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  1. #76
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    reading the actual wording of what has been aproved to be forwarded to the cabinet for aproval.
    "THE AMENDMENT OF THE CRITERIA'
    so this means it could be a minor change or an adition to improve the law on obtaining your long term visa O-A which can only be obtained in your own country of residence.
    as i have always gone the retirment rout could there be a change to the legislation law where you must have 800k.in a thai bank for 3months.
    there must be guys out there that have MORE in their upstairs locker than me,so can anyone fathom why such a small group of long term visa holders compared to
    35million tourist who come here and do not pay one bht.to enter,can you see tourists WITHOUT insurance being denied entry unless they have a brown envelope.
    why I am so outraged with this proposal is because after 35yrs.of paying tax,vat,supporting the thai economy I can find myself being chucked on the rubbish tip,just because I refuse to buy an inflated ins.policy when I have the money to self insure if needed.when you study who was at this meeting and approved this to go higher
    there is a very big fishy smell.

  2. #77
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    ^ A small advice in order to make it better readable: Start a sentence with a Uppercase, make a distance after comma mark, divide the speach into few paragraphs...

  3. #78
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    Quote Originally Posted by headhunter View Post
    why I am so outraged with this proposal
    headhunter – no reason to be outraged yet. The only thing that is factual at this point in time is “options” are being discussed. Even the timing of the rewriting and/or amending of the “rules/regulations” isn’t certain.

    All are in a “wait and see” mode. And, when/if new regulations are implemented, we won’t be alone. A slew of “legit” Expats are in the same boat.

    Misery Loves Company.

    But – that being said and all the rhetoric being set aside, whenever and whatever new regulations are put in place, well, we must comply with them.

  4. #79
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    Don't see what anyone is worried about, nothing is likely to happen under the military government, remember the government can only pass temporary laws, until the elections.
    Those amendments then need to be voted in under the new elected government.

    [ Quote Once it comes into effect, foreigners having the visa will be required to have Thai insurance policies covering their entire stay in Thailand with minimum Bt40,000 out-patient medical bill coverage and minimum Bt400,000 in-patient medical bill coverage. ]

    Nothing about private hospital cover, just think about it, Thailand is aiming to be a big time provider of aged residential care homes, already a multi million dollar industry, all gone if they want those old in-firmed to get private health cover.

    My best bet is if they ever get round to some sort of medical scheme for aliens it will fall under the national health system.
    Government wants all aliens, not just farangs registered as residents, pink ID card scheme, some Pink IDs allow access to the public hospital system already.

    400,000Bt is not a lot of cover, but it will go along way in the public hospital system, self employed noodle vendor, 3500 Bt for full cover per year.

    Resident aliens pay a lot of tax, VAT being the biggest, residential old people housing, from what I've read, about $1.500 US a week, that's Japs, Chinese and other ASEAN nations, plus farangs on top.

    Few month ago they were taking 10,000 Baht fines for traffic offenses, cut the road death rate, before that an international government meeting on rubber prices came up with paying rubber planters 1,000 BT per rai per month to stop tapping for a year still waiting for my million Baht.

    Take no notice of any press release about policy changes, just politics and press time.

  5. #80
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    Quote Originally Posted by jamescollister View Post
    Don't see what anyone is worried about
    Yup, a lot of sense in your post. THB 10k for traffic offenses, no riding in the backs of pickups, no motocys on the sidewalks... the list goes on and on.

  6. #81
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    Quote Originally Posted by bowie View Post
    headhunter – no reason to be outraged yet. The only thing that is factual at this point in time is “options” are being discussed. Even the timing of the rewriting and/or amending of the “rules/regulations” isn’t certain.

    All are in a “wait and see” mode. And, when/if new regulations are implemented, we won’t be alone. A slew of “legit” Expats are in the same boat.

    Misery Loves Company.

    But – that being said and all the rhetoric being set aside, whenever and whatever new regulations are put in place, well, we must comply with them.
    I am only outraged at the thought of paying a very LARGE amount of money for a policy that might have so many exclusions its proberly goner cost me big time,
    as we all know they wont refuse me a policy that will help them have a good weekend away.if I am lucky to live another 10yrs.a policy will likely be enough for the wife to live 30yrs.after I am gone to the temple in the sky.i have so far enjoyed over 36yrs.with my wife and I want her to enjoy the same,so till something is laid on the table I just have a GUT feeling, which is worrying for me along with a few others who might have a medical history as big as the score in last nights match LIV.vs ARS.

  7. #82
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    My angst is in the numbers.

    Today, I’m paying just under USD $4.5k/annum for myself and my wife (2 persons 57/62yo) in-patient only with a USD $5k deductible and a limit of USD $1M/pp. So, the math, if one gets seriously sick - $1M/$10k(premium + deductible) = 1% a good deal.

