Thread: BUPA or other Health insurance

I pay about 17k a year with AIA.

Originally Posted by Marmite the Dog

I pay about 17k a year with AIA.

Interested to know what cover your getting for that Marmite,accident,illness or the fullmonty?

Personally not sure Im going to bother but its in the back of my mind.

Originally Posted by Gravesend Dave

Originally Posted by Marmite the Dog

I pay about 17k a year with AIA.

Interested to know what cover your getting for that Marmite,accident,illness or the fullmonty?

Personally not sure Im going to bother but its in the back of my mind.

marmite would give us a short on what its covered, Thanks

and gravesend Dave, you really just never know,
i remember reading about a falang got knocked out of his bike and spent a couple of weeks at the hospital in phuket or something like that and got a bill of over 200.000, could be bullshit but i know they charge us well,
i went to khon kaen hospital to take a bullet of my upperarm it only costed two thousand baht, but you really just never know,

^^

Sorry, but I don't know if there's a family rate- my wife gets covered through her father's company (using AIA).

The rates go up the older you are (I believe that's true of every insurance company), but the increases aren't that bad- I would recommend stopping into any branch and picking up a brochure just so you can compare it to other companies- one thing I liked about SCB was that they wouldn't deny coverage if you had a motorbike accident (unlike several others), which was a big deal for me.

Originally Posted by poorfalang

Originally Posted by Gravesend Dave

Originally Posted by Marmite the Dog

I pay about 17k a year with AIA.

Interested to know what cover your getting for that Marmite,accident,illness or the fullmonty?

Personally not sure Im going to bother but its in the back of my mind.

marmite would give us a short on what its covered, Thanks

and gravesend Dave, you really just never know,
i remember reading about a falang got knocked out of his bike and spent a couple of weeks at the hospital in phuket or something like that and got a bill of over 200.000, could be bullshit but i know they charge us well,
i went to khon kaen hospital to take a bullet of my upperarm it only costed two thousand baht, but you really just never know,

Yes I am well aware we all carry some kind of risk,hence the its in the back of my mind quote?

I'm on the AIA 20Pay Life plan.

2 piss poor links here:

Products : 20 Pay Life Non Par AIA Helps.com

??????????? - ???????? 20 ?? (AIA 20 Pay life) | ?????? ?????????

There's loads of details but the main ones are:

Hospital room 2,200/day (max 125 days)
Daily consultation 800
Surgeon fee 60,000
Misc hospital fees 20,000

They pay 1,000 per day to you if you're hospitalised

550,000 in event of a car or bike accident

Tax deductible up to 100,000

100,000 payable upon maturity (20 years)

About 500,000 upon death.

My legal rep said this plan is probably good enough to cover half the costs involved if diagnosed with a serious cancer.

Also, AIA are everywhere and you shouldn't get a problem with any hospital in Thailand unlike you may do with Bupa. My rep is also an agent for Bupa and said you often have to pay the bill before trying to claim it back from Bupa.

Before anyone says that she must get more commission from AIA, she actually gave most of her commission back to me because she's a friend.

Thanks Marmite,
links ok actually, somewhere to start looking,

Originally Posted by Marmite the Dog

I'm on the AIA 20Pay Life plan.

2 piss poor links here:

Products : 20 Pay Life Non Par AIA Helps.com

??????????? - ???????? 20 ?? (AIA 20 Pay life) | ?????? ?????????

There's loads of details but the main ones are:

Hospital room 2,200/day (max 125 days)
Daily consultation 800
Surgeon fee 60,000
Misc hospital fees 20,000

They pay 1,000 per day to you if you're hospitalised

550,000 in event of a car or bike accident

Tax deductible up to 100,000

100,000 payable upon maturity (20 years)

About 500,000 upon death.

My legal rep said this plan is probably good enough to cover half the costs involved if diagnosed with a serious cancer.

Also, AIA are everywhere and you shouldn't get a problem with any hospital in Thailand unlike you may do with Bupa. My rep is also an agent for Bupa and said you often have to pay the bill before trying to claim it back from Bupa.

Before anyone says that she must get more commission from AIA, she actually gave most of her commission back to me because she's a friend.

Yep, agreed. AIA also knows the Thai market a lot better than BUPA, and local people usually buy insurance from people they know, so that if the sh!t hits the fan their rep is right there to sort it out.
A good friend of mine recently had a severe stroke that hospitalized him to the tune of over 1 mill and counting, and his BUPA (farang mate's wife) rep was totally useless. The guy's relatives had to come over from the UK to try and sort out the insurance details, which are still up in the air.

Here's some info from me that might be usefull at a later date.
I've been 'scraped up' off the floor on several occassions over here(motorbyke) and been hospitalised twice. As long as your motorbyke/car is fully registered and relevant taxes paid, you are covered for injury up to (can't remember the exact amount) but I seem to remember it was over 100000 baht.
Luckily the BIB's weren't involved and I managed to get to the hospital with the aid of my lovely wife.
After I'd left the hospital and paid the bill, she went to the police station and filled in the relevant forms and some shite about a dog knocking me off said machine.This is the best bit, the police statement was free!
She then produced the document to the main office for the Thai insurance and recovered monies.
Hope this helps.
Charley.

PS. I'd still go for the health insurance though.

Originally Posted by charleyboy

After I'd left the hospital and paid the bill, she went to the police station and filled in the relevant forms and some shite about a dog knocking me off said machine.This is the best bit, the police statement was free!

Free? is that because they were the ones that knocked you off?

Usefull info charleyboy

Thanks for sharing

More to do with the 'golden nectar' than anything else.

Originally Posted by Marmite the Dog

I'm on the AIA 20Pay Life plan.

2 piss poor links here:

Products : 20 Pay Life Non Par AIA Helps.com

??????????? - ???????? 20 ?? (AIA 20 Pay life) | ?????? ?????????

There's loads of details but the main ones are:

Hospital room 2,200/day (max 125 days)
Daily consultation 800
Surgeon fee 60,000
Misc hospital fees 20,000

They pay 1,000 per day to you if you're hospitalised

550,000 in event of a car or bike accident

Tax deductible up to 100,000

100,000 payable upon maturity (20 years)

About 500,000 upon death.

My legal rep said this plan is probably good enough to cover half the costs involved if diagnosed with a serious cancer.

Also, AIA are everywhere and you shouldn't get a problem with any hospital in Thailand unlike you may do with Bupa. My rep is also an agent for Bupa and said you often have to pay the bill before trying to claim it back from Bupa.

Before anyone says that she must get more commission from AIA, she actually gave most of her commission back to me because she's a friend.

I would talk to your legal(?) rep as those benefits are poor - ok though for Government hospitals supose
Get yourself a real broker - try using Peter over at AA ins brokers, they do the Allianz plans which are the dogs b***ks
peter@aainsure.net - see their web site