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  1. #1
    Thailand Expat tomcat's Avatar
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    Health Insurance Now Required for Long Stay Expats

    ...I guess we can ask Tod as to when this latest edict comes into effect: https://forum.thaivisa.com/topic/110..._campaign=news

  2. #2
    Thailand Expat
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    love it

    Asked about foreigners who cannot buy health insurance because their health risks are considered too high, Nattawuth said relevant authorities might consider requiring them to have higher deposits in bank accounts so as to make sure that they have enough to live in Thailand.

  3. #3
    Thailand Expat

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    Quote Originally Posted by Dragonfly View Post
    love it

    Asked about foreigners who cannot buy health insurance because their health risks are considered too high, Nattawuth said relevant authorities might consider requiring them to have higher deposits in bank accounts so as to make sure that they have enough to live in Thailand.
    ..... or more accurately. Enough to die in Thailand.

  4. #4
    Thailand Expat Pragmatic's Avatar
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    Why is it not seen, if married with children, that as per the Thai way, the children will care for the parent(s). There once was an extension, based on being supported by a Thai child, where a farang could get an extension without showing money in the bank. I obtained one in 2006-7, as I recall. So what happened to the 'Thai way?'

  5. #5
    Thailand Expat
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    Quote Originally Posted by Switch View Post
    ..... or more accurately. Enough to die in Thailand.
    ... and make someone happy with his bank balance

  6. #6
    Pedantic bastard
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    Well, it took a while, but looks as though they finally found a deal breaker for the majority of farangs.

  7. #7
    Days Work Done! Norton's Avatar
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    Quote Originally Posted by nidhogg View Post
    Well, it took a while, but looks as though they finally found a deal breaker for the majority of farangs.
    Too soon to tell. Immigration has been floating all sorts of "requirements" too see reaction. This is likely another.

  8. #8
    Thailand Expat misskit's Avatar
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    It’s really the shits if one is planning to live out their days in Thailand. Costs for over the over 75 gang gets too high.

    Can’t see why the government couldn’t let the “old timers” buy into the 30 baht plan if they want to die like a Thai, that is, without all the life extending treatments.

  9. #9
    Thailand Expat Pragmatic's Avatar
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    Quote Originally Posted by misskit View Post
    Can’t see why the government couldn’t let the “old timers” buy into the 30 baht plan if they want to die like a Thai
    They actually did try it a few years back but cancelled it after about a year. Thailand government claimed it was only meant for migratory foreigners.

  10. #10
    'ello 'ello 'ello Luigi's Avatar
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    Quote Originally Posted by Pragmatic View Post
    Why is it not seen, if married with children, that as per the Thai way, the children will care for the parent(s). There once was an extension, based on being supported by a Thai child, where a farang could get an extension without showing money in the bank. I obtained one in 2006-7, as I recall. So what happened to the 'Thai way?'
    What happened?

    As usual, dodgy farangs abusing the system.

    2 of my mates got it at the time, one got the extension based on being supported by a 14 year old, the other based on being supported by a 3 year old.*


    Little wonder it was foked off after a year, and back to 400k in the bank or documented 40k p/m income based on wife or child.





    * I didn't have a child at the time, but was willing to steal one.

  11. #11
    disturbance in the Turnip baldrick's Avatar
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    Quote Originally Posted by terry57 View Post
    Many other cuntrys require Health Insurance from Foreign scum who want to stay long term
    name them


    Quote Originally Posted by misskit View Post
    Can’t see why the government couldn’t let the “old timers” buy into the 30 baht plan if they want to die like a Thai,
    pallative care insurance - enough to pay for a nurse and morphine

  12. #12
    The Fool on the Hill
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    Quote Originally Posted by baldrick View Post
    pallative care insurance - enough to pay for a nurse and morphine
    In a nutshell that's pretty much all that's really required.

  13. #13
    Thailand Expat tomcat's Avatar
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    Quote Originally Posted by bowie View Post
    In a nutshell that's pretty much all that's really required.
    ...nonsense: swollen prostates, fatty livers, high blood pressure, morbid obesity, etc may all require medical attention well before a trip to the oven...

  14. #14
    Thailand Expat

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    Quote Originally Posted by misskit View Post
    It’s really the shits if one is planning to live out their days in Thailand. Costs for over the over 75 gang gets too high.

    Can’t see why the government couldn’t let the “old timers” buy into the 30 baht plan if they want to die like a Thai, that is, without all the life extending treatments.
    Wouldn't that "person" be on a permission to stay extension rather than a visa ?

  15. #15
    Thailand Expat

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    Quote Originally Posted by tomcat View Post
    Long Stay Expats
    Define long stay and how it relates to a one year visa or extension at the time of application.

  16. #16
    Days Work Done! Norton's Avatar
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    Quote Originally Posted by Pragmatic View Post
    They actually did try it a few years back but cancelled it after about a year.
    They did and like then, this too shall pass. No need to panic. As always, will be at discretion of your local immigration office.

  17. #17
    Thailand Expat

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    Indonesia requires life insurance. All handled by honest (cough) agents here.

  18. #18
    Days Work Done! Norton's Avatar
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    Quote Originally Posted by Switch View Post
    Indonesia requires life insurance. All handled by honest (cough) agents here.
    Likely same will transpire here if this health insurance requirement prevails.

