I handled a claim in Greece a few years ago.
Brit ExPat with a nice villa near Corinth with a very large above ground pool.
Came home one night with a few friends to find a couple of people trying to break into the house.
They were trying to lever the patio doors open with a rather large machette !!
Enraged ExPats gave chase through the back garden .
One would be thief threw the machette at the angry chaps chasing them .
Missed them but hit the pool wall.
It split from top to bottom with the weight of water and the resulting tsunami took out the patio doors and completely flooded the ground floor before draining away into the basement cellar !!!
PS
Paid up on that one - about 14,000 GBP .
Couldn't pay up on 'breaking and entering' as the buggers never actually got in the house.
Found a loophole though !
The house was insured through a company policy as an asset of the company that the chap worked for .
Their factory had experienced some damage a few years before during a strike and had a RSMD ( Riot Strike Malicious Damage ) endorsement added to their policy !
That covered it !
Please note
Not ALL loss adjusters are bastards !!!
