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  1. #1
    Thailand Expat
    Jools's Avatar
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    Using credit cards without PIN

    Lately, I have attempted to make purchases with my Mastercard, but they would only accept a PIN, no signing as before. THis is frustrating because my Mastercard does not have a PIN. Are there any grocery stores, etc. that still do business without a PIN?

  2. #2
    Thailand Expat AntRobertson's Avatar
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    Wouldn't it just be easier to get / activate a PIN? You could make use of whatever's accepted then.

  3. #3
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    Quote Originally Posted by Jools View Post
    Lately, I have attempted to make purchases with my Mastercard, but they would only accept a PIN, no signing as before.
    I tried to make a purchase here in Indonesia with my debit card but the system would not accept a PIN. They said no problem next time you can simply sign.

  4. #4
    Thailand Expat misskit's Avatar
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    I used a MasterCard a couple of days ago at a Big C in Lamphun. They had me sign a receipt.

    On the subject of PIN numbers. My Bangkok Bank card was eaten by an ATM the first time I tried to use it because I forgot my PIN. Went to the bank to get a replacement and they had me key in a SIX digit number. Hell, I couldn’t remember only four after 10 months. I’ve been hoping a signature would always be accepted!

  5. #5
    Thailand Expat jabir's Avatar
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    Thai cc, always sign, have a PIN but never used it.

  6. #6
    Thailand Expat jabir's Avatar
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    Quote Originally Posted by misskit View Post
    I used a MasterCard a couple of days ago at a Big C in Lamphun. They had me sign a receipt.

    On the subject of PIN numbers. My Bangkok Bank card was eaten by an ATM the first time I tried to use it because I forgot my PIN. Went to the bank to get a replacement and they had me key in a SIX digit number. Hell, I couldn’t remember only four after 10 months. I’ve been hoping a signature would always be accepted!
    Never heard of a 6 digit PIN but wouldn't trust the robbers, so when opening an account key in 1234(56) for your PIN then change it later at an atm.

  7. #7
    Days Work Done! Norton's Avatar
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    Quote Originally Posted by jabir View Post
    Thai cc, always sign, have a PIN but never used it.
    Nor do I. Sign reciept. Often confusion about PIN vs Code. Code is used for online purchases.

  8. #8
    hangin' around cyrille's Avatar
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    Quote Originally Posted by jabir View Post
    Never heard of a 6 digit PIN but wouldn't trust the robbers, so when opening an account key in 1234(56) for your PIN then change it later at an atm.
    All Bangkok Bank ATM cards issued over the last two or three years require 6 digit PINs. When getting a new card the very last numbers one should choose, even just initially, are 123456.

    Apart from those points you are absolutely spot on as ever.

  9. #9
    Thailand Expat
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    Quote Originally Posted by jabir View Post
    Never heard of a 6 digit PIN
    My Indo one is 6 digit. I just used my old 4 digit one and added a couple of numbers.

  10. #10
    Thailand Expat Dillinger's Avatar
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    ^^He is talking about credit cards not debit cards.

    Both of my Bangkok Bank credit cards have no pin and are sign only.

    I have been asked a few times before to enter the pin into the credit card reader. When given that option, just press the green Enter button and the receipt will pop out to sign.

  11. #11
    lom
    lom is online now
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    Quote Originally Posted by Dillinger View Post
    Both of my Bangkok Bank credit cards have no pin and are sign only.
    So when you withdraw money from an ATM with them, where do you sign?

  12. #12
    hangin' around cyrille's Avatar
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    Quote Originally Posted by Dillinger View Post
    ^^He is talking about credit cards not debit cards.

    Both of my Bangkok Bank credit cards have no pin and are sign only.

    I have been asked a few times before to enter the pin into the credit card reader. When given that option, just press the green Enter button and the receipt will pop out to sign.
    My Bangkok Bank credit cards have six digit PINs too, but can also be used with just a signature so that's what I do if given the note to sign. Using with a PIN is much more secure of course, but in Thailand 'sign only' still seems to reign.

    It's really silly to enter '123456' as a PIN in any circumstance.

