which allows me to stay 1yr.subject to 90day reports on a retirement

Your visa, the non-O is not a long-stay visa because it only gives you 90 days of consecutive stay, then you'll need a new visa or if it is a multi-entry visa then you will have to logout of Thailand and then login again for a new 90 days on the same visa, a so called border bounce/border jump.

Your extension is not a visa, it is an extension of your permit to stay.

How long you have stayed in Thailand, how many extension you have done, that is irrelevant, you are not on a long-stay visa.
And that doesn't change, no matter how many ministry's and insurance companies you list in your post.

What is so difficult with that?