    Under the Thai Insurance Plan listed in post #21 (using Thaivivat) we would be paying THB 105k (2 persons 57/62yo) for THB 440k in coverage. 440k/105k = 24% a rip off, period exclamation point. When we get older the premiums increase to THB 240k (80/85yo) math 440k/240k = 55%, this ain’t only a “ripoff”, it’s an out-and-out giveaway.

    Self-insured is my plan (at this point in time) when my premiums start to hit the 15-20% mark. If Thailand legally “forces” me to pay the premiums listed above. A legal challenge may well be warranted, failing that, repatriation and/or relocation to a more expat friendly location is on the list of options.

  8. #83
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    Quote Originally Posted by bowie View Post
    My angst is in the numbers.

    Today, I’m paying just under USD $4.5k/annum for myself and my wife (2 persons 57/62yo) in-patient only with a USD $5k deductible and a limit of USD $1M/pp. So, the math, if one gets seriously sick - $1M/$10k(premium + deductible) = 1% a good deal.

    Under the Thai Insurance Plan listed in post #21 (using Thaivivat) we would be paying THB 105k (2 persons 57/62yo) for THB 440k in coverage. 440k/105k = 24% a rip off, period exclamation point. When we get older the premiums increase to THB 240k (80/85yo) math 440k/240k = 55%, this ain’t only a “ripoff”, it’s an out-and-out giveaway.

    Self-insured is my plan (at this point in time) when my premiums start to hit the 15-20% mark. If Thailand legally “forces” me to pay the premiums listed above. A legal challenge may well be warranted, failing that, repatriation and/or relocation to a more expat friendly location is on the list of options.
    thanks BOWIE I am with you all the way,one thing in my favour is the wife is a community health worker who is entitled to any kind of treatment free,i also get a private room at a gov.hospital half price,there might be more shortly as she will have had 10yrs.service.
    I too might have to look elsewhere for a much more friendly location,but that option is,having to sell our property which is worth 6+mill.that wont be easy.
    but the biggest problem me/mrs. HH have is we DONT trust anyone,2017-2018 has been a yr.of GREIF,GREIF AND MORE GREIF.

  9. #84
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    as i posted earlier page 3,they do need to get their own house in order first.
    news is somchai jitsuchon of the national reform committee has agreed with me.
    already the national health schemes [3in total] with a budget of 330billion baht.is already well and truly in the RED for 2018,so add on the costs over these last 4/5days and what do you get.it cant go on like this.
    so maybe this will take the heat out of whats been put forward to scam long term visa expats on A-O VISA'S into funding that doesnt exist.

  10. #85
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    I don't see what one has to do with the other, they are separate pots.

  11. #86
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    Quote Originally Posted by stroller View Post
    I don't see what one has to do with the other, they are separate pots.
    everyone here PISSES in the same POT.

  12. #87
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    Quote Originally Posted by headhunter View Post
    everyone here PISSES in the same POT.
    Share one's chamberpot, surely you jest?



    How would one's physician determine one's health?
    Attached Images Attached Images

  13. #88
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    Quote Originally Posted by OhOh View Post
    Share one's chamberpot, surely you jest?



    How would one's physician determine one's health?
    that's big enough for their dicks and brains.

  14. #89
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    Quote Originally Posted by headhunter View Post
    that's big enough for their dicks and brains.
    Whose, the old, uninsured codgers?

  15. #90
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    Quote Originally Posted by stroller View Post
    Whose, the old, uninsured codgers?
    also known as DICKHEADS.are we NOT.

  16. #91
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    i ask the key committee that proposed the idea of making expats on long term visa's to fund the,
    PRIVATE HOSPITALS.
    BENEFIT THE PUBLIC.
    HEALTH PROTECTION.
    as they seem to have NON EXISTING NO'S of farangs involved in the proposals,maybe have a butchers at the NUMBER of killers on the roads these past few days.
    with their intelligence they should be able to come up with an estimate of the COST that have been incurred.
    OH SORRY ITS FREE.

  17. #92
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    we need to refresh this thread,as yesterday we were getting our knickers in a twist.as one hurdle as been set its this one i think is more serious.
    its takes me a long time to understand some of these certain meaning of words.so lets look at what MANDATORY means,something that must be DONE BY LAW.
    if the proposal is passed surlely it has to go to a court of law and can it be challenged.i have contacted a friend in the uk. who is going to try and find out would I be able to get health ins.with my record.
    heart surgery.
    double by-pass.
    hiatus hernia.
    a stroke.
    seizure's.
    warfarin for life.
    3different meds to help keep my heart valve working.
    med.for bp.
    med for acid reflux.
    meds for seizure control twice a day.
    and this could also be a stumbling block BEING 74YRS.OLD.
    so all of us on O-A visa long term with or without cover should be VERY CONCERNED that what will happen to them that cant afford the cover for THAI-INSURANCE.
    will they immigration except self cover?i do have a decent amount put away and is available like my 800k.extension money.INSTANT ACCESS with loss of interest.
    HH.

