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Thread: ATM Fees

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    ATM Fees

    Alright guys, just gearing up for a trip to see the missus' parents and wanted to find out what the ATM fees are at the mo if I use my nationwide flex card, also is super rich open and if so is it worth trekking there to change up a wedge

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    It will cost you about $5.00 US to use a foreign ATM in a Thai machine.

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    Yes, I get a 150B charge by the Thai banks when I withdraw money from a UK bank.

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    Quote Originally Posted by blackgang View Post
    It will cost you about $5.00 US to use a foreign ATM in a Thai machine.
    Not me!!

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    I asked my American Bank (where my pension is automatically deposited) about transferring money to my Thai bank account and they told me I had to contact the Thai bank, and the Thai bank has told me I have to contact my American Bank to arrange the transfer, so I continue to live off an ATM card. A real waste of money.

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    The yellow bank (bank of audythia??sp) do not charge the 150 baht - you still have to pay whatever your own bank requires though !

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    Quote Originally Posted by BobR
    Thai bank account and they told me I had to contact the Thai bank, and the Thai bank has told me I have to contact my American Bank to arrange the transfer, so I continue to live off an ATM card. A real waste of money.
    I have posted on here numerous times so it is bound to be in search how to get money from a US account to a Thai account with no cost, it has and is being done by me for years and other have done and are doint it, so search and ye shall find.

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    Yep, Bank of Ayaduyha. No charge.

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    Quote Originally Posted by blackgang View Post
    Quote Originally Posted by BobR
    Thai bank account and they told me I had to contact the Thai bank, and the Thai bank has told me I have to contact my American Bank to arrange the transfer, so I continue to live off an ATM card. A real waste of money.
    I have posted on here numerous times so it is bound to be in search how to get money from a US account to a Thai account with no cost, it has and is being done by me for years and other have done and are doint it, so search and ye shall find.
    Thank you, also I've been told that one of the advantages of using a foreign atm card is that the Thai tax collectors cannot not track it, so you do not have to pay Thai income tax on that money. In contrast if you have money transferred to a Thai bank, there is a record of it and you will need (to be legal and safe) to pay Thai income taxes on it. Any truth to that?????????? I already pay income tax in the USA.

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    Quote Originally Posted by Happyman
    The yellow bank (bank of audythia??sp) do not charge the 150 baht - you still have to pay whatever your own bank requires though !
    They do charge the 150thb.

    They have some exceptions however. I get charged for my Australian cards and not for a UK one.

    All Thai banks now charge the 150thb fee for foreign cards.

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    Quote Originally Posted by Beadle View Post
    Quote Originally Posted by Happyman
    The yellow bank (bank of audythia??sp) do not charge the 150 baht - you still have to pay whatever your own bank requires though !
    They do charge the 150thb.

    They have some exceptions however. I get charged for my Australian cards and not for a UK one.

    All Thai banks now charge the 150thb fee for foreign cards.
    I only have one card - Lloyds Offshore IOM sterling account- and have NEVER been charged the 150 baht at the yellow bank

    Never use any other so don't know about ALL Thai banks

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    Quote Originally Posted by Beadle View Post
    Quote Originally Posted by Happyman
    The yellow bank (bank of audythia??sp) do not charge the 150 baht - you still have to pay whatever your own bank requires though !
    They do charge the 150thb.

    They have some exceptions however. I get charged for my Australian cards and not for a UK one.

    All Thai banks now charge the 150thb fee for foreign cards.
    yes,that's true!only for normal cards,like maestro ect.
    but not for creditcards!

  13. #13
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    Try AEON bank ATMs. Never paid a fee there yet with my US (bank) ATM card

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    Quote Originally Posted by Happyman
    Never use any other so don't know about ALL Thai banks
    They all charge the 150thb fee now unfortunately. Even the UOB which is Chinese started to charge it. Why not when they can get away with it eh?

    As I said, Krungsri or Bank of Ayutthya as it is commonly known (the yellow bank) is the only exception as they charge for some foreign cards and not for others.
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    well fuck it, I went saturday and did a transfer at my bank and got 40,000 baht for $1,223 dollars, so I am sticking with it.

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    Quote Originally Posted by unkleblacky
    just gearing up for a trip to see the missus' parents and wanted to find out what the ATM fees are at the mo if I use my nationwide flex card
    most of the above respondents did not understand your post, Unkle

    the nationwide card is free of charges and also gives a good rate of exchange

    whether the ATM bank makes any charges seems uncertain - I have not yet been charged by BkkBank

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    Quote Originally Posted by DrAndy
    most of the above respondents did not understand your post, Unkle
    Is the Nationwide card a foreign ATM Card? If it is then it is going to be charged 150 baht,, now the bank might pay it or might chage it to you, but the Thai bank will have 150 service fee.

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    Quote Originally Posted by the dogcatcher View Post
    Yep, Bank of Ayaduyha. No charge.
    True, if you bank with them as I did. They are also convenient as, if I remember correctly, most 7-11 shops have one of their ATMs. I did transfer overseas funds to my account with them and I think they just made up the X rate with no delineation of the transfer charges.

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    ^
    Inward Remittance Services

    Service Feature
    With faster and more secure international remittance system (SWIFT), you can receive inward remittance for your money transfer from remitter worldwide. The remitter just have to correctly indicate your account name/number and Bank of Ayudhya SWIFT Code (AYUDTHBK) to ensure that the amount of money will be directly credited into your account.
    Remittance Fees:• 0.25% of amount transferred (min. THB 200.00 and max. THB 500.00)
    • THB 20.00 per transaction in case the recipient account is outside specific clearing zone (Clearing zone covers Bangkok and metropolitan areas)

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    Quote Originally Posted by DrAndy View Post
    Quote Originally Posted by unkleblacky
    just gearing up for a trip to see the missus' parents and wanted to find out what the ATM fees are at the mo if I use my nationwide flex card
    most of the above respondents did not understand your post, Unkle

    the nationwide card is free of charges and also gives a good rate of exchange

    whether the ATM bank makes any charges seems uncertain - I have not yet been charged by BkkBank
    Blackgang is the only one who knows what he is about. Nationwide have charged 1% since last year and my local Krungsri ATM does not charge 150 baht with a NW card. BG's withdrawal method is the best way to go-IF you can convince the incompetent fools who pass as Bank employees that this is the 21st century.

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    Quote Originally Posted by blackgang
    I have posted on here numerous times so it is bound to be in search how to get money from a US account to a Thai account with no cost, it has and is being done by me for years and other have done and are doint it, so search and ye shall find.
    you really are a grumpy old cvnt BG: ...wouldn't hurt you to post a link rather than telling people to 'do a search'...

  22. #22
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    Quote Originally Posted by crazy dog
    Nationwide have charged 1% since last year and my local Krungsri ATM does not charge 150 baht with a NW card
    Nationwide do NOT charge on their own card (called a "cashcard"), unless you have the Visa card. I have both accounts, so know the difference and charges

    as you say, the banks do not charge that card either, so why is BG right?

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    Quote Originally Posted by BobR
    Thank you, also I've been told that one of the advantages of using a foreign atm card is that the Thai tax collectors cannot not track it, so you do not have to pay Thai income tax on that money. In contrast if you have money transferred to a Thai bank, there is a record of it and you will need (to be legal and safe) to pay Thai income taxes on it. Any truth to that?????????? I already pay income tax in the USA.
    I do not know about that Bob, But for a retirement visa you have to have 65K baht income and I have living expenses transfered to a Thai bank and then when I go for an extension I just show my passbook and the money transfered in and taken out and they are happy. My wife works so she does pay thai taxes, but they have never said anything to me.
    There is a lot of threads about money in and out and I have posted my plan on many of them, but again,, go to SCB and use your ATM/DEBIT card, tell them how much bat you want, give them the card and they will run it thru the machins like a credit card, but since it is a ATM card you are not charged the 3% credit card fees and I just have it transfered into my SCB account,, no fees and what ever the exchange rate is at that time is what I get. And it is immediately available in your SCB account.

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