How many years in total do you have now?
Your National Insurance record and your State Pension
Your new State Pension is based on your National Insurance record when you reach State Pension age.
You’ll usually need to have 10 qualifying years on your National Insurance record to get any new State Pension.
You may get less than the new full State Pension if you were contracted outbefore 6 April 2016.
You may get more than the new full State Pension if you would have had over a certain amount of Additional State Pension under the old rules.
You’ll need 35 qualifying years to get the new full State Pension if you do not have a National Insurance record before 6 April 2016.
Qualifying years if you’re working
When you’re working you pay National Insurance and get a qualifying year if:
- you’re employed and earning over £162 a week from one employer
- you’re self-employed and paying National Insurance contributions
You might not pay National Insurance contributions because you’re earning less than £162 a week. You may still get a qualifying year if you earn between £116 and £162 a week from one employer.
Qualifying years if you’re not working
You may get National Insurance credits if you cannot work - for example because of illness or disability, or if you’re a carer or you’re unemployed.
For example, you can get National Insurance credits if you:
- claim Child Benefit for a child under 12 (or under 16 before 2010)
- get Jobseeker’s Allowance or Employment and Support Allowance
- get Carer’s Allowance
You’re not working or getting National Insurance credits
You might be able to pay voluntary National Insurance contributions if you’re not in one of these groups but want to increase your State Pension amount.
Gaps in your National Insurance record
You can have gaps in your National Insurance record and still get the full new State Pension.
You can get a State Pension statement which will tell you how much State Pension you may get. You can then apply for a National Insurance statementfrom HM Revenue and Customs (HMRC) to check if your record has gaps.
If you have gaps in your National Insurance record that would prevent you from getting the full new State Pension, you may be able to:
Check your National Insurance record
You can check your National Insurance record online to see:
- what you’ve paid, up to the start of the current tax year (6 April 2018)
- any National Insurance credits you’ve received
- if gaps in contributions or credits mean some years don’t count towards your State Pension (they aren’t ‘qualifying years’)
- if you can pay voluntary contributions to fill any gaps and how much this will cost
Your online record doesn’t cover how much State Pension you’re likely to get.
Start now
Before you start
You’ll need a Government Gateway account to check your National Insurance record online - you’ll be able to set one up if you don’t have one.
Personal tax account
Signing in to the ‘Check your National Insurance record’ service activates your personal tax account. You can use this to check your HMRC records and manage your other details.
If you’ve paid National Insurance in the Isle of Man
Your record won’t show National Insurance contributions from the Isle of Man if you reach State Pension age after 5 April 2016.
Email the National Insurance office in the Isle of Man to find out how much you’ve paid.
Isle of Man National Insurance office
nationalinsurance.itd@gov.im
You can also write to the office.
National Insurance contributions
Income Tax Division
Government Office
Bucks Road
Douglas
Isle of Man
IM1 3TX
Other ways to apply
You can request a printed National Insurance statement:
You’ll need to say which years you want your statement to cover. You can’t request statements for the current or previous tax year.
You can also write to HM Revenue and Customs (HMRC).
National Insurance contributions and Employers Office
HM Revenue and Customs
BX9 1AN
Last edited by Chittychangchang; 08-08-2018 at 12:10 AM.
Hi ChalkyDee,
I'm also about to apply and found your information very helpful. Thank you for the insight. What I still didn't get, however, does the amount of gained points affect the outcome of the application as long as it is above 50? As I don't have a PR and am still below 30 years I would miss quite many points. Estimated around 68/100 would that reduce my chances compared to getting more than that or is it irrelevant?
Cheers
50 or 100 makes no difference. They didn't score my points the way i thought so best to just ask and they will estimate on the spot
Sounds like the British embassy are being real bastards.
Not only refusing letters for pensions but also the letter of intent to give up citizenship.
SB, like Immigration in the case of the pension letters, will ask the Home Office to verify the intent (impossible) or for some way of following to ensure Brits go and ahead and renounce (also impossible). And the embassy has stopped doing the declarations which are already not on their list of things they are prepared to do. Under the UK Nationality Act there is no way of verifying or enforcing this intent any more than there is under the Thai Nationality Act.
^Yup. Big sticking block for me now. They will not issue or notarize the declarations or letter requirement (this is from April this year) to proceed with applications..
^An update on the whole "declaration to renounce UK citizenship" impasse. After nearly a year waiting for this to get sorted, the Brit Embassy and Home Office has reached a solution.
The Brit Embassy now has issued a document specifically for people wishing to obtain Thai Citizenship: https://www.gov.uk/guidance/notarial-and-documentary-services-guide-for-thailand#supporting-letter-for-thai-nationality-application
Great thread. I have also applied to become a Thai citizen. Good to see what lies ahead of me.
Still waiting for the MOI interview. My application was sent to the MOI last March. Has anyone here heard about any upcoming MOI interviews?
^Nope, same here. The MOI may be in limbo for a while after the election this week, especially if there is a change in leadership.
Took me a year and a bit to get Thai Citizenship.
The only hard part was being interviewed by 10 plus gov officials. This is the last step in the application process.
I got a call 30 mins after that, confirming my Thai Citizenship.
Whole process is relatively straight forward.
The process for people like me takes between 2 years and 3 years, at the moment. After the MOI interview, there is a wait of a few months til the notification in the Royal gazzette(confirmation of citizenship), and taking the oath.
You must be thinking of another process or maybe applying through having a Thai parent.
how much does this cost now, and are u required to speak thai.
The application costs are only 5,000 baht or so. You do not have to be able to speak Thai if you are legally married to a Thai.
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