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  1. #326
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    I'm wanting to open a bank account in my name alone. Currently I have a joint account with my wife at BKK Bank. Wife rings up the closest branch (at Big C, with about 3 tellers windows and a service desk, maybe 5 or 6 staff). No, can't open an account there because the branch does not have a manager qualified to open accounts. FTF?

    Ring up the main branch where we have our joint account. My wife was told that before I can open a sole account, I have to get a letter from my embassy, and a work permit. What's that about? How do retirees (and others with no WP) open their accounts? What's the embassy letter for?

  2. #327
    Thailand Expat Pragmatic's Avatar
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    You either get a letter from immigration confirming address or you show a 'Yellow Book'.

  3. #328
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    Quote Originally Posted by Pragmatic View Post
    You either get a letter from immigration confirming address or you show a 'Yellow Book'.
    Right, SWMBO has been doing some other ringing around. Kasikorn said get a letter from Immigration stating that you need the bank account for the purpose of a visa.
    Either way, that sounds pretty easy. I rang the Aus embassy and of course they don't issue any letters to assist Aussies getting a bank account here.

  4. #329
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    Quote Originally Posted by tomcat View Post
    I went to Chaeng Wattana today to renew my retirement visa. I left home at 6am and when I arrived there were 167 people ahead of me.
    That alone makes me feel even better about paying an agency to get mine done each year, while I play golf.

    Fuck. That.

  5. #330
    Thailand Expat tomcat's Avatar
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    Quote Originally Posted by Headworx View Post
    Fuck. That.
    ..to clarify: not all of the 167 in front of me were there for the same reason...there were only 3 before me for retirement extensions and so my business was concluded by 9:30am or so...

  6. #331
    Thailand Expat Pragmatic's Avatar
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    Quote Originally Posted by Headworx View Post
    That alone makes me feel even better about paying an agency to get mine done each year, while I play golf.

    Fuck. That.
    No nastiness intended but I'd rather queue behind 167 people at immigration than play golf.

  7. #332
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    ^And I'd rather have a root-canal done without anesthetic than queue up in any Thai gov't department behind 167 people or 1.67 people, knowing there's a big chance some fucken pleb with an IQ of 40 and nett worth of $8.55 will be telling me I need to get some piece of paperwork re-done and get in the queue again. But I'm definitely not someone who thinks life's too long either....

  8. #333
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    Quote Originally Posted by Maanaam View Post
    I'm wanting to open a bank account in my name alone. Currently I have a joint account with my wife at BKK Bank. Wife rings up the closest branch (at Big C, with about 3 tellers windows and a service desk, maybe 5 or 6 staff). No, can't open an account there because the branch does not have a manager qualified to open accounts. FTF?

    Ring up the main branch where we have our joint account. My wife was told that before I can open a sole account, I have to get a letter from my embassy, and a work permit. What's that about? How do retirees (and others with no WP) open their accounts? What's the embassy letter for?
    depends on the bank or the branch,

    but not a problem with your magic work permit

  9. #334
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    who in his right mind show up at Immigration at 6am? show up at 11am, fewer people in line, and should be out by 3pm

    all the stupid people go there before 10am, creating a huge roadblock, by 11am, half are gone because insufficient documents or given up

  10. #335
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    Quote Originally Posted by Maanaam View Post
    I'm wanting to open a bank account in my name alone. Currently I have a joint account with my wife at BKK Bank. Wife rings up the closest branch (at Big C, with about 3 tellers windows and a service desk, maybe 5 or 6 staff). No, can't open an account there because the branch does not have a manager qualified to open accounts. FTF?

    Ring up the main branch where we have our joint account. My wife was told that before I can open a sole account, I have to get a letter from my embassy, and a work permit. What's that about? How do retirees (and others with no WP) open their accounts? What's the embassy letter for?
    If you go to the BKK Bank International branch in Sukhumvit Rd, Bangkok between Soi 10 and 8, you may find you will get a different response. All you need is a savings account which will get you a debit/ATM card. The only requirement is some evidence of a long tern visa/extension. Take the wingman too, easier for the girl to do the paperwork without you asking stupid questions. Asking fuckwits in regional offices, small branches and Big C outlets is futile, you might as well go to the Dust zoo for the day. Maybe take evidence of moo baan, too.

  11. #336
    'ello 'ello 'ello Luigi's Avatar
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    Quote Originally Posted by Maanaam View Post
    My wife was told that before I can open a sole account, I have to get a letter from my embassy, and a work permit. What's that about?
    Money laundering and other facets of criminality.


    Happened about 5 years ago or so.

    They only want legally employed foreigners to have Thai bank accounts.

    Possibly/probably happened after the Junta took over.


    Quote Originally Posted by Maanaam View Post
    I'm wanting to
    btw, I heard this called the 'Indian clause', as it's how Indians speak.



    Quote Originally Posted by Seekingasylum View Post
    If you go to the BKK Bank International branch in Sukhumvit Rd, Bangkok between Soi 10 and 8, you may find you will get a different response. All you need is a savings account which will get you a debit card. The only requirement is some evidence of a long tern visa/extension.
    Bangkok Bank and some Kasikorn branches are known as the softest for this.