  18. #93
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    fucking ell hh with all ur worrying u aint likely to see it all implimented anyway. with the breakdown of ur medical history,,, u aint likely to see it implimented.
    my annanalise is,,,, u aint likely to see it implimented.

  19. #94
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    Quote Originally Posted by lob View Post
    fucking ell hh with all ur worrying u aint likely to see it all implimented anyway. with the breakdown of ur medical history,,, u aint likely to see it implimented.
    my annanalise is,,,, u aint likely to see it implimented.
    I hope your right,they [imm] would love it,no ins.NO EXT.so that would mean for me,after me & mrs.HH have been together for over 35yrs.beautifull home,a nice peacefull retirement,NO MONEY WORRIES,very very happy where we live.
    do you know Thailand and the give me virus that is rampart,robbing the rich to pay the poor,or should that be the other way round.its already gone to be approved at the next cabinet meeting by 3 influential ins.co's.aswell as certain ministers.

  20. #95
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    HH –

    You have my sympathy. You are at one of the extremes. That being said, if a medical insurance requirement is implemented, I hope that a “self-insure” provision is allowed. THB 450k in a Thailand Bank “Medical Only Account” or some other such terminology.

    If you will have to get a medical insurance policy to comply with the regulation you would be able to. They would exempt just about everything medical and you would be giving them a large sum of money for naught more that a piece of paper indicating you have minimal required coverage (that you could never use, of course - bunch of thieves).

    Lob – not agreeing nor disagreeing with your analysis.

    But, I have seen how lobbyists work, you only need two folk on a committee in your corner to sway the committees vote. And, insurance companies are professionals at playing the lobbyist game. Unfortunately, once an issue like this has raised its ugly head, it can be dismissed, then resurrected, dismissed again, then resurrected again, until eventually, it is implemented.

    If I were a betting man my money would be on the requirement being implemented, not today, and hopefully not in the near future, but, eventually.

    Not so much a matter of if, but a matter of when.

  21. #96
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    Quote Originally Posted by lob View Post
    fucking ell hh with all ur worrying u aint likely to see it all implimented anyway. with the breakdown of ur medical history,,, u aint likely to see it implimented.
    my annanalise is,,,, u aint likely to see it implimented.
    I think you [lob] needs to log onto,LONGSTAY.TGIA.ORG you will find they have [3 ins.companys] set up a web page already with the rules.

  22. #97
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    Quote Originally Posted by headhunter View Post
    I think you [lob] needs to log onto,LONGSTAY.TGIA.ORG you will find they have [3 ins.companys] set up a web page already with the rules.
    These 3 insurance companies are selling the mandatory health insurance for those who are on a long stay (5 years) visa.
    Is that the type of visa you have?

  23. #98
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    Quote Originally Posted by lom View Post
    These 3 insurance companies are selling the mandatory health insurance for those who are on a long stay (5 years) visa.
    Is that the type of visa you have?
    thanks for your reply, I have self cover which would cover 10 times what is proposed,but would they except it,we all know losing face is the no.one past time.
    I wasn't awhere that the 5yr.scheme had been implemented,X AMOUNT IN A THAI BANK,INS.COVER WITH A THAI INS.CO.that was talked about over a yr.ago but never got off the ground.i maybe wrong, but this was discussed at great length on another forum.

  24. #99
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    Originally Posted by lob (Move to make health insurance mandatory for long-stay visas)
    fucking ell hh with all ur worrying u aint likely to see it all implimented anyway. with the breakdown of ur medical history,,, u aint likely to see it implimented.
    my annanalise is,,,, u aint likely to see it implimented.


    seems to have gone over the heads of at least two posters.

    my point being
    1/ hes gonna be dead from worry

    2/ hes gonna be dead from medical reasons

    3/ just the overall point

    just a side point, every other post from u hh sugests u have more dosh than u know wot to do with, plus ur wife gets gov health..yet u seem to be the poster that is more panicked than most..... conclusion ull die long before ur time. ..... chill out for fuck sake

  25. #100
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    well i am worried a bit for all them that will find themselves in the position of not being able to afford this potential money sucking scam.
    as for not being here to welcome in the news of what will happen to them,i have already gone there [temple in the sky] twice and both times they said TAFF F-K OFF BACK your needed on T.D.

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