Ahhh fark! can't get insurance cover activated for my car today
Cover starts from tomorrow... it's 39,000 yen through their website - would need to pay an extra 10,000 yen to get it covered (by phone) today...
My bad for leaving it till the last minute.. was supposed to pick it up at 1 pm today... oh, well... hope my experience helps someone.
Moral of the story, don't leave important stuff to the last minute.. doohhh