  12. #337
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    if you insist on having an account at bangkok bank, then go to their head office on silom road in bangkok. they have a dedicated section for foreigners and all the staff in that department speak excellent english. the service at the head office is both efficient and excellent.

    alternatively, try a large branch of the foreigner friendly krungsri bank whom i have also found to be very good, they gave me a credit card (i'm on a retirement visa) and have waived the 4000b p.a. fee for this.

    attempting to get anywhere at the smaller local branches of any bank, staffed as they are by the less able, is an exercise in futility and you may very well find yourself misinformed and messed around with by the managers and their penpushers who know little about the rules and regulations that control the lives of foreigners in thailand and would rather refuse you a service than risk ticking the wrong box and losing their job.

  13. #338
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    Essentially, mid level Thai supervisors exercise no initiative and certainly they do not encourage their minions to consider any discretion. If you have the time, forbearance and inclination you could always ask them ' why ' whenever you receive a negative response. Some replies are a hoot and worthy of an eight year old recalling some dream they had but mostly it's just a gormless smile as a neurone generates a loose electrical pulse that careens around their frontal lobe before it fizzles away into the when-is-it-somtam-time void.

  14. #339
    Can I still change this?
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    ^ Do we have a "Post of the Month" competition going yet?

  15. #340
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    Quote Originally Posted by Headworx View Post
    ^And I'd rather have a root-canal done without anesthetic than queue up in any Thai gov't department behind 167 people or 1.67 people, knowing there's a big chance some fucken pleb with an IQ of 40 and nett worth of $8.55 will be telling me I need to get some piece of paperwork re-done and get in the queue again. But I'm definitely not someone who thinks life's too long either....
    just hope you never have to go into a GOV.HOSPITAL you might find your queue no.is 16,700 bottoms up old chap.

  16. #341
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    Quote Originally Posted by Dragonfly View Post
    who in his right mind show up at Immigration at 6am? show up at 11am, fewer people in line, and should be out by 3pm
    I agree, this queuing for hours before the office/hospital/..... is open indicates the Thai mentality.

    Turn up at 2 in the afternoon with the correct paperwork and a coffee and enter a deserted room. The officers appear busy but immediately start processing ones application. Once completed they are available to answer any questions.

    l suspect it helps being as, in what feels like my own VIP IO, my local office is situated in the sticks.

    A tray full of GOLD is not worth a moment in time.

  17. #342
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    Quote Originally Posted by headhunter View Post
    your queue no.is 16,700
    Once received time for a breakfast, a jog around the lake, a relaxing massage.....

    So many alternates to staring at the back of a snoring brit or his tattooed tart.

  18. #343
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    Quote Originally Posted by Luigi View Post
    They only want legally employed foreigners to have Thai bank accounts.
    How do people on a retirement visa have sole accounts? How do you?
    Quote Originally Posted by Luigi View Post
    btw, I heard this called the 'Indian clause', as it's how Indians speak.
    You should try to improve your own pikey grammar and vocab before trying to correct my far superior English.

  19. #344
    'ello 'ello 'ello Luigi's Avatar
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    It's like conversing with a young child.


    An angry young child.

    Quote Originally Posted by Maanaam View Post
    How do people on a retirement visa have sole accounts?
    They went to the bank and opened them.

    Trouble understanding the word 'want'?

    How do you?
    I went to banks and opened them.

    The first one I opened was a K-Bank account in Silom around 2005-ish. The last one I opened was a BAY มีแต่ได้ for lump sum immigration purposes. Was quite a nice interest rate at the time, 3.65% paid monthly iirc, down to around half that now. That was probably around 2012-ish.


    Quote Originally Posted by Maanaam View Post
    You should try to improve your own pikey grammar and vocab before trying to correct my far superior English.
    I wasn't correcting. I was pointing something out.

    Blimey, someone is all agitated and wanting a bit o' a vindapoo.



    Your legal employer should have..... oh.... legal employer..... ...whoops.

  20. #345
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    Quote Originally Posted by headhunter View Post
    just hope you never have to go into a GOV.HOSPITAL you might find your queue no.is 16,700 bottoms up old chap.
    With worldwide private health insurance guaranteeing USD $1,000,000 cover, the chances of finding myself queued up in a Gov't hospital are exactly the same as finding me in a queue to get my retirement extensions.

  21. #346
    Thailand Expat jabir's Avatar
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    Quote Originally Posted by Maanaam View Post
    I'm wanting to open a bank account in my name alone. Currently I have a joint account with my wife at BKK Bank. Wife rings up the closest branch (at Big C, with about 3 tellers windows and a service desk, maybe 5 or 6 staff). No, can't open an account there because the branch does not have a manager qualified to open accounts. FTF?

    Ring up the main branch where we have our joint account. My wife was told that before I can open a sole account, I have to get a letter from my embassy, and a work permit. What's that about? How do retirees (and others with no WP) open their accounts? What's the embassy letter for?
    I've heard of so many obstacles in opening bank accounts, must say I've never had a problem in that regard though they do give me grief when trying to close the occasional account.

    Have you tried telling them in one breath so it sinks in before the preprogrammed head shake, that you want to deposit 800k for immigration needs in the new account?

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