retirees have to have proof of income to get their visa and therefore are see as having enough money to exist and for medical, my suggestion to stop all the free loaders who are costing the thai medical association/govt 1.2billion baht per yesr is: all visitors to thailand will have to have medical insurance and if they don' then it's the next flight home. they can spend 5000 a day on sheilas, grog etc but cannot afford to pay for illnesses.