  19. #19
    Thailand Expat Pragmatic's Avatar
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    Quote Originally Posted by Norton View Post
    As always, will be at discretion of your local immigration office.
    It surely was, being as when I got mine the IO said that I had to show some money in that I had to prove I could sustain myself. But the logic behind the extension was that I didn't have to sustain myself as my child was looking after me.
    As I recall, we settled on showing 200,000 in the bank. But I can't recall if I had to have a bank letter confirming such.

  20. #20
    The Fool on the Hill
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    Quote Originally Posted by tomcat View Post
    ...nonsense: swollen prostates, fatty livers, high blood pressure, morbid obesity, etc may all require medical attention well before a trip to the oven...
    hmm... sounds like a shit load of pre-existing conditions you let yourself fall into, good luck getting an insurance company to "foot-the-bill" of your lifestyle

  21. #21
    Thailand Expat

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    Quote Originally Posted by Pragmatic View Post
    I had to prove I could sustain myself.
    If the logic is that the foreigner has to show he can sustain himself for a year, they'd accept seeing the balance, expiry date and limit of his overseas credit card. Future extensions could be based on that credit card being maintained.

  22. #22
    CCBW
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    Man there are some people losing their minds over this (Not on this site but the other). I can understand being it appears that many live on the ragged edge and a financial set back like this could be a lot of stress especially if they are all in. But one has to believe that they know things would change, they always do.

    For now, its life as usual. Like all new rules and regs anywhere in the world there will be adjustments, considerations and likely allowances and as we all know every immigration office will have their own spin on it. There is nothing defined yet. The Nation news clip had nothing in it, it just started mass hysteria.

  23. #23
    The Fool on the Hill
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    Quote Originally Posted by misskit View Post
    Costs for over the over 75 gang gets too high.
    From the charts - the 75 and older crowd'll be paying 100k/annum for 400k in coverage - and imagine how many pre-existng conditions will be exempted from the coverage - the champagne corks'll be popping in the insurance company board rooms for sure.

    Of course, on a different note, insurance is a highly competitive business, I'm sure several expat insurance companies are eyeing the developments and will offer competitive plans to satisfy the potential requirements.

    But, good luck to all trying to do an "apples-to-apples" comparison of insurance company plans - really do need a "broker" to figure it out, and brokers of course have biases.

    The biggest problem with the over 75 gang is the (long) list of "pre-existing" conditions that'll be exempted from the coverage.

  24. #24
    CCBW
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    Quote Originally Posted by bowie View Post
    I'm sure several expat insurance companies are eyeing the developments and will offer competitive plans to satisfy the potential requirements.
    Exactly right. And there are some folks living here that may have conditions that they handle on their own now ( do not have insurance). That helps because if the insurance company says they will not cover it, it has little or no impact to the insured. Basically all many want is a card that says they comply at the lowest cost available but wont use it much anyway.

  25. #25
    Thailand Expat Pragmatic's Avatar
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    Quote Originally Posted by Pragmatic View Post
    There once was an extension, based on being supported by a Thai child, where a farang could get an extension without showing money in the bank. I obtained one in 2006-7, as I recall.
    Just to confirm that you could once get an extension without showing money in the bank.



    Extension based on support of a child
    Thursday, 08 February 2007


    Getting an extension to a visa is paramount to being able to stay in Thailand long term. For those who are not employed, not married to a Thai national, or do not qualify for a retirement extension, but have Thai children, one option was the extension based on support of a Thai child.
    However, since Oct 1st 2006 the rules regarding this type of extension were radically changed.
    Before it was possible to obtain a yearly extension based on the fact that you were supporting your Thai child . This was particularly useful for those who were not married to a Thai , or not over 50yrs old (to qualify for retirement extension ).

    As of Oct 1st 2006 this option is no longer available.

    It has been replaced as such by rule 7.17/5 This rule stipulates that a person over 50yrs of age can apply for an extension based on a Thai child supporting their parent, with no financial requirement as in other extension types.

    Whilst this is bad news for those under 50yrs old, it is also good news for those over 50yrs old with a Thai child, that for some reason or other are unable to meet the financial requirements of the retirement visa , or can meet the requirements, but would rather not transfer their money into Thailand.

    The downside is of course, that those under 50yrs old that are unmarried have less options now.

    Immigration have been quoted as explaining that this new rule is to prevent foreigners from having children in order to stay in Thailand.

    Allowing those over 50yrs old to obtain an extension based on the Thai child supporting them is in keeping with the Thai way, where the child supports the parents in their older years.

    To apply for an extension using rule 7.17/5 , you will need the following documents.


    •Application form
    •Copy of the proof of relationship (Birth Certificate, or other papers issued by official organizations or government agencies
    •Letter from the district office confirming you are the parent.
    •Government fee of bt1900

    It is also advisable to have the mother and child accompany you to immigration in case more information from them is needed.

    Please note Ă˘â‚¬â€œ If you have an extension based on supporting a Thai child that was issued before Oct 1st 2006, then the old rules still apply and will be covered under the grandfather clause.


    (a grandfather clause is an exception which allows something pre-existing to remain as it is, despite a change to the contrary in the rules applied to newer situations.)

    Link to English translation of Police Order 606/2006:
    http://www.lawyer.th.com/National_Police_Office_Order_Oct_2006.pdf

    Article taken from here:
    http://www.thaivisa.com/extensions/extension-based-on-support-of-a-child.html

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