    I didn't know that about just pressing the 'Enter' button. Never needed it, but still good to know.

  13. #13
    Thailand Expat
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    Recently, I had another case: By a phone purchase in a shop abroad in Europe they asked me for my MC details by phone. Since quite trustful shop, I gave it and the amount was really deducted without the bank (in Thailand) involvement of sending a confirmation code by SMS to my mobile as by all online purchases (e.g. airlines). The shop confirmed me that they always delete all the data afterwards.

    Anybody a similar case?

  14. #14
    Thailand Expat jabir's Avatar
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    Quote Originally Posted by squirrel View Post
    All Bangkok Bank ATM cards issued over the last two or three years require 6 digit PINs. When getting a new card the very last numbers one should choose, even just initially, are 123456.

    Apart from those points you are absolutely spot on as ever.
    Care to explain why 123456 (or any other number) should not be used, considering you will be changing it at an atm within minutes? Are your bank staff so hungry that they might empty your account after handing you your card?

  15. #15
    disturbance in the Turnip baldrick's Avatar
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    using a credit card at a store card machine in a third world country is not a risk I would take if I could possibly avoid it

  16. #16
    Thailand Expat Dillinger's Avatar
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    Quote Originally Posted by lom View Post
    So when you withdraw money from an ATM with them, where do you sign?
    I don't use them to withdraw cash but thinking about it, yes I do have a 4 figure pin for one, but I think that is solely for withdrawing from ATM.

  17. #17
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    Quote Originally Posted by misskit View Post
    I used a MasterCard a couple of days ago at a Big C in Lamphun. They had me sign a receipt.

    On the subject of PIN numbers. My Bangkok Bank card was eaten by an ATM the first time I tried to use it because I forgot my PIN. Went to the bank to get a replacement and they had me key in a SIX digit number. Hell, I couldn’t remember only four after 10 months. I’ve been hoping a signature would always be accepted!
    I had to get a new debit card from Kasikorn like you six digit pin was required,tried to use it at a petrol station their debit reader was not updated and would only take the four digit cards. Lucky I had enough cash to pay.

  18. #18
    Thailand Expat Dillinger's Avatar
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    Quote Originally Posted by RPETER65 View Post
    Lucky I had enough cash to pay.
    You could have just gone to the ATM 10 metres away

  19. #19
    ความรู้ลึกลับ HuangLao's Avatar
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    Why...??

  20. #20
    Thailand Expat jabir's Avatar
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    Anyone hear of the hack that allows you to enter your PIN backwards and still draw cash while alerting the authorities that you're under duress?

    There was something about it in I think the Telegraph a few years ago, then heard nothing more so could be a myth.

  21. #21
    Thailand Expat
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    Quote Originally Posted by baldrick View Post
    using a credit card at a store card machine in a third world country is not a risk I would take if I could possibly avoid it
    Agreed. Way too risky.

  22. #22
    Thailand Expat Dillinger's Avatar
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    ^Why not? You're fully guaranteed to get it back, unlike with a debit card

    Quote Originally Posted by jabir View Post
    There was something about it in I think the Telegraph a few years ago, then heard nothing more so could be a myth.
    Urban legend I thought

  23. #23
    disturbance in the Turnip baldrick's Avatar
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    yes it is an urban farcebook twaddle drivel that gets shared every couple of years by the inane

    https://www.snopes.com/fact-check/reverse-pin-atm-alarm/


    ^Why not? You're fully guaranteed to get it back
    add to that the fcukaround of having the card cancelled and having to organize a new one to get to you

  24. #24
    Utopian Expat
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    No sign, no pin!
    Contactless credit card, dead easy.
    Just don't lose the fvcker.

  25. #25
    Thailand Expat jabir's Avatar
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    Quote Originally Posted by Chittychangchang View Post
    No sign, no pin!
    Contactless credit card, dead easy.
    Just don't lose the fvcker.
    https://www.yenisafak.com/en/video-g...-cards-2195372

    Sounds Russian, if it shows which it doesn't.

    BALDRICK!!

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