| i think most people have their cash in FDIC accounts...but you should make sure that you don't have more than 100,000 in one bank...but if it's a joint account, the insurance goes up to 200 K. it's always smart to diversify...even with the banks holding your money.
people should also be slightly concerned about their money market accounts....i think we're going to see some funds 'break the buck' this year